Sentences with phrase «lower level houses»

The lower level houses two bedrooms with baths en - suite.

[23][24] The lower level houses the education, archive and storage spaces.

Not exact matches

Likewise, mortgage arrears in Ontario just reached their lowest level since 1990, the year Toronto's last housing bubble popped.

When the Canada Mortgage and Housing Corporation announced earlier this week that mortgage delinquency rates had fallen to the lowest level in decades during the fourth quarter, there was a rash of stories patting Canadians on the back for their financial prudence.

The house - price bubble, combined with record levels of household debt, represent the biggest threat facing the Canadian economy; the sooner real - estate markets mellow and Canadians lower their debt burdens, the better.

Pretty much from his first statements as governor in 2013 — that's about $ 100,000 ago in real estate appreciation terms — through to last week when the bank released its latest financial system review, Poloz has walked a tightrope between admitting that elevated house prices and debt levels pose a risk to the economy, and assuring Canadians that the likelihood of a crash is actually pretty low.

No. 1: Housing doomsayers argue that when interest rates rise from their currently low levels, it'll take away the credit punch bowl and cause house prices to tumble.

On the other hand, leaving the interest rate low encourages the kind of borrowing and spending that has produced record - high levels of consumer debt in Canada and pushed housing prices into the stratosphere.

Established in New York City in 2014, Row House was born from the idea that rowing is simply the most efficient low - impact, high - energy, full - body workout for any fitness level that unites, inspires and drives people to dig a little deeper.

«International research has found that highly indebted households cut back their spending to a greater degree in response to declining house prices than those with lower debt levels,» he said in a letter to the House finance committee this mhouse prices than those with lower debt levels,» he said in a letter to the House finance committee this mHouse finance committee this month.

UK house prices should, however, continue to be supported by an ongoing shortage of property for sale, low levels of housebuilding, and exceptionally low interest rates.

«County and ZIP code level data suggest that areas with long commute times — which benefit disproportionally from lower gasoline prices — have experienced a boost in their labor and housing markets relative to other locations,» Shan and Pandl wrote.

Even in a home office, your instincts will keep you in a subtle state of alertness, regardless of an empty house, and even this low level of stress may make it difficult to focus.

Jennifer Willoughby, one of the two women who leveled accusations of domestic and emotional abuse against the former White House staff secretary Rob Porter, says she lived in a state of «low - grade, constant terror» with him.

Weisberg suggested that journalists boycott the White House Correspondents» Association's annual dinner and agree to dispatch low - level staffers, rather than experienced reporters, to White House press briefings if Spicer continued to stand by untrue statements.

Meanwhile, the supply side of the housing equation is sitting at historically low levels.

Also, the share of non-performing housing loans over the past year remains little changed at relatively low levels.

House and Senate negotiators agreed to a number of changes in the bill, most notably lowering the top income tax rate for individuals to 37 percent from its current level of 39.6 percent.

The level of intermediaries» interest rates for households and small businesses remains historically low — in particular, notwithstanding the fact that the cash rate exceeds by 1.5 percentage points its level at the previous cyclical trough in 1993/94, rates paid by borrowers, especially for housing, typically remain below their level at that time.

The decline in issuance was sharper than can be readily explained by seasonality and the fall in housing loan approvals in 2004 and appears to have been driven by a fall in issuer supply rather than investor demand, given that primary spreads have narrowed by at least 5 basis points over the period, to historically low levels.

Bank of America, JPMorgan Chase and Wells Fargo (the «Big 3 banks») provide a lower level of affordable consumer, housing and small business lending and services to Valley residents and businesses than they do to consumers in other parts of California.

As such, arrears rates on housing loans have remained at low levels, and Australian banks have remained profitable.

The Federal Reserve's monetary policy has helped spur the U.S. housing market in recent years, because it has indirectly held long - term mortgage rates near record - low levels.

Elaine Hung, vice-president of marketing for Sotheby's International Realty Canada, said low interest rates, high levels of immigration and a limited supply of homes heated up the high - end housing markets in Toronto and Vancouver.

Lower inventory levels have served to push housing prices steadily higher.

From around that time, fixed lending rates for both businesses and housing declined steadily; in June 2003, 3 - year fixed business rates reached their lowest level since comparable data were first collected in September 1994.

