Sentences with phrase «lower than any other years»

(And of course, the last four years have been lower than any other years in the record — three of them much lower.)

Not exact matches

The federal government is also adding restrictions on when it will insure low - ratio mortgages, stipulating that such loans must have an amortization period of less than 25 years and that the property must be owner - occupied, among other criteria.

But the reason they're expecting to do well this year has more to do with their marketing efforts, rather than the recovering economy or other factors like low oil prices, according to a small business holiday survey from Constant Contact, an online marketing firm in Waltham, Massachusetts.

Infosys, which employs more than 200,000 workers worldwide, was under the spotlight last year as President Donald Trump targeted the American H - 1B visa program that tech companies have heavily relied upon to temporarily bring in workers from other countries at lower wages.

While 2004 was an exceptional year for mortgage insurance, over the past 10 years CMHC has paid out at an average rate of 45 %, far lower than most other forms of insurance.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

In the Fall Update, the government will not only be able to show the elimination of the deficit (something no other G - 7 country has achieved) one year earlier than targeted, but also to show a declining debt ratio, rapidly approaching the government's target of 25 per cent, the lowest since the 1960s

Of the year - over-year improvement, budgetary revenues were up by $ 11.4 billion, primarily due to higher personal and corporate income tax revenues, while program expenses were up by $ 0.4 billion, as lower other transfer payments and employment insurance benefits were more than offset by higher transfers to provinces / territories, elderly benefits and other direct program expenses.

In other words, over the next five years, this government is planning to spend more money on income splitting for a small number of well off families, a promise made during the 2011 election, than on supporting economic growth and job creation through new spending on research and infrastructure and lowering taxes on investment.

«Other transfer payments» are currently $ 5.8 billion lower in the April 2011 to February 2012 period than in the same period last year.

Amazon.com Inc. last month announced its upcoming Kindle Fire, a lower - cost tablet that has garnered more buzz than any other iPad competitor since Apple launched the device last year.

Early this week I was with an Australian government representative in Beijing whom I have known for many years and he told me that iron ore prices were currently around $ 83 (I think they dropped another $ 2 last week), and that while some people in Canberra were reluctant to say it too loudly, he and others were increasingly in agreement with my lower forecast of less than $ 50 well before the end of the decade, in part because supply has come off much more slowly than predicted, but mainly because they now recognize that China's rebalancing was indeed going to be a far bigger deal for Chinese demand than sell - side research had predicted.

However, Wells Fargo actually offered lower rates on 15 - year mortgages and 5/1 ARMs in Philadelphia than it did in any of the other cities we looked at.

Although the 6.9 percent growth in 2015 was the lowest for China in 25 years, it is still much higher than other major economies including the U.S.

The one - year delay would lower the cost of the Senate bill by more than $ 100 billion, giving negotiators more revenue for other changes.

The maximum mortgage term is noticeably lower than the other countries mentioned above (ie: 20 years) but banks could consider provable pension income.

The two indices have tracked each other closely during recent years, with the All Ordinaries rising only slightly faster than the ASX 200 since their lows in March 2003.

The market started off the year as it ended 2017, on a tear higher, then the brief crash in early February, which led to a nice calm recovery during the remainder of the month just to run into what I'm calling «Whipsaw March» with the market jumping higher and lower by more than 1 % nearly every other day.

«The bottom line is that potential output growth in Canada and other industrialized economies will be lower than it was in the years leading up to the crisis»...» Our most recent estimate for Canada is that it will average just below 2 per cent over the next two years.

On fiscal policy, little needs to be said other than that Australia has a very low underlying budget deficit by world standards and is expecting a surplus next financial year.

Other commodity prices, while displaying some volatility, are only slightly lower than their levels of a year ago.

Aqua America, on the other hand, has been finding it difficult to improve upon a very successful 2013 (when profits advanced more than 30 %), and will likely have to settle for a low - single - digit gain on the bottom line this year.

If we're living in a low - rate world, and our only option other than holding cash is to buy the S&P at 30 times earnings, or a 30 year treasury at 2 %, or whatever other shitty deal is on offer, and you ask me what we should do, I can only answer the question by asking whether there will continue to be a ready supply of buyers at those valuations into the future.

On the other hand, the median score for consumers whose accounts closed before reaching two - year maturity is at least 42 points lower than at the time of the account opening.

These laws, known as «Romeo and Juliet laws» provide that a person can legally have consensual intercourse with a minor provided that he or she is not more than a given number of years older generally four years but sometimes some other number of years Romeo and Juliet laws were passed Several ped membership org endorsed lowering or abolishing age of consent laws to legalize fleshly activities involving an adult and a child.

The last 2 years of going more seriously low sugar I was a lot more cautious with dates than any other food.

