Sentences with phrase «lower overall average»

If you apply for several new credit cards at once, you'll lower the overall average age of your credit accounts.

With people changing jobs so often, if they don't roll over their company 401K plans into their new company or IRA account, that's going to lower the overall average.

But the one thing the policy changes can not do is lower overall average retail prices for Canadians, thanks to the Bank of Canada's mandate.

Since most of the planet's surface is ocean, an unusually cool ocean surface temperature lowers the overall average.

Not exact matches

Applying the lower of these two weighted - average calculations (24 percentage points) to Canada's existing automotive manufacturing footprint (and assuming that the dislocation for Canada's industry is only proportional to the overall North American shrinkage, an assumption which is probably optimistic), allows us to generate an estimate of the potential scale of economic loss if the U.S. - Japan rules were implemented.

An above - average dividend yield (the MSCI Canada Energy Index is yielding an annualized dividend of 3.6 % versus 2.9 % on the overall MSCI Canada index, according to Bloomberg data as of July 31, 2017) and lower price volatility could make energy a more attractive sector for income - seeking investors in a low yield world.

Since women on average work fewer hours for lower wages than males, overall female earnings are lower than for males.

That trend following behavior exacerbates the reflexive process and leads to higher highs and lower lows, resulting in lower overall returns for the average investor and institutions as a group, but also leads to truly outstanding returns for investors like Soros who understand Reflexivity and have the discipline to take the other side of these short - term investors» movements.

The speech goes on to note that, although the economy performed well overall, the average growth rate of real GDP has been lower in the past decade than the one before.

iscovered that those with only one list had a lower average click - through rate (7.3 %) than those that segmented their overall email database into 2 to 6 lists (8.3 %).

Examination of the five - year moving average core and overall inflation rates shows that both have been relatively unchanged since early 2016, and both are lower than they were prior to the credit market collapse of 2008.

Each account will contain investment - grade taxable bonds rated BBB − or higher at time of purchase.2 The investment team will seek to maintain an overall portfolio credit rating average of A −.2 Please be aware that lower rated bonds do carry additional risk compared to higher rated bonds.

Borrowers who chose a loan with a shorter repayment term in order to get the lowest interest rate and maximize overall savings reduced their interest rate by 1.71 percentage points and will pay $ 18,668 less over the life of their new loan, on average.

The overall strength in demand for credit, combined with the fact that interest rates remain slightly lower than the average of recent years, continues to suggest that the current policy setting is not inhibiting the growth of the economy.

While Massachusetts» average property tax rate seems low at 1.15 %, the average property tax bill is $ 3,794, seventh - highest in the U.S.. That's due to the strong housing market and high home values, which lead to the higher overall tax bill.

The fund's average market cap is higher than our benchmark's, but overall XLY represents the space well at low all - in cost.

 However, Statistics Canadaâ $ ™ s figures from actual payroll data show that average wages paid by local governments have increased at a lower rate than overall average wages and at rates above the rate of inflation over the past twenty years:

The 10 month moving average system lowered the volatility of the portfolio to 7.1 % and drawdown to 7.1 % but had slightly lower overall returns than simply buying and holding the portfolio.

On the chart below, notice that the Select Sector Financial SPDR ETF ($ XLF), a highly traded ETF proxy for the overall financial sector, fell 3.3 % yesterday, while convincingly breaking below its prior swing low, 50 - day moving average, and lower channel support of its bullish «pennant» in the process:

And yes the person who wrote the article completely blew the statistics since the overall average has to be greater than or equal to the lowest group score.

Further, on average and generally speaking, atheists have fewer divorces, abortions, and STDs, and lower poverty rates, homicide rates, overall crime rates, and teen pregnancy rates.

Overall, May played 12 big - league seasons and hit.251 /.318 /.375 with 96 home runs; that might not seem like much now, but in that lower - offense era his OPS + was a near - league - average 98.

She did say their overall c - section rate was lower than the national average and primary c - section rate was only 19 %.

They also rated their overall health as lower, on average.

Despite that growth, this sector still had the lowest main donation page conversion rate, 12 %, compared to an overall average of 17 %.

Suburbia is more varied, from a high near 70 percent to a low of 38 percent, but an overall average capture rate of 55 percent for Democrats.

