Sentences with phrase «lower than individual»

Since the debt is backed by real estate, I feel the risk is lower than individual stocks.

Premium for group policies are generally lower than individual policies.

Many a time, group insurance rates are quite lower than the individual insurance quotes and this makes it possible for people to choose a good deal from the lot.

A plan could still have a $ 6,000 aggregate deductible, for example, since that's lower than the individual out - of - pocket maximum.

As an example, your anti-virus provider may offer a per server cost that is much lower than individual pricing if the software was running on separate hardware for each server.

We found that the average 3 star hotel group rate is 24.6 % lower than their individual hotel rates and sometimes is a savings of up to 77 %!

Actual prepaid finance charges, closing costs and monthly payment on your specific loan transaction may vary based on property type, location and down payment.These mortgage rates and terms are based on a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score.

For this scorecard the amount of points assigned to the unique credit file based on the categories mentioned might be lower than an individual with varied old non delinquent credit.

In the groups included in the study, 14 % of the participants, on average, successfully quit — a higher rate than telephone counseling or self - help, but slightly lower than individual counseling.

You may get life insurance policies through your employer, but the coverage is usually lower than individual policies and is only in place while you're employed.

While many Americans get life insurance policies through their job, the coverage is usually lower than individual policies and is only in place while they're employed.

However, because the corporate tax rates for income below $ 75,000 are lower than the individual tax rates, some experts recommend a C corp for small growing companies that reinvest their profits.

He is also pressing for cuts in the tax rates on pass through entities, noting that many small retailers incorporate to pay rates lower than individuals would pay.

Not exact matches

Individuals with a net worth of close to or more than $ 11 million ($ 22 million for couples) can still lower the tax hit to their heirs with the use of trusts and estate - planning strategies.

With the president aspiring to lower taxes for both businesses and individuals, it seems clear Trump is looking for the government to redistribute even less wealth in this country than it has in the past.

Surprisingly, research shows that individuals from low - income families are more likely to work at unpaid internships than their higher - income peers.

Besides, if Mylan were to actually reduce the price of EpiPen, it would have ramifications other than just lowering what individuals pay for the drug.

That's likely part of the reason that enrollment dropped, as Americans making more than 400 % of the Federal Poverty Level (about $ 48,000 for an individual or $ 98,000 for a family of four) wouldn't be shielded from those rising premiums because they don't qualify for federal subsidies that lower - income citizens do.

Seven states (Alaska, Florida, Nevada, South Dakota, Texas, Washington and Wyoming) impose no tax on individuals, while several others offer substantially lower rates than a founder in Silicon Valley would encounter.

The chief tax writer in the House confirmed that the latest tax bill has a top individual rate of 37 %, lower than both the House and Senate said it would be.

In individual stock news, Finnish miner Metso dropped to the bottom of the European benchmark, tumbling 9.84 percent, after the firm reported lower - than - expected sales and profits.

Groups of participants with varied testosterone levels were better at the cooperative task than groups made up solely of high - testosterone or low - testosterone individuals.

This is why the deal makes so much sense: AOL provides the technology to target individuals instead of content, and Verizon the ability to track those individuals — at least the over 100 million customers they already have — at arguably a deeper level than anyone else in digital advertising (for non-Verizon customers, AOL's ad platform is still useful, albeit not as targeted; rates would be commensurately lower).

As Campbell notes, the bill's «benefits go to corporate shareholders, those with unearned rather than earned income, and those with «pass - through» income from businesses that will now be taxed at the new lower corporate rates rather than at individual tax rates.

Pass - throughs will counter that in many cases, people who own stock through 401 (k) s and IRAs don't have to pay capital gains or dividend taxes, and so their profits are only taxed at the corporate rate, which is lower than the top individual rate (and would be much lower under this plan), putting pass - throughs at a potential disadvantage.

In exchange for that level of safety, money market funds usually provide lower returns than bond funds or individual bonds.

Mutual funds are typically more diversified, low - cost, and convenient than investing in individual securities, and they're professionally managed.

The investment minimums for most bond funds are low enough that you can get significantly more diversification for much less money than if you purchased individual bonds.

I am more into indexfunds than into individual funds due to the lower associated risk.

What we were really providing investors was a level of discipline that few individual investors can muster over time — by adopting a long term asset allocation strategy and using low cost investment vehicles, our long term performance was always going to be better than the average individual investor who tends to time markets and chase performance, with little understanding of the costs they are incurring.

The closing cost breakdown also included less information about individual costs than competitor calculators, which could explain the low estimate.

Depending on your individual circumstances, this alternative payment amount may be lower than the payment amount you were initially offered.

Otherwise, a $ 20 fee is charged annually for all Vanguard Brokerage Accounts and for each individual Vanguard mutual fund holding with a balance lower than $ 10,000.

Rather than try to pick out individual stocks, he said it makes more sense for the average investor to buy all of the companies of the S&P 500 at the low cost an index fund offers.

Critics of investing in individual stocks in an IRA point to the fact that capital gains tax (currently 15 % -20 %) is likely lower than your income tax level (20 - 40 %), so you lose that long term capital gains tax advantage in an IRA since you get taxed at your income rate.

In contrast, C corporations will be taxed at a flat rate of 21 %, which might be considerably lower than a business owner's individual rate.

The proposed 25 % pass - through rate is substantially lower than the 39.6 % top marginal rate for individuals.

The new reforms — proposed in the name of economic growth — would give these businesses a special lane that allows them to pay an even lower tax rate than an individual.

Poorer people typically earn less than $ 30,000 per year while lower middle class individuals have incomes estimated at ranging from $ 30,000 - 60,000.

The tax bill passed by the House of Representatives cuts taxes on pass - throughs a little differently, by creating a new 25 percent top bracket for pass - through income, lower than the 39.6 percent top bracket on all other individual income.

These individuals are likely to stick with the old rules — generally speaking, it would only make sense to change to the new tax treatment if the ex-spouse paying the support is in a lower tax bracket than the recipient.

This just underlines the fact that the CPP provides better average returns at much lower costs than individuals can achieve by saving though RRSPs.

Now, the tax law that took effect January 1st allows LLCs and partnerships to have a much lower rate than individual taxpayers and corporations get the lowest rate of all.

that track an index, rather than individual stocks or sectors, is a simple and low - cost way to achieve this.)

In mid-January, the S&P 500 Index (SPX) slipped back into correction territory, small - caps officially entered a bear market, and the number of self - proclaimed bulls hit its lowest point in more than a decade, per the American Association of Individual Investors (AAII) survey.

As Matthews explains, the thresholds for individual tax brackets are adjusted according to chained CPI, a lower measure of inflation than standard CPI, which is used currently.

This is not unlike the dilemma facing many retirees and other individual investors: holding ultra-safe interest - bearing investments is wise past a certain age; yet when yields are lower than the inflation rate, this strategy erodes buying power and undermines long - term financial security.

In the short - term, the market's tide will raise and lower all boats, but value investing works in the long - run, and unless you're in a late 1990's type mania, I think it probably is best to completely ignore the overall market and just focus on looking for undervalued stocks of individual companies that you think will be doing more business in five years than they are now.

The rationale behind this technique contends that a portfolio constructed of different kinds of investments will, on average, yield higher returns and pose a lower risk than any individual investment found within the portfolio.

Otherwise, a $ 20 fee is charged annually for all Vanguard Brokerage Accounts, as well as for each individual Vanguard mutual fund holding with a balance lower than $ 10,000.