However, this year the Commonwealth has used a slightly lower proportion than other water users.

While organic gardeners concede the point that most compost is low in soluble nitrogen, potassium, and phosphorous, Jack Ruttle observes: «I have grown many fine vegetable gardens with no other fertilizer than an inch or two of pure compost applied once a year, and I have known plenty of other gardeners who do the same.»

For High Brew, which has differentiated from other cold brews via its slim cans, emphasis on energy, and slightly lower price point, distributor depletion numbers are up more than 130 percent year over year, Smith said.

There are heavy concentrations of pintails and other large ducks, and some geese, in the Tule Lake - Lower Klamath area, and waterfowl of all kinds are swarming into the central valleys — 59 % more than last year.

to sell season tickets and other sales, but at the end like this year, they spend 10M on Che, and sold quite few players, released some and Loaned out a bunch, brought the salary and wages down even lower than the year before, yet they lie like a dog that they are still in the market until the last day.

I'm so sick of people telling those of us who are disgruntled fans to relax and give this club time to correct itself... for anyone who believes that taking a wait - and - see approach is appropriate at this juncture they should take a good long look at themselves in the mirror because they are a big part of the problem... no other «big» club's fans would stand for this shit for nearly as long as we have... think about it, we've witnessed a changing of the guard at every major club in England, Spain, France and Germany in the last several years because those «big» clubs failed to live up to expectations (Barcelona, Real Madrid, Bayern, PSG, Chelsea, ManU, ManCity etc...)... for some reason, many fans have become as fragile as our current manager, believing that there couldn't possibly be a suitable replacement, even though everyone of these clubs have found multiple replacements and still achieved far more than our club... this mindset has been created by an organization that has been milking it's fans, telling countless lies (no world class players available) and lowering expectations every since they rolled out the biggest lie of all: that we couldn't spend because of the new stadium but once it was paid off we could compete with any team in the world... this organization is rotting from the inside out and if we don't demand that those in charge put soccer first this despicable behaviour won't end with Wenger's ridiculous 2 year contract... I think the real fear isn't that a suitable replacement doesn't exist, but that this organization is so money hungry and poorly mismanaged that we will sink even lower by choosing our next coach the same way they choose our players, on the cheap... even so, we need to see what mustache will do if left to his own devices so he will have to show his true colours... only then can we purge this club and start anew

This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits

there is no doubting that Arsene has helped to provide us with some incredible footballing moments in the formative years of his managerial career at Arsenal, but that certainly doesn't and shouldn't mean that he has earned the right to decide when and how he should leave this club... there have been numerous managers at each of the biggest clubs in Europe throughout the last decade who have waged far more successful campaigns than ours yet somehow and someway each were given their walking papers because they failed to meet the standards laid out by the hierarchy of their respective clubs... of course that doesn't mean that clubs should simply follow the lead of others, especially if clubs of note have become too reactionary when it comes to issues of termination, for whatever reasons, but there should be some logical discourse when it comes to the setting of parameters for a changing of the guard... in the case of Arsenal, this sort of discourse was largely stifled when the higher - ups devised their sinister plan on the eve of our move to the Emirates... by giving Wenger a free pass due to supposed financial constraints he, unwittingly or not, set the bar too low... it reminds me of a landlord who says he will only rent to «professional people» to maintain a certain standard then does a complete about face when the market is lean and vacancies are up... for those who rented under the original mandate they of course feel cheated but there is little they can do, except move on, especially if the landlord clearly cares more about profitability than keeping their word... unfortunately for the lifelong fans of a football club it's not so easy to switch allegiances and frankly why should they, in most cases we have been around far longer than them... so how does one deal with such an untenable situation... do you simply shut - up and hope for the best, do you place the best interests of those with only self - serving agendas above the collective and pray that karma eventually catches up with them, do you run away with your tail between your legs and only return when things have ultimately changed, do you keep trying to find silver linings to justify your very existence, do you lower your expectations by convincing yourself it could be worse or do you stand up for what you believe in by holding people accountable for their actions, especially when every fiber of your being tells you that something is rotten in the state of Denmark