Also, the study participants had milder strokes on average than people with stroke overall and the average age of participants was 62, which is lower than the average age of 69 for people with stroke overall.

To evaluate overall costs of maintaining minimum forest cover the scientists combined current estimates of existing forest cover with average costs paid to private land owners, and found that preserving the forest is feasible and low - cost.

With no possibility of rejection, offers were lower overall ($ 3.68 on average), and there was no statistical difference between the oxytocin and placebo groups.

Raising America's average scores on international comparisons is, therefore, not a matter of repairing a broken educational system that performs poorly overall, as many critiques suggest, but rather of improving the performance of the children at the bottom, overwhelmingly from low - income families and racial and ethnic minorities.

But a new study in Nature Climate Change predicts that the overall occurrence of these hybridization events between closely related species will actually be relatively low: On average, only 6.4 % of species are expected to come into geographic contact with a hybridization possibility by the end of the century.

The model estimated that lifetime incidence and mortality risks averaged 11 percent to 13 percent lower for every 5 - point higher ADR, which translates to overall differences of 53 percent to 60 percent between the lowest and highest quintiles.

Hybrid and electric cars, which have very high mileage and very low emissions, can also pull up an automaker's overall average for its fleet, although the effect can be small because the vehicles are still a small part of the market.

First, Ramanan Laxminarayan of the Center for Disease Dynamics, Economics and Policy in Washington DC and his colleagues calculate that if rich countries and China cap their use of antibiotics in farming at the global average, overall use in that sector should be 60 per cent lower in 2030.

While the western snowpack levels have improved over last year's dismally low levels overall, there are still places below average in Colorado, Montana, and New Mexico.

The overall Arctic sea ice cover during June averaged 4.09 million square miles, the lowest in the satellite record for the month, according to the NSIDC.

Elevated temperatures across more of the country earlier in the season helped the overall summer to tie 2006 as the fifth warmest on record for the Lower 48, measuring 2.1 °F (1.2 °C) above the 20th century average of 71.4 °F.

Overall, dieters in both groups lost a similar amount of weight on average — 11 pounds in the low - fat group, 13 pounds in the low - carb group — suggesting different diets perform comparably.

A study conducted by the University of California - Los Angeles School of Medicine found that people who took Red Yeast Rice and maintained a low fat diet reduced their overall cholesterol levels an average of 40 points over a period of twelve weeks.

While, overall, men had a slightly lower average than women, it turns out that there are some cities in Canada where men are very strongly in favour of monogamous relationships - and that many of these happen to be in British Columbia!

While, overall, men had a slightly lower average than women, it turns out that there are some cities in NZ where men are very strongly in favour of monogamous relationships and that many of these happen to be in the Wellington region!

This goes for both Spain and Portugal as well, where the average market membership prices are a bit lower than overall EU levels.

Even though Sony released only one positively reviewed film in 2010 and managed to boost that total to six films in 2011 (led by best picture nominee Moneyball), its overall Metascore still dropped nearly two points last year, while the studio's average Metacritic user score was also the lowest among the big six distributors.

Each entry is rated in points according to size (small, average, big), rarity and luster (dull, average, impressive)- which makes it random to determine what insects will be rated highly, but more common insects tend to be overall lower rated than rarer ones.

Low average daily wages, lack of health insurance and other benefits, and lack of due process — a substitute teacher does not enjoy the right to a fair hearing or a process of complaint resolution if he or she is reported for classroom infractions — contribute to critical nationwide substitute shortages and an overall decline in substitute teacher morale.

Since the overall cohort and each tested subgroup were on average quite large, these schools could only escape a Low - Performing rating through broad improvement in test performance.

Separate and apart from overall averages, there has been continuing concern for the level of skills among racial / ethnic minorities as well as concern for the effects of accountability on low - versus high - performing students (specifically, whether or not NCLB placed so much attention on low - performing students that high - performing students were neglected and suffered as a result).

The average number of entries overall per pupil has fallen since 2013, standing at 0.70 in 2016, which is lower than any other time in the period under review and comes after an increase between 2010 and 2013 from 0.75 to 0.80.

Fewer suicides were reported among women in secondary education, which means that the overall risk of suicide for female teachers was 31 per cent lower than the national average for women in England.

There are also relatively homogeneous schools in Florida with both higher and lower average test scores overall that we exclude from this analysis.)