Sentences with phrase «lower of the sales price»

«FHA will determine when a borrower has reached the 78 % loan to value ratio based on the lower of the sales price or appraised value at origination.
For example, if the lower of the sales price or the appraised value at origination was $ 100,000, when the loan amount reaches $ 78,000, FHA will no longer collect annual mortgage insurance premiums on the loan.
Generally LTV is based on lower of sales price and appraised value.
The loan - to - value ratio (LTV) is the original loan amount divided by the lower of the sales price or the appraised value.

Not exact matches

When you beg to work with your clients and show that you're willing to do anything to get the sale, including lowering your prices, you're showing your clients that you're a body for hire and that they are in control of the relationship.
Reports indicate that the new investors will have control over some salary and hiring decisions, as well as the ability to block any eventual sale of Gawker Media if a price tag comes in lower than $ 100 million.
The main point is that when a nation imposes a tariff on another nation's goods, it's a tax that, according to classical economics, generally raises the prices, and lowers the volume of sales, of those imports.
The declining sales of this year's «Call of Duty» prompted Piper Jaffray analyst Michael Olson to lower his price target on the publisher from $ 27 to $ 24, though he maintained an «overweight» rating.
UK house prices should, however, continue to be supported by an ongoing shortage of property for sale, low levels of housebuilding, and exceptionally low interest rates.
It also coincides with what Amazon claims is a tripling in the growth rate of Kindle e-reader sales, thanks to new lower price points and the rollout of a third - generation version of the device.
There are currently two valuation methods worth considering for bookstores: on the low end, rely on 15 % of annual sales plus the value of inventory (in this case, that suggests a $ 120,200 price tag).
Tree — who said the policy change restored a price support for growers by reintroducing a «federal risk premium» — told Business Insider that while consumers in states were marijuana was legal were probably used to a high - quality and tested product, he suspected cracking down on legal marijuana production and sales would incentivize trafficking of lower - quality marijuana to states where the drug is still illegal.
While overall low inventory has led to competition in some markets — about a quarter of 2017 home sales yielded sales prices higher than the asking price, according to Zillow — it's a different story for some sellers.
«While asset monetizations enhance our liquidity, sales of producing natural gas and oil properties adversely affect the amount of cash flow we generate and reduce the amount and value of collateral available to secure our obligations, both of which are exacerbated by low natural gas prices..
Apple also lowered the price of the gadget this year, potentially helping the holiday sales comparison, O'Donnell noted.
While demand for «low - end» apartments priced at $ 1 million to $ 2 million remains strong, sales of apartments of more than $ 5 million will get tougher.
Essential's announcement Saturday skirted around the low - sales figures, framing the price cut as a way to» make it even easier» to get the phone instead of spending on a «a massive TV campaign to capture your attention.»
The 128 - year - old beauty company, known for products such as Skin - So - Soft and ANEW skincare, has been hit by a triple whammy: the rise in sales of low - priced beauty products at mass - market chains such as Walgreen (WAG) and Dollar General (DG), the apparent obsolescence of its direct - selling model for beauty items, and ill - advised forays into fashion, jewelry and pricier skincare products that alienated many customers.
Because gas bars associated with large retailing chains tend to enjoy high volumes of sales, they can afford to charge lower prices.
«In today's low - price energy environment, providing the offshore industry access to the maximum amount of opportunities possible is part of our strategy to spur local and regional economic dynamism and job creation and a pillar of President Trump's plan to make the United States energy dominant,» Zinke said of the planned sale.
During an economic downturn, your volume of sales is likely to decline — so don't make matters worse by lowering prices at the same time.
With most business buyers unable to access the full amount of a business price from lending institutions, today's sellers are faced with the decision to either lower asking prices or work with buyers to overcome sale barriers.
This is especially true in sales negotiations where a customer may be afraid of experiencing buyer's remorse if they don't bargain you down to an absurdly low price.
Taking advantage of the downturn — with its lower business - for - sale asking prices — by buying up your competition can put you in a great position for when the economy bounces back.
To protect its place in the grocery market, Kroger has ramped up its lower price organic food, a move that has come in the wake of Walmart aggressively increasing its natural foods selection and re-setting the fresh food areas at hundreds of stores, moves that have boosted comparable sales at a retailer that gets 56 % of sales from its grocery business.
