The act of entering
lower numbers each time you pay down a debt — and watching the list dwindle as you pay things off — will give you a boost and serve as a deterrent to spending more.
Not exact matches
«The banks are trading at 12
times forward earnings — that's a really
low number.
Results showed that those who scored
lowest on Honesty - Humility claimed to have rolled the target
number about 75 % of the
time, when in reality, their chances of winning were only about 17 %.
In addition to
lowering their fees for cell phone service, they also offer free unlimited texting on flights PLUS a free hour of Gogo in - flight WiFi for each flight you take — and there aren't any limits on the
number of
times you can take advantage of this offer.
This might be off - putting to some people because the
number is so
low, but it takes
time and effort to build your following.
Moritz, a former
Time magazine journalist, went on to lament the
lower numbers of women studying math and sciences as the reason why it's so difficult for the firm to hire more women — a popular excuse often used by the tech companies with
low diversity
numbers.
The percentage of women coached by women has declined to an all -
time low, even while Title IX, which prohibits sex - based discrimination in any education program or activity that receives federal dollars, has dramatically increased participation
numbers for female athletes.
There have been a
number of
times when I've felt really
low, and it was helpful to remind myself why I am traveling, and how traveling is improving my life experience.
Actual results, including with respect to our targets and prospects, could differ materially due to a
number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and
lower margins; our ability to
lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead
times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in
lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of
lowering prices or reducing the
number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from
time to
time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
Every
time my sales management has assigned sales
numbers a little
lower than what they think a rep can manage, that
number is usually hit — and often exceeded.
I've shown a
number of
times in the past that when this is the case — that is, when the one - month reading is below the three - month trend — commodity prices have tended to trade
lower.
Wired has called gamification an enemy of great support, and while dissenting opinions often point to cases like Microsoft and the increased productivity they saw when implementing gamification, the
numbers don't tell the full story — a
lower response
time does not mean your team is doing a better job of taking care of customers.
We have saw that, some
low quality content sites make huge
number of backlinks and then they may rank for short period of
time.
While it's still early to make a call, we'll begin testing shorter cadence cycles to reduce the
number of calls a rep has to make to a somewhat unreachable audience (much
lower connect rates), freeing up
time and capacity to spend on higher value metrics.
They were founded at a
time when the efficiency of the traditional industries was
low: e-commerce gained massive user
number because classical retail was underdeveloped; delivery companies expanded because of the unreliability of China Post; healthcare apps gained momentum because of the inefficiencies of the healthcare system; mobile payments took the population by storm because plastic never had
time to gain traction.
It will take
time for the elimination of these transfers to work themselves fully though the economy, but we are already seeing their very obvious initial impacts in the much
lower GDP growth
numbers, even as credit creation remains high.
The asset mix will evolve over
time in agreement with the employee based on a limited
number of
low - cost portfolio investment solutions, and contributions are locked in until retirement.
Low values like 0.3 and 0.5 tell us that the query has been decreasing in searches throughout
time, and high
numbers like 1.5 indicate us the opposite.
The
number of recent college graduates that are underemployed, or are accepting
low - wage jobs or part -
time work, is also increasing, Accenture found.
He said that
number could be dropped down to as
low as 10 ETH over
time.
Finally, there are a
number of
timing factors, which could result in a
lower surplus in coming months.
In its latest effort to reach first -
time homebuyers, Freddie Mac is launching a new 3 % down payment program that casts aside a
number of restrictions in its existing
low down payment offerings.
Like with my prediction, a
number of people have responded to the 3.9 % projection with incredulity, but Summers and Pritchett point out, like I have many
times, that the same historical precedents that form the basis for expecting much slower growth during the adjustment period also predict that it will be nearly impossible for anyone to believe these
lower projections.
The
number of Americans receiving unemployment aid fell to its
lowest since 1973, and the U.S. trade deficit narrowed for the first
time in seven months.
The Daily Gold Box provides us with some of the best deals on the internet everyday, including a
number of brand name products at all -
time lows, throughout the entire year.
«We think over
time, we're going to see
lower supply in a
number of markets.
