Sentences with phrase «lower than at the beginning»

Fed has hiked 14 times and 10 yr rates are unchanged while 30 yr rates are 60bp lower than at the beginning of the tightening cycle.

For best effect, you can also pause the music from time to time, as this decreased the heart rate and blood pressure to levels even lower than at the beginning.

Not exact matches

The entire market for digital coins is 50 % lower than where it was at the beginning of 2018, according to CoinMarketCap data.

The value of commercial and industrial loans of less than $ 1 million — a common proxy for small business lending — was 17 percent lower in June of this year than it was at the beginning of the recovery — when measured in inflation adjusted terms.

The notes from the meeting show that a number of Fed officials feel that interest rates could begin to be raised from their current artificially low levels sooner than the current target of sometime in 2015 should certain economic factors continue to improve at a rapid pace.

From its May 9 note:: «For the last three months, year - over-year growth in real personal income has stayed lower than it was at the beginning of each of the last ten recessions.

Many investors felt this pain after the 2008 market crash, though those who remained invested at the 2008/2009 lows have more than made their money back in the years since — the S&P 500 Index is up 171 percent since the beginning of 2009.

Gary Martin: This Irish early entrepreneur began running his own nightclub at the tender age of 15 (the drinking ages in the U.K. are vastly lower than in the U.S.).

Borrowers should keep in mind that lower interest rates at the beginning of a loan result in more actual savings than lower interest rates towards the end of a loan since the principal is lower as time goes by (interest charged is a percentage of the current loan balance).

The survey of 903 adults aged 50 or older, who are either already retired or plan to retire in the next ten years, revealed those who began receiving Social Security income early report a lower average monthly payment ($ 1,190) than those who started at their full retirement age ($ 1,506) and those who delayed benefits until age 70 ($ 1,924).

Variable rates tend to be lower than fixed rates at the beginning, but they could go up or down over time.

The 30 - year average was 43 basis points (0.43 %) lower at the end of 2014 than at the beginning of that year, when the stimulus was going strong.

... earnings have caught up to valuations and risk is lower than it was at the beginning of the year.

Under these plans, your monthly payment amount will be based on your income and family size when you first begin making payments, and at any time when your income is low enough that your calculated monthly payment amount would be less than the amount you would have to pay under the 10 - year Standard Repayment Plan.

But if you just keep spending and enjoy the lower payment, you could end up in even more debt at the end of the balance transfer period than when you began.

In contrast, Fund returns during the advance that began in 2003 have been as intended, given the level of valuations at which the advance began, but have been lower than I would expect during typical bull markets.

At the beginning of your career your income was low, barely enough to survive, but at age 65 you have become very popular, you get many speaking engagements and you are at the peak of your career earning more money than eveAt the beginning of your career your income was low, barely enough to survive, but at age 65 you have become very popular, you get many speaking engagements and you are at the peak of your career earning more money than eveat age 65 you have become very popular, you get many speaking engagements and you are at the peak of your career earning more money than eveat the peak of your career earning more money than ever.

The benefit of a lower monthly payment at the beginning ends up costing the borrower almost $ 2,000 more than the Standard Repayment Plan.

Ciclo Verde Taeq ® begins with the collection of recyclable materials at Grupo Pão de Açúcar stores, and all the materials are donated to cooperatives made up of more than 660 low - income families in Brazil.

For me, that is a big reason why Arsenal are conceding possession at the moment - they had less of the ball than Villa did on Sunday, despite winning 5 - 0, and against City their possession rate of 35 % was their lowest since Opta's records began in 2003.

The Davis Area Research on Lactation, Infant Nutrition and Growth (DARLING) study reported that breastfed and formula - fed groups had similar weight gain during the first 3 months, but the breastfed babies began to drop below the median beginning at 6 to 8 months and were significantly lower weight than the formula - fed group between 6 and 18 months.

For example, in their study of 64 families, Ferguson and Vanderpool14 found that fathers» average total risk factors were lower at the end of the home visitation program than at the beginning of the program.

The 9 % budgeted deficit recorded for last year, while not what was projected at the beginning of the fiscal year, represents a significant reduction from the 11.8 % recorded in 2012 and is certainly much lower than the 15 % the NPP left in 2009 when exiting power.

Amazon recently purchased national grocer Whole Foods for more than $ 13 billion and began to lower prices at the notoriously expensive supermarket.

«With unemployment at its lowest in years and more private sector jobs in New York than ever before, we are beginning to see the results of our efforts.

