Sentences with phrase «lower premium»

You will find that some insurance providers will offer you different discounts for things such as taking out multiple policies while others will lower your premium for driving safely.

If you're already paying less for car insurance than the quotes you find — maybe you're bundling home and auto insurance — there are other ways to lower your premium:

From time to time professional organizations or alumni associations give you a right to get a lower premium.

These statistics show that the older your teen is, the lower your premium will be.

The younger you are, the lower your premium rate will typically be.

After all, it wouldn't make sense to purchase a joint last - to - die policy if two individual policies can pay out a death benefit twice and have a lower premium.

Not surprisingly, the longer the elimination period you select, the lower your premium will be.

The rapid increase in FHA insured mortgage loans is evidently perceived as a threat to MGIC, the nation; s largest insurer of conventional mortgage loans; the company has unveiled a plan for charging lower premium costs based on borrower credit scores.

This means that other carriers may offer a lower premium for the life insurance policy and also a higher payout for the annuity.

This way, you buy for a lower premium and have a lower break - even point.

Even if your homeowners insurance premium goes down, your mortgage payment or property taxes might independently increase and offset the lower premium.

As with homeowner's insurance, the higher the deductible on your automobile insurance policy, the lower the premium will be.

If the rising cost of coverage is a concern, there may be ways to lower your premium and surcharges, such as increasing your deductible or raising the elevation of your home to lower your flood risk.

If you have dependents, invest in a term insurance at an early age so that you can get a higher sum insured for lower premium.

Your present policy may have a lower premium rate than is required on a new policy of the same type, if only because you're older.

Age — The bottom line is, with everything else being equal, the younger you are, the lower your premium will be.

This usually increases your interest rate, but allows you to save money each month by paying a lower premium.

For this homeowner, increasing their deductible sixfold (from a 0.5 % / $ 1,000 to 3 % / $ 6,000) resulted in a 23 % lower premium.

If you remain claim - free for usually three years, companies can lower your premium rate.

However, you sacrifice cash value accumulation for a lower premium, making it a good choice for estate planning and second to die policies.

The exact same coverage with a 1 % / $ 2,000 deductible for our profiled homeowner would have an annual premium of $ 1,057 and a deductible of 5 % on the house (which would equate to $ 10,000) would lower the premium all the way to $ 814.

But no matter what type of insurance you purchase, the higher the deductible, the lower your premium will be.

Students under the age of 25 who have good scholastic records could easily qualify for lower premium rates.

If you raise your deductible, your insurance company knows that they will pay less in the event of an accident; this allows them to lower your premium.

Saving age is commonly used to make the insurance age of the insured at policy issue lower than it actually is in an effort to receive a lower premium.

Choosing a higher deductible reduces the amount of money your insurance company pays in the event of a claim, so if you're willing to pay a higher deductible, insurance providers are willing to lower your premium.

The lower the premium, the higher the annual deductible, though.

It is often recommended that people buy term insurance for a lower premium cost, and invest the rest of the money.

Another money - saving factor you may consider is raising your deductible, which can lower your premium but make sure that in the event you need to use your insurance policy that your budget will accommodate a higher deductible.

You can choose a higher one to get a lower premium.

Using a venerable actuarial tool called the Linton Yield Method, these returns are derived by comparing the cash value policy to the alternative of buying lower premium term life insurance and investing the premium savings in a hypothetical alternative investment, such as a bank account or a mutual fund.

The shorter your income benefit period, the lower your premium will be.

The earlier you buy whole life, typically the lower the premium.

This means you can pay a lower premium for the base coverage and only pay more when you need additional financial protection.

Typical deductibles for collision insurance range from $ 0 to $ 1,000; the higher your deductible, the lower your premium.

It's easy to assume that a general lack of natural disasters creates these lower premium rates, but most home insurance policies don't cover these types of perils without a supplemental rider.

A higher deductible means a little more risk, and can result in a slightly lower premium, for example.

For example, if you currently have a high income but low retirement savings, you may choose to pay a larger annual premium for the first 20 years to make sure the policy is paid off then build up your savings, as opposed to paying a lower premium for your entire life.

Apply now - before your next birthday - and you'll save money by locking in at the lower premium, which will never increase for as long as you are covered!

The only way to lower your premium may be for you to only buy the required minimum car insurance coverage.

I didn't know it back then, but I could've bought another type of insurance and increased my coverage while paying a lower premium.

If you quit smoking, exercise regularly and lose weight, you may have a lower premium coming.

One last point, when we design a strategic banking policy, we use term insurance to help lower the premium and increase the initial death benefit.

Remember, in general, the higher your deductible, the lower your premium.

«The higher your deductible the lower your premium is going to be.

A lower premium doesn't always mean a more affordable policy.

You may talk to your favorite broker and find out that your newfound health (you stopped smoking a decade ago) and the increased investment options in the new product, may allow you to change to a new policy with a different insurance company that is more versatile and at a lower premium.

If you lock into a whole life policy now you pay a lower premium.

Apply now - before your next birthday - and you'll pay a lower premium.

This means that you can purchase a significant amount of accidental death insurance for a much lower premium than you would pay for a traditional life insurance policy.