At the
time that Mexico was opening its markets, Bimbo's managers were considering a
lower - cost approach that would have cut out a
number of these daily runs to tiendas, many of which brought only about $ 10 in revenue per delivery.
Not only are mortgage lenders approving more purchase and refinance loans than during any period this decade, but there is a growing
number of
low - and no - downpayment programs for today's first -
time and repeat buyers to use; and for investors to use, as well.
a) investing their own money alongside you, so your interests are aligned b) a stake in the company they work at i.e. it is a partnership or employee - owned c) a proven ability to outperform an index over the long - term (at least 10 years) d) reasonable charges — preferably no more than a 1 % management fee and no performance fee e) a concentrated, high conviction portfolio i.e. they do not just hug their benchmark f) a
low - asset - turnover ratio i.e. they have a long - term investment horizon and rarely sell investments g) a proven ability to preserve capital during the bad
times h) a stable team who have worked together for a
number of years.
A broader measure of labor market slack, the
number of people who are in part -
time employment but would like a full -
time position (the U-6 underemployment rate), has also been drifting
lower (to 10.3 % in August).
However, the
number of
times the cash rate deviates from the target has become very
low.
GRIFFETH: The
number of American «s filing new claims for unemployment has now been at a record
low, for a record amount of
time that is.
Dampening the impact of these factors were higher personal income tax revenues, up 13.6 % (reflecting in part the
timing of receipts), and
lower employment insurance benefits, down 10.7 % (reflecting a decrease in the
number of unemployed).
Higher
numbers look better to lenders and many
times, those with higher scores get
lower interest rates.
You can also look at analytics data to figure out which pages have the
lowest bounce rates, highest visitor
numbers, longest
time spent on the page, and even referrals back to that part of the site.
We'd prefer to see a real -
time chat and a toll - free
number, but considering the
low - cost fee - free model this is probably sufficient.
With Forbes reporting that Brazil shed nearly 900,000 jobs in 2015, unemployment expected to reach 12 % in 2016, and cuts to subsidies for
low - income families according to the IB
Times, the
number of potential consumers in the country continues to shrink.
At the same
time, the
number of U.S. banks fell last year to the
lowest level since federal regulators began keeping track in 1934, according to the Federal Deposit Insurance Corp..
These
numbers will likely be different for each franchisee, as you may decide to make more of a down payment (which would
lower your payments), you may decide to finance your equipment over a longer period of
time (which will also
lower your payments), and you may have to pay a higher interest rate (which would increase your payments).
But according to the group's baggage report of 2016, the
number of mishandled bags per thousand passengers fell to an all -
time low of 5.73.
number that's significantly
lower than the generation
time of Bitcoin, which is 10 minutes.
At the same
time, with rising life expectancy the
number of years spent in retirement has increased dramatically, health care costs are high and rapidly rising, and interest rates are at historic
lows.
Piers Morgan Tonight received the
lowest total viewer and 25 - 54 demo
numbers that CNN has had in the 9 PM
time slot in two decades.
Those
lower numbers still represent an all -
time yearly high in the
number of attacks, according to START's database.
As Melinda Gates explains in here, giving women the opportunity to
time their pregnancies and space out their children through effective,
low - cost contraception is key to turning these
numbers around.
The Huffington Post: American Confidence In Organized Religion At All
Time Low According to a recent Gallup poll, the number of Americans who have faith in organized religion is at an all - time
Time Low According to a recent Gallup poll, the number of Americans who have faith in organized religion is at an all - time l
Low According to a recent Gallup poll, the
number of Americans who have faith in organized religion is at an all -
time time lowlow.
At the same
time the
number of Protestants on the court will fall to a historic
low» with David Souter's retirement, John Paul Stevens will be the lone Protestant.
turtlemom God is not responsible for the
number of leatherback turtles dropping to all
time lows that is man who is responsible.
The
numbers are probably even
lower now: one recent report has them at around 46 percent, but records, nevertheless, that that they are now rising rather than falling; the Irish
Times headline was «Mass attendance in Ireland is up».