Joining a club of arsenal s stature has its ups and downs.There is a requirement of how our players should perform when on the pitch.The following is a list of players who were wrong to choose arsenal.Aaron ramsey - Even though he is the most favoured of all players at the club now.I cant help but think how it would have gone for Him if he decided to search for other greener pastures.He was a clear talented footballer during his time at cardiff but he hasnt been raised with the discipline at arsenal.You can always see ramseys all round strengths but sadly Its not helping him or the club with his foward moving pleasurr.He is so Over used and its sometimes difficult for him to get used to the rythm of the game.With time you realise he gets low ib confidence and his engine gets wasted.He needed somebody who would have managed him properly and with care and that person is certainpy not wenger.You would have been better off at Manu mate.Calum chambers - Came us a very talented player from southampton with raw talent.He was very good at first but wenger found a way to reduce his level of confidence.His inexperience was left exposed and wenger did nt do anything to resolve that problem and instead He looked for other talented players.Alex oxlade chamberlain - Another very talented player who needed only his skilled sharpened and his character modelled.That and he was ready to become a world beater.But wenger decided to let him run and run like a headless chicken causing him to be often injured and damaging his confidence.Who knows what would have happened to him gad he decided to look for more greener pasture.He is surely a much better player than this.Theo walcott - Another player who was tipped to have a very bright future.He had it in him.But all he needed was an appropriate manager who would nurture him with discipline and help him with his talent.But on Coming to arsenal he was given Much more responsiblities putting more weight on his shoulders on top of that another player who was recklessly managed with his talent and never coming off age because his character wasnt properly shaped.Mesut ozil - Al right i agree he perfoms well just recently.But imagine all the legendary players he was often compared to during his time at real madrid.On coming to arsenal he found no rotation often overused, suffered many injuries and his confidence dwindled.It is pretty clear arsene does not take any responsibility for players.And when at arsenal you have to be your own manager.You need not rely on your manager otherwise you might continue being the same player for the next many years.That is why each and every player are what they are because of their own efforts and wenger had nothing to do with it.Van persie was the same player for over 7 years untill he himself decided to change.Wenger only organises and prepares tge team while the rest is in your court.It is not what so many people make it out to be.Thats why we need to pressure wenger more than our own players.They are their own self managers and wenger needs to take that responsibility

There are a whole ton of other factors other than, «coming off two years on low productivity.»

Um pesonal experiments sorry nobody gave him 150million pounds to sign eonaldo or messi or 100 million pounds to sign a player oh plus another 400million to fill out the other ten sorry he was given ants and has still won our record signing 55million i mean other teams are able to spend more on bench sore pine slivered second strings than hes been on starters over the years and hes still won only manager invincible oh and then when the other clubs new we were low on cash and winning started injuring our star players and do nt say it does nt happen cause it does um he still won whole given ants to spend hes done amazing extend please one or to bad seasons compared to twenty great seasons and had our strikers finished their chances this year in 5 or six key matches we'd be sitting pretty reall only 3 or two and a draw or saw and we'd be sittingin the thick of itextend now that the board an owner are willing to spend snails for him finally atleast a little more than ants cause of inflation

Footfall seemed lower than in other years, with quiet periods on all three days.

I looked up the COLA for the past decade and found that on average the reimbursement rate for free has gone up 7 cents a year since the 2000 - 01 school year; in recent years it was higher than average (up 11 cents from 08 - 09 to 09 - 10, up 10 cents the year before that) but it was lower in other years (up 5 cents each year from 01 - 02 to 04 - 05).

According to one study published in the Archives of Disease in Childhood found that among babies who had experienced prolonged crying at a very young age (either from colic or other causes) had an average IQ at five years old that was nine points lower than the control group.

Research also shows that kids who are fed soy formula (versus breastmilk or cow's milk formula) in the first year of life may have a significantly lower bone density than other kids.

Your milk provides antibodies and other protective substances as long as you continue nursing, and families of nursing toddlers often find that their medical bills are lower than their neighbors» for years to come.

The canopy height is a little lower than on other strollers, but your three year old should fit fine.

Another study of 2,900 Australian infants assessed at ages 1, 2 3, 5, 8, 10, and 14 years found that infants breastfed for 6 months or longer, had lower externalizing, internalizing, and total behaviour problem scores throughout childhood and into adolescence than never breastfed and infants fed for less than 6 months.8 These differences remained after statistical control for the presence of both biological parents in the home, low income and other factors associated with poor mental health.

Given that the average income of UKIP voters is lower than that of supporters of the other main parties, and that households with incomes of # 30,000 a year or more are amongst those least likely to vote UKIP, the emphasis on tax cuts for middle and higher earners seems like an odd strategy.

Philips emphasized that although the tax percentage increase for this year is large, the actual monetary increase will be lower than in other towns.

Cuomo said the toll on the current bridge is lower than other major bridges on the rest of the Thruway system in the state and is part of a mutli - year toll freeze.

LOWER MANHATTAN — Prosecutors want disgraced ex-Assembly Speaker Sheldon Silver to spend at least 14 years in prison — more than any jail term given to other convicted New York state legislators — for his conviction on corruption charges, according to papers filed in federal court Wednesday.

It would allow schools, counties, towns, cities and other local governments outside New York City to raise their property taxes by no more than 2 % a year or the inflation rate, whichever is lower.

«We already know that especially during the summer months, blood supplies in hospitals are lower than other times of the year.