However, bankers and some industry analysts have warned that the new legislation could spur issuers to hike interest rates,
lower reward point value, increase annual fees to participate in rewards programs, or even signal an across - the - board return to credit cards with annual fees.
Not exact matches
This may seem
low, when compared to the
point - earning of other cards - however, Starpoints carry a significantly higher
value than other
rewards points.
While the opportunity for
point value is
lower, cash back programs are simple and cardholders are guaranteed a predictable rate of return from their credit card
rewards, without having to decipher loyalty programs or search for award availability.
This may seem
low, when compared to the
point - earning of other cards - however, Starpoints carry a significantly higher
value than other
rewards points.
Depending on how you redeem your
rewards, you can walk away with
point values significantly higher or
lower than this number.
If the
rewards you are interested in are of
low point value (below $ 0.01), or not listed above, or if you are unsure of whether you can completely pay off a balance each month it is recommended that you consider other options.
If you don't want to wait around to get 25,000
points before redeeming for
rewards, you can also use this card towards cash back or gift cards, at a
lower value.
Those individuals who
value flexibility in their travels might want to consider a card like the Chase Sapphire Preferred ® Card instead — it offers slightly
lower rewards rates, though its
points can be transferred to a number of different partner airlines (including British Airways).
USAA MasterCard Pros
Low interest rate, no annual fee credit card 2,500 bonus sign up
points Great suite of supplemental and
value - added privileges in recognition of military service Depending on redemption type, consumers can earn
rewards of up to 1.25 % USAA... Read More
PowerUp
points have an extremely
low value when compared to most loyalty
reward programs.
The major weakness of the Marriott
Rewards ® Premier Business Credit Card stems from the
low value of Marriott
points — $ 0.006.
The card's earning rate is high enough to help offset the
lower value of the
points, but still, you'll need to keep in mind before you apply for the card — the
rewards aren't quite as valuable as they seem.
For example, a
lowest fare first class ticket will give you a
value up to 1.6 cents per
reward point.
Bottom Line: At our estimated expenses, you could earn $ 1,660 at the
lowest point value and $ 3,320 or more if you transfer to travel partners and redeem in the best way when using The Business Gold
Rewards Card from American Express OPEN!
The Citi card's dining and entertainment bonus clocks in at just two
points per dollar spent, which is relatively
low for a
rewards card, but cardholders with an active lifestyle should still be able to squeeze a substantial amount of
value out of this entertainment - themed credit card.
The
value of redemptions is on the
low side, so it's not the best use of Membership
Rewards points.
As you can see, the rebate
value of IHG
Rewards points is similar to that of Hyatt, slightly
lower than Marriott and Hilton and somewhat higher than Starwood.
With a goal to bring real
value to today's travelers with instant
rewards and gratification, BWR offers a
lower point level threshold relative to other hotel brands, enables members to redeem free nights at any of Best Western's 4,200 + hotels worldwide, and awards
points that don't expire and don't have blackout dates.
12/21/2017 BW Makes Debut in Central Delhi by Opening Two Properties Best Western Plus Central and Best Western Pearl 12/18/2017 BW Named «Best Debut Hotel Chain» at 2017 India Hospitality Awards 12/11/2017 BW Outlines Vision For The Future At 11th Asian Members» Meeting 12/07/2017 BW Announces Jim Cosgrove as New Board Chairman 12/05/2017 BW Offers Holiday Bonus To
Rewards Members 12/01/2017 BW Receives Gold Recommend Readers» Choice Award For Best
Value 11/30/2017 BW's Ron Pohl Wins Silver In Best In Biz Awards 2017 11/28 / 2017 BW's Expansion Accelerates All Across Asia 11/09/2017 BW
Lowers Free Nights To Only 10,000
Points This Fall And Winter 11/09/2017 BW Cites Increased Guest Satisfaction Scores From Mobile Guest Engagement Tool Pilot; Launches Across Full System 11/09/2017 BW Unveils Experiences By Best Western
Rewards 11/09/2017 BW Introduces New Lines of Exclusive Bath Amenities 11/02/2017 BW Named AAA ® / CAA ® Lodging Partner For Ninth Consecutive Year 10/31/2017 BW SureStay Hotel Group ® Eclipses 33 Properties Worldwide One Year After Launch 10/30/2017 BW Launches third soft brand, BW signature collectionSM by Best Western 10/26/2017 BW Breaks Ground on Dual - Branded Property in Austin, Texas 10/25/2017 BW Named Asia's Best Mid-Range Hotel Chain Three Years in a Row 10/24/2017 BW Announces Arrival of BW Premier Collection ® in Mississippi 10/19/2017 BW Scores Top Ranked Breakfast by J.D. Power 10/09/2017 BW Issues Loyalty Program «Throwdown» To Competing Hotel Brands 09/29/2017 BW Named Asia's Best Mid-Range Hotel Brand For Eleventh Time 09/18/2017 BW Invites Travelers To Fall Into Double
Rewards Points 09/15/2017 BW Introduces Three New Hotels In Georgia 09/05/2017 BW Ranked Number One In Business Travel News» 2017 Hotel Brand Survey 08/24/2017 BW Signs Stunning Seafront Resort On Phu Quoc Island 08/21/2017 BW Announces New BW Premier Hotel In Heart Of The Southwest 08/10/2017 BW Adds Best Western Premier Detroit Southfield Hotel To Growing Portfolio 08/08/2017 BW Loyalty Program Receives Top Ranking From U.S. News & World Report ® 07/27/2017 BW Celebrates Groundbreaking of First GLō Property in Texas 07/17/2017 BW is Bringing BW Baggage Bucks Back 06/29/2017 Stratosphere and Aquarius Hotels Join BW 06/21/2017 BW Achieves Record - Breaking Level of Guest Satisfaction 06/15/2017 BW Hotels & Resorts Debuts in Bali's Cultural Heart 06/14/2017 Illinois Beach Resort Joins BW Soft Brand 06/01/2017 Best Western Premier Brand Continues Growth in North America 05/25/2017 Litchfield Inn Joins BW Premier Collection 05/22/2017 2017 Best Western