Buyers are out in force, but home prices are high and there is record low supply of homes for sale in most major markets.
After tepid sales of its first smartwatch, Fitbit has a new model for the Spring with a lower price and a more appealing look.
A lower dollar also softens the blow of the commodity crash by increasing the value of sales priced is the U.S. currency.
«Will the lower - priced product negatively impact the sales of the higher - priced product?»
They include access to billions of government procurement dollars at the provincial and even municipal level — something not found in NAFTA — and eliminating all tariffs in the lucrative auto trade that will give major European car makers a chance to increase sales through lower prices.
Treasury prices rise, pushing yields lower, on Monday after solid appetite for two batches of government debt auctions see strong bidding, ahead of what's set to be a deluge of sales of government debt in 2018.
In 2008, sales plummeted while the company's stock price dipped to historic lows and critics warned that the company was on the brink of default.
It's also reeling from drastic changes that Johnson has made to its business, including slashing the number of sales in favor of everyday low prices, bringing in hipper designer brands such as Betsy Johnson and remaking outdated stores.
Tesla is reversing course and resuming sales of a lower - priced Model S that will have a smaller battery pack.
The reported high and low, and closing sales prices per share of Company common stock and the cash dividend paid per share for each quarter during 2007 is shown in the table below.
After n / 2 periods, for example, 3/4 of firms's prices are where they want them to be, but 1/4 of firms still have prices that are too high, so their sales and output is too low.
For property investors or buyers with minimal cash, the cities of Kennewick, Detroit, Fort Wayne, Modesto, Fresno, and Waco look to offer the lowest prices on houses for sale.
Home prices have continued to decline in this part of the region, influenced by distressed sales and lower demand from the recession and tighter credit standards.
Still, pockets of weakness remain as lower oil prices continue to hinder investment in the energy industry and a firm dollar restrains global sales.
Sales at the lowest end of the market, however, homes priced under $ 100,000, were down 16.5 percent compared with a year ago.
The attack has likely sharply lowered the price Avid Life could muster in any sale of assets, assuming it could find a buyer willing to take on a company facing several multi-million dollars lawsuits and the challenge of rebuilding a computer network that has been so badly infiltrated.
In summary, the likely results of sales - tax harmonization would be: huge savings for business, mostly unrelated to productivity - enhancing investment; slightly higher consumer prices;  lower provincial revenues; and $ 5 billion less for important federal programs.
Western allies press Trump to maintain nuclear deal with Iran: Reuters US intelligence monitors Iranian cargo shipments into Syria: CNN A trade war is a major risk for China's debt - ridden economy: CNBC Federal judge orders gov» t must accept new DACA immigration applications: WaPo Unification of Koreas still unlikely as leaders prepare to meet: Reuters US Consumer Confidence Index rebounded in April after March decline: CB New home sales in US increased to 4 - month high in March: MarketWatch Richmond Fed Mfg Index turns negative for first time since 2016: Bond Buyer S&P Case - Shiller Home Price Index surged in Feb, up 6.3 % y - o - y: CNBC Federal Housing Finance Agency: US house prices continued to rise in Feb: HW Corp bonds with lowest investment - grade rating look vulnerable: Bloomberg 10 - year Treasury yield reaches 3.0 % for first time since 2014: CNN Money
A lower tax on land rents leaves more to be capitalized into bank loans, and hence inflates the price of housing — while government revenue is balanced by burdening labor and industry with income and sales taxes.
They may become a customer, but you never recoup the costs of acquiring them because of a low average sale price, their propensity to churn, or their unlikeliness to purchase again from your company.
Nokia said sales for its Devices & Services division will be substantially below its earlier prediction of $ 6.1 billion to 6.6 billion ($ 8.7 to $ 9.5 billion USD) for the second quarter 2011 due largely to lower than previously expected average selling prices and mobile device volumes.
If the optionee disposes of the shares prior to the expiration of the above holding periods, then the optionee will recognize ordinary income in an amount generally measured as the difference between the exercise price and the lower of the fair market value of the shares at the exercise date or the sale price of the shares.
O'Shaughnessy took a variety of metrics — the price / sales ratio (PSR), price / cashflow, price / book and price / earnings — and then collated the 50 stocks from the broad US market which displayed the highest, and lowest, for each metric.
The company blamed reduced smartphone unit volumes in the second half of its fiscal year for the lackluster results, as well as a negative impact from the sale of lower - priced components at key Android OEMs.
The reported high and low and closing sales prices per share of our common stock and the cash dividend paid per share for each quarter during 2010 is shown in the table below.
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