At the beginning of the 2017 General Election campaign, Labour's poll ratings fell to a historic low 13 %, and were more than 15 % behind the Conservatives in Scotland in some polls.

The news that the British Crime Survey has found crime levels at the lowest level since records began more than 30 years ago has been greeted with near - universal acclaim in today's papers.

«Drug usage is at its lowest level since records began and people going into treatment today are far more likely to free themselves from dependency than ever before.

Wolves that died at the beginning of the study period had a lower parasite diversity than those who died later.

The late Proterozoic — the time period beginning less than a billion years ago following this remarkable chapter of sustained low levels of oxygen — was strikingly different, marked by extreme climatic events manifest in global - scale glaciation, indications of at least intervals of modern - like oxygen abundances, and the emergence and diversification of the earliest animals.

In sixth grade, girls in both the European French and North African French groups reported lower levels of gender typicality and felt pressure than boys; contrary to expectations, the two ethnic groups did not differ in this respect at the beginning of middle school.

However, in the bodies of those with Menkes disease, copper begins to accumulate at abnormally low levels in the liver and brain and at higher than normal levels in the kidney and intestinal lining.»

However, the second form of immune selection — passage of acute - phase parasites from hosts injected with antiserum at the beginning of the infection — yielded parasites with lower virulence to naïve mice than their ancestors in one study (Wellde and Diggs 1978), although it had no impact on virulence in two other studies (see Briggs and Wellde 1969).

However, at the beginning of the first 5 - wk study period, the glucose concentration had decreased to 114 mg / dL, which is lower than ideal for a study designed to show a decrease in glucose concentration.

To begin the glut kickback, slowly lift one leg back, keeping your knee bent, until the sole of your foot faces the ceiling and your thigh is parallel to the floor.You can target the upper glute muscle by raising your leg higher or the lower glute muscle by keeping your leg at less than parallel to the floor.

And as mentioned previously, it's now guaranteed the handheld will end up with lower sales for 2017 than for 2016, which was actually something pretty normal to expect at the beginning of the year.

Shane Meadows» low - key masterpiece «This is England» managed to remind the world that British skinhead culture began as a celebration of music and black culture, rather than of racism and punching people at soccer games.

Popularity begins to decrease at lower GPAs for young black men than young black women (3.25 GPA compared with a 3.5), and the rate at which males lose friends after this point is far greater.

Students typically score lower on standardized tests at the end of summer than they do on the same tests at the beginning of the summer.

Is it beyond the realm of reason to believe that he could have begun the transformation of middle schools to a STEAM curriculum at a lower cost than the current outside consultants Discovery Ed?

The number of decoding rules is significantly lower than even the closest competitive product - making it the most accessible to beginning readers and at - risk students.

Suddenly the engine that sounded a bit agricultural at low rpms on the street began to spit and hiss all manner of turbo and induction sounds, snorting, popping, and screaming its way through corners faster than anything else on site as its monster midrange torque proved massively impressive.

The carbon - fiber chassis (based on the Aventador's) and carbon fiber reinforced polymer (CFRP) bodywork begins with an arrow - like nose with more aerodynamic aids than a fighter jet: a large lower splitter panel, upright canards at either side of the car, flying - buttress - like headlight housing, and cooling vents just ahead of the nearly - flat windshield.

Nov 15, 2012 — The 2013 Honda Crosstour goes on sale November 20, 2012, with pricing beginning at $ 27,230 — a starting MSRP $ 525 lower than in 2012.

(AP)-- Borders Group Inc. has begun taking orders for the Kobo electronic book reader and pushing it at a lower price than competing devices.

However, before you begin to think of an whole new Kindle DX out to replace the current version, here it is, the new aspect is just limited to the color of the Kindle and that it now comes at a price that's lower than the previous Kindle DX by $ 110.

According to talk out of their «Year Beginning» meeting, they plan to release the device at $ 539 which is lower than the $ 599 price that Moto CEO Sanjay Jha spoke of just two weeks ago.

The 30 - year average was 43 basis points (0.43 %) lower at the end of 2014 than at the beginning of that year, when the stimulus was going strong.

The good news for you, George, at age 59, is that your income may be lower now than after you begin CPP, OAS and RRIF withdrawals.

One of the bigger surprises of 2014 may be that mortgage rates might end the year lower than where they began, at around 4.5 percent, even as the Federal Reserve has gradually pared back its purchases of mortgage - backed securities.