Sentences with phrase «lower than market rates»

«The packages are put together at much lower than market rates (and are) lower than sales prices in most cases.»

Even if that's true, it's unlikely that they'll be lower than market rates because, thanks to supply and demand, tenants aren't in a position to be demanding lower rates.

The only other way most lenders can compete with one another is to somehow convince the public that they have some «secret way» of providing lower than market rates.

Interest rates for the 504 loan are typically lower than market rates, making them a competitive option for any small business owner.

Thankfully, the interest rates on such loans are lower than the market rates and the time for repayment is significantly longer than for conventional loans.

AFR rates change monthly and vary depending on the loan term, but are generally lower than market rates.

On average, private business loans from relatives and friends have interest rates 2 to 3 percent lower than market rates and 1 to 2 percent higher than high - yield savings rates.

For example, if you hold a bond paying 5 % interest and market rates rise to 6 %, investors would need to pay less for your bond to be compensated for the lower than market rate.

If you are one of the lucky ones who are able to obtain a mortgage, the chance to buy a house at a price far lower than the market rate is going to be hard to resist.

«I think these are very fair rents,» said town supervisor Jeanne Walsh, noting that they were considerably «lower than the market rate we talked about in our last project,» presumably referring to the Williams Lake redevelopment.

This means that a future buyer of your home can purchase your property and take the mortgage that comes along with it — no matter how much lower than the market your rate happens to be.

Not higher and not lower than the market rate for machine operator jobs, around 15 - 20 $ / hour.

Not exact matches

It can mask weakness in the market if there are large numbers of discouraged workers, as in the U.S. which now has a lower jobless rate than Canada despite a poor job creation record.

In a client note on Thursday titled «Yanking down the yields,» the interest - rates strategist projected that bond yields would be much lower than the markets expected because central banks including the Federal Reserve were reluctant to raise interest rates.

The more complex debt market has worked wonders in the past few years allowing somewhat riskier companies like Valeant amass more debt, at lower rates, than they would have been able to past.

The average email marketing click - through rate is lower than 3 percent, while good engagement on Facebook is considered to be anything over 1 percent.

«Our data suggests the younger Gen Y population is adopting motorcycling at a far lower rate than prior generations,» AB analyst David Beckel said in a July note downgrading its rating of Harley - Davidson shares from «outperform» to «market perform.»

Close to 8 - in - 10 agree that rates will get lower and service will get better with more foreign competition in the Canadian market (78 %) and well more than half agree strongly with this view (57 %).

LONDON, March 19 - Gold touched its lowest in more than two weeks on Monday as markets remained nervous ahead of a U.S. central bank meeting that could raise interest rates and signal three more increases this year.

With interest rates so low, stocks are better than bonds, but the Canadian market, he says, should see mid-single-digit returns.

If you sell a quality product, accurately described in your marketing, at a price that's fair in relationship to its value, your return rate will be low — probably less than 5 percent.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

The new interest rate can be lower or higher than the weighted average of the old loans and can be fixed (the interest rate won't ever change) or variable (the rate changes based on the market conditions).

TD's Growth Money Market Account comes with both better rates than Chase and lower balances to access those rates.

DR's simulations assume that last dot climbs in time to give the Fed some height to drop from when the next downturn hits (importantly, he stresses that the neutral funds rate is very likely lower than it used to be), but, as I argue in the piece, with some evidence from market expectations of the funds rate, I'm skeptical.

The US export sector is getting the benefit of a lower dollar; there's a significant fiscal package in the pipeline, which will add more than 1 per cent of GDP to private spending power; and sharp cuts have been made in US official interest rates, with financial markets expecting more to come.

It was also lower than Wednesday's close and comes after China adopted a more market - oriented method of calculating the currency rate in a move widely seen as a devaluation.

Cash alternatives, such as money market funds, typically offer lower rates of return than longer - term equity or fixed - income securities and may not keep pace with inflation over extended periods of time.

Thus, many emerging markets» growth rates in the next decade may be lower than in the last — as may the outsize returns that investors realised from these economies» financial assets (currencies, equities, bonds, and commodities).

In many parts of the city, however, assessed values are far lower than market values, and thus effective tax rates are much lower.

World growth will remain low on average but negative in the UK and Europe; price inflation will remain sufficiently subdued for a while longer so as to impose no constraint on monetary expansion; central banks will sustain a regime of negative real interest rates and rapid monetary expansion; the risk of a eurozone collapse is off the table for now; finally, stock markets should continue to perform better than expected, even though the four - year old cyclical bull market is long by historical standards.

With the lowest unemployment rate in the region in more than five years and a more competitive job market, employers are doing more to try to retain their existing talent.

Consistent with FX, OTC interest rate derivative turnover is lower in emerging market Asia than in developed Asia.

Entities in smaller markets typically issue foreign currency debt in offshore bond markets because they can issue larger, lower - rated and / or longer - maturity bonds than they can (at least at comparable prices) in their domestic market.

Bill Gurley points out: «Organic users typically have a higher NPV, a higher conversion rate, a lower churn, and more satisfied than customers acquired through marketing spend.»

Examination of the five - year moving average core and overall inflation rates shows that both have been relatively unchanged since early 2016, and both are lower than they were prior to the credit market collapse of 2008.

Persistently low interest rates, weak inflation and a lack of supply relative to demand for bonds leaves Rieder advocating for equities rather than the fixed income market.

They moved into money market funds at a time when rates were lower than they had been in nearly half a century, only to earn anemic returns while Wall Street ultimately recovered and skyrocketed.

This very low market volatility can lead investors to take on more risk, and in a period of still relatively low interest rates, to «reach for yield» — that is, buy riskier assets than one would otherwise, in order to achieve a desired profit or savings goal.

Surveyed women business owners indicated more concern than their male counterparts over stock market performance (67 percent vs. 55 percent), inflation (62 percent vs. 55 percent), low interest rate on savings (58 percent vs. 52 percent) and foreign competition (32 percent vs. 26 percent).

The media / realtors say the condo market is still hot but there are a lot of speculators in that market, and they are taking possessions of condos they thought would be easy flips with mortgage rates of 6 % or in some case more than 9 % — when rates are low.

During that introductory period, the interest rate on an ARM is generally lower than the fixed interest rates in the same mortgage market.

If you refer to the latest mortgage market survey conducted by Freddie Mac, you'll see that 15 - year loans have lower rates than the longer term 30 - year mortgages.

Since rising interest rates means the bond's fixed rate is not competitive against newly issued bonds at higher market rates, then it stands to reason that longer - term bonds (those with longer to pay at the lower rate) are going to see their prices fall further than short - term bonds.

However, since taxes are applied to assessed value, which is less than 10 % of market value, effective tax rates (actual taxes paid as a percentage of home value) are far lower.

«The market as a whole is quite high on a historic basis... interest rates are so low that there's no real competition for the money other than art and real estate,» Robertson said.

Their cost of capital is a function partly of low interest rates and part of the implicit share price is a function of the fact that investors have looked at equities for dividends rather than bonds for yield because the bond market is so expensive.

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Gurley also believes that customers quality if higher is they are organically acquired: «Organic users typically have a higher NPV, a higher conversion rate, a lower churn, and more satisfied than customers acquired through marketing spend.»

When you do a low - cost or no - cost mortgage, you are willingly accepting a higher mortgage rate than the «market rate» in exchange for having some or all of your loan fees waived.