Rewards ® Summer Promotion 05/18/2017 Co-Branded Loyalty Program Study — Best Western 05/15/2017 BW Opens Upscale Hotel in Malaysia 05/04/2017 Dorothy Dowling 2017 Silver Stevie ® Award Winner 04/26/2017 BW Introduces BW Baggage Bucks 04/24/2017 BW Debuts First New - Construction Dual - Branded Property 04/24/2017 BW Unveils Cutting - Edge Upscale Hotel in Batam 04/05/2017 BW Unveils New Upscale Collection in Japan 04/03/2017 BW Partners with HotelPlanner to Launch BWGroups ℠ RFP Tool 03/28/2017 Best Western Premier NYC Gateway Opens in North Bergen, New Jersey 03/15/2017 BW Premier Collection Arrives in Asia 03/06/2017 BW Targets Quality Growth Across Asia 03/06/2017 BW Premier Collection Eclipses 75 Hotels Worldwide 03/06/2017 BW Touts Substantial International Growth 02/21/2017 BW Adds Blake Hotel New Orleans to the BW Premier Collection 02/13/2017 BW Springs into the Season with New
Rewards 02/01/2017 BW Makes Waves with First Hotel at Inle Lake 01/23/2017 BW Further Enhances Award Winning Loyalty Program 01/23/2017 BW's «White Label» Franchise to Surge in 2017 01/19 / 2017 BW Announces First Vīb Hotel to Open in Turkey 01/16/2017 BW Ranked # 2 in 2016 Best Hotel
Rewards Study
One of Capital Ones biggest selling
points is that its
rewards are
low - stress, and that also comes into play in terms of the
value of your redemption.
Southwest Airlines Rapid
Rewards Premier Credit Card Among airline - branded cards, Southwest's rises to the top when it comes to
point value thanks to the carrier's
low redemption requirements for award seats.
While the sign - up bonus of 85,000
points for «up to 9 free nights» sounds great, the
low value of Radisson
Rewards points makes it worth less than comparable cards!
I know people who
value ThankYou
points and Ultimate
Rewards points higher than I while there will probably be those who
value them slightly
lower — that's why its important to do the math.
The bonus categories are strong, but given the
low value of Hilton Honors
points, the earnings may not be as lucrative as some other
rewards cards.
On the other hand, if you're diligently keeping your flexible balances as
low as possible, and especially if you're planning trips involving high -
value Hyatt redemptions (or if you have a Southwest companion pass), you may well find that buying up the Avios you need to complete a redemption makes sense compared to transferring the
points in from Chase Ultimate
Rewards.
(Similarly, the Ultimate
Rewards ®
points you earn with a Sapphire card can be redeemed for cash back, but this method of redemption is considered to give you the
lowest per -
point value.)
The poor redemption
values and
low reward rate compared to other programs make it unattractive to earn
points with stays and I wouldn't direct my travel spend to Hilton for the
rewards program alone — just stay whenever a Hilton property is the best fit for your travel needs.
The Membership
Rewards program really falls short on its cash back redemption option — you get a very
low value of 0.6 cent per
point when you redeem
points for statement credits.
On the other extreme, you might redeem your
points even on
low -
value rewards to avoid shelling out cash.
These is a high
rewards rate, even taking into consideration the
lower redemption
value of Club Carlson
rewards points.
Our take: Unless you're already collecting Expedia +
points, the Expedia + Card from Citi's
lower earn rate and restrictive redemption program mean you can likely get more
value from other travel
rewards cards, especially if you have excellent credit.
The Titanium Card makes up for its
low rewards rate somewhat by doubling the
value of Titanium
rewards points when you redeem them for cash back or travel.
The Mastercard Gold Card tries to get away with offering such a
low rewards rate by promising a higher
rewards value when you redeem your
points for travel or a statement credit.
The Hilton Honors card helps make up for its so - so
rewards program and
low points value by offering a number of strong perks for Hilton guests.
It struck fear into the hearts of many travel hackers that the industry's most valuable transferable
point program might be ruined or even eliminated by a hotel chain with a
low value rewards program.
Book flights easily - Some
rewards programs pull a bait and switch with their members,
lowering the
value of travel
points during certain seasons, for example.
While the opportunity for
point value is
lower, cash back programs are simple and cardholders are guaranteed a predictable rate of return from their credit card
rewards, without having to decipher loyalty programs or search for award availability.
Those individuals who
value flexibility in their travels might want to consider a card like the Chase Sapphire Preferred ® Card instead — it offers slightly
lower rewards rates, though its
points can be transferred to a number of different partner airlines (including British Airways).
Its flat 1.5 percent
rewards rate is lower than the Citi DoubleCash card's 2 percent rate, but Sapphire Reserve cardholders can push their Freedom cash into Ultimate Rewards points to get 50 percent in bonus value when booking travel, effectively turning their cash - back rate into 2.25 p
rewards rate is
lower than the Citi DoubleCash card's 2 percent rate, but Sapphire Reserve cardholders can push their Freedom cash into Ultimate
Rewards points to get 50 percent in bonus value when booking travel, effectively turning their cash - back rate into 2.25 p
Rewards points to get 50 percent in bonus
value when booking travel, effectively turning their cash - back rate into 2.25 percent.