The stagnation of wages among low - and middle - income families and rising costs, of housing in particular, has led to record levels of consumer debt.

The housing recovery is being supported by an historically high level of affordability of houses which, in turn, reflects the low level of nominal interest rates.

Assuming that approvals remain at their new lower level, housing credit growth would be expected to slow from a three - month - annualised rate of 25 per cent to a still rapid rate of around 18 per cent by mid 2005 (Graph C4).

According to a report from Politico, the White House's soon - to - be-unveiled plan to combat the opioid crisis includes one detail that should terrify and outrage pro-life advocates: The death penalty for even low - level drug dealers.

But Thanksgiving dinner was always at my Cousin Donna's house because she had the fancy new house with the big dining room and the lower level family room for all the men to watch football in.

At higher densities, hens are more evenly distributed across all areas of the house, including the litter, which may explain their lower levels of aggression and feather pecking (DEFRA, 2007).

When you investigate further, you can trace back the effects to the primary culprit — dry air caused by the low humidity level inside your house.

But because our house is a cape cod with the kids» rooms upstairs and our master on the lower level, sleeping arrangements boiled down to what made sense logistically.

My pumping station is right outside of my baby's room in the lower level of our house.

Pros: - My son seems to enjoy being up higher, more at our level - He can nap and hang out in this with the ability to raise and lower the head rest level - Hands free way to move him around the house (as opposed to carrying him)- Little thing, but I love the cover over the buckle; always paranoid about pinching a wandering finger!

Because truly, without the low - level but fairly constant correction going on in my house, we'd all be living in a barnyard.

Inclusion criteria: ≤ 25 years, low educational level (primary school or prevocational secondary school), maximum 28 weeks of gestation, no previous live birth, understood Dutch, and at least 1 of the following additional risk factors: no social support, previously or currently experiencing domestic violence, psychosocial symptoms, unwanted and / or unplanned pregnancy, financial problems, housing difficulties, no education and / or employment and alcohol and / or drug use

In Japan, a system of lifetime employment in many big businesses, a tradition of employer provided benefits such as housing in many cases, and a wage system in those kinds of businesses where workers receive a substantial share of their annual income in the form of an annual bonus whose size can be used to buffer good and bad years for a company sharing risks and rewards with workers instead of limiting the risks and rewards to an investor class, have contributed to low levels of income inequality in the Japanese economy relative to comparably developed countries with comparable levels of government spending on welfare state type programs in other countries.

This is expected to lead to private house starts increasing 19.0 % in 2013 and 15.0 % in 2014, albeit from historic low levels of house building.

Gillibrand said Sunday that she sent a letter to Sessions inviting him to talk about the impacts the War on Drugs has had on New York's black and Latino communities with constituents who are denied jobs, housing and college financial aid because of nonviolent, low - level pot arrests.

The top - down approach of Regional Strategies from the last Administration imposed centrally set building targets on communities and coincided with the lowest peace - time levels of house building since the 1920s.

We have already heard about house building, and a low level of house building means that there is no buoyancy in the council tax.

On 17 December 2008 Cable was concerned that amid the recession housing starts were at their lowest level since Ramsey MacDonald.

The councilmember from the 8th Council District, which includes part of the south Bronx, will talk with host Gary Axelbank about a range of crime and policing issues, including the notion of decriminalizing low - level crimes, policing reforms, and the request for 1,000 more cops, as well as Bronx developments, including the Harlem River waterfront, Jerome Avenue Study, FreshDirect relocation subsidies, and housing.

«Since then it's been confirmed that housing starts this year are at the lowest level since Ramsay Macdonald lead a Labour administration in 1924.

They'll talk with host Gary Axelbank about decriminalizing low - level offenses, affordable housing, community development and gentrification, education, housing, and much more.

Any initiatives focussed purely on first time buyers, without a sufficient increase in house building, could push prices up for entry level properties; particularly if second time movers have low or negative equity.

Gordon Brown said the current outlook for the housing market is far removed from the crash of the early 1990s, pointing to lower interest rates and repossession levels a «fraction» of what they were.

This project is providing not just 134 units of affordable housing, but high - quality, energy efficient homes for New Yorkers at a range of income levels, from very low - income families to those middle income families who increasingly struggle to make ends meet.