Sentences with phrase «lower quality borrowers»

Monetary policy seems to be pursuing a closed loop where little incremental lending gets to lower quality borrowers, and a lot goes to governments.

Not exact matches

But rising delinquencies have made it harder to raise funds for fresh loans, prompting the sector to review its business model, which tends to attract borrowers with low credit quality.

This kind of transaction is often more cost - effective than a short - term loan, especially if the borrower has a low credit score because the loan depends on the credit quality of the borrower's customers, not the borrower's.

When investor preferences are risk - seeking, overly loose monetary policy can have a disastrous effect by promoting reckless speculation and enhancing the ability of low - quality borrowers to issue debt to yield - starved investors.

Leasing cars to low - credit quality borrowers, naturally.

The lowest interest rates are charged to the highest - quality borrowers.

Guest Post by Deanne Loonin (Attorney and advocate for low - income student loan borrowers) Programs to help struggling student loan borrowers will only succeed if servicers effectively do their jobs and provide high quality information and assistance.

Non-prime mortgages were made to borrowers of lower quality.

Unlike wild risk takers investing in subprime mortgages — low - quality loans to borrowers with iffy credit — Thornburg stuck to high - quality assets.

«The high quality panel of (re) insurers will competitively bid, through a transparent process, to provide, over the long term, lower cost mortgage insurance for borrowers.»

The company places much value on data to present high - quality borrowers with low - interest rates.

To compensate for lower credit quality, the issuer of the instrument (call it the borrower) may offer you a slightly higher interest as a compensation for taking the higher risk.»

Artificial intelligence — Advances in automated underwriting and credit - risk analyses — such as taking into account traditional as well as nontraditional factors to determine an applicant's ability to pay, regardless of income — have enabled lenders to uphold credit quality when making loans to low - income borrowers.

Lenders, especially life insurers and foreign banks, have re-entered the commercial mortgage market, creating more choices for borrowers as well as lower mortgage rates and higher loan - to - value ratios for high - quality assets.