Sentences with phrase «lower risks to insurance companies»

Safer roads make for lower risks to insurance companies, and that means lower rates, but before any of that can happen, Samsung has to get this groundbreaking technology approved.

2) Join an owners» club — «enthusiasts» represent a lower risk to insurance companies.

These features make accidents or theft less likely or less severe, making you a lower risk to the insurance company.

For example, heart attack survivors may, as a group, be a greater risk for the insurance company, but a specific heart attack survivor who has taken healthy steps to prevent future heart attacks and who is receiving high - quality medical care will likely be a lower risk to the insurance company.

Having a clean driving record is one of the easiest ways to receive a low premium rate because you are seen as a low risk to the insurance company.

The idea of safe drivers or safe car insurance quotes for drivers representing a low risk to insurance companies is tied to historical group demographic data both on the driving performance end and also on the credit side of things.

Installment of safety features in your car decrease the chances you will be involved in an accident as well as the chances of you getting injured in the event of an accident, anti theft systems and burglar alarms decrease the chances of your vehicle being stolen; and this lower risk to the insurance company boils down to a discount for you.

Not exact matches

«Call your insurance company and ask how much it will lower your premiums by raising your deductible, and then determine whether you want to assume that much financial risk,» Fisher said.

So companies were buying, pretending to buy, insurance from Monoline companies, i.e. companies who were set up exclusively to insure bad debts and the insurance premiums were laughably low compared to the actual risk.

By spreading the risk among several writing companies, Effective Coverage is able to provide broad coverage at a low price for renters insurance in Corpus Christi, as well as for other types of insurance like Texas auto insurance.

Conversely, the average returns tend to be lower than at risk investments such as stocks or real estate due to limitations set by the insurance company (usually represented by a contract fee or a cap, spread, or participation rate on the index allocation selected).

Even high - risk drivers might find another insurance company to be a better choice if they value great customer service and a painless claims process over low rates.

The lower your credit score is, the higher of a risk the insurance company is taking on and the more you're going to pay.

Insurance companies consider drivers with lower credit scores to be a greater financial risk.

Likewise, an individual who possesses what is considered a «perfect» insurance score is considered to have the lowest possible risk to the insurance company of filing a claim.

In order to be eligible, the insurance company must consider you low - risk enough to allow you to skip the medical exam.

While most car insurance companies rely on risk factors and credit scores to help determine insurability, there are a few providers that are more accepting of low credit and high risk drivers.

You know your risk is relatively high but the insurance company sees you as relatively low risk and aren't able to price that extra risk into your premium.

I'm still not ready to play in the depositary and credit sensitive financial companies, my insurance exposure is cheap, and earning money with low - ish risks.

Historically, there is a low risk of insurance company insolvencies, with the number of failed companies being few and insurance businesses that are in trouble being sold to bigger, more stable companies.

If you're very healthy, and there's a low risk of the life insurance company having to pay the death benefit, you'll get incredibly affordable rates.

The hard cold fact is that an insurance company can deny you coverage if they feel like you are a credit risk, and a bankruptcy greatly lowers your score and remains on your credit report for up to ten years.

Those with poor credit history, bad driving records, or a history of making frequent claims each pose a risk for insurance companies; the good news is, there are several things you can do to lower the amount of risk you pose in the eyes of an insurance provider.

The capital needed for a global shift to low - carbon energy systems can be mobilized from highly liquid but risk - averse institutional investors, such as pension funds, insurance companies, and sovereign wealth funds, which have assets of more than $ 80 trillion.

When an injured victim does attempt to deal directly with the insurance company without competent representation, they are risking settlement at an amount far lower than he / she deserves.

The Commission is currently working on exceptional rules to Solvency II for very small insurance companies with a very low risk profile.

Having the experience to know which company looks at «X» risk (diabetes, COPD, obesity etc.) most favorably will provide you with the low cost term life insurance quotes you're looking for.

Since a higher deductible effectively amounts to lower risk and potential costs for the car insurance company, your premiums will be lower.

Contrary to believe, insurance companies consider luxury vehicles to a have a lower perceived risk and a higher value.

For example one company may see someone with asthma as being a high risk, while another may see it as low risk, with both of them pricing their plans according to the level of risk they see from each individual who is looking for life insurance.

Progressive was the first insurance company to offer lower rates for low - risk drivers and the first to let customers compare free insurance quotes on its website.

You can take steps to minimize your risks in many ways, and some insurance companies will lower the cost of your premium for those efforts.

Most insurance companies consider a B average to be the dividing line between «good» performance and «substandard» — and although achieving high grades doesn't automatically make someone a good driver, insurance companies consider kids who are able to balance their school life with their social life to be far lower risks.

Newer roofing materials tend to last longer and perform better so insurance companies assess them with a lower risk score than an old shingle roof.

You can take steps to minimize this risk with a fence, and some insurance companies will lower the cost of your premium for that effort.

The better the results from the medical exam, the less risk that's posed to the insurance company, which translates into lower monthly rates.

When compared to the original car your modified car will have possible less risk and harms so the car insurance companies will give you low insurance rates.

Whether cleaning up from a storm or giving you credit for the improvements you make to lower your risk, every insurance company is as different as your home is.

Their aggressive behavior while on the wheel is still apparent and insurance companies does not want to take the risk of offering them lower premiums because there is very little guarantee that they will be more responsible with their driving.

Deductible is considered in order to lower any insurance company's risk level and intact legislate insurance policy holder's premium.

Practicing driving in different weather conditions, at night, etc will help you make a safer driver, which in its turn, will enable insurance companies to regard you as lower risk and offer you discounts.

If you're very healthy, and there's a low risk of the life insurance company having to pay the death benefit, you'll get incredibly affordable rates.

Life insurance is all about statistics and the law of large numbers for the insurance company, and the lower risk you pose to them, the lower premium you'll pay.

In order to be eligible, the insurance company must consider you low - risk enough to allow you to skip the medical exam.

According to Gui, insurance companies gather up this information and place you in one of their risk pools, which are then divided up into geographic and demographic regions, where insurance rates may be statistically higher or lower.

Insurance is a way for consumers to protect their possessions and themselves from the risk of loss by paying a relatively low annual payment to an insuranceInsurance is a way for consumers to protect their possessions and themselves from the risk of loss by paying a relatively low annual payment to an insuranceinsurance company.

Since the lack of power which impacts acceleration and speed in essence makes the vehicle safer, this computes to the insurance company as lower risk and so by default the premiums when computed should be lower.

For example, if the insurance company actuaries review a certain area one year and determine it has a low - risk factor and only charge very minimal premiums that year, but then by the end of the year they see a rise in crime, a major disaster, high losses or claims payouts for unforeseen reasons, it may cause them to review their results and change the premium they will charge for that area in the new year.

In addition to higher premiums, insurance companies that issue guaranteed life policies protect themselves against risk in two additional ways: (1) by offering relatively low payouts, and (2) by typically not providing a death benefit during the first two years after issuing the policy (if the policyholder dies during this time, the company issues a refund of premiums instead).

Some life insurance companies may qualify you for a non-tobacco risk class and some may keep you in a tobacco risk class — the more companies you have access to, the better your chances for a lower premium.