Not exact matches
debt obligations of the U.S. government that are issued at various intervals and with various maturities; revenue from these bonds is used to raise capital and / or refund outstanding debt; since Treasury securities are backed by the full faith and credit of the U.S. government, they are generally considered to be free from credit risk and thus typically carry
lower yields
than other securities; the interest paid by Treasuries is exempt from state and local tax, but is subject to federal taxes and may be subject to the federal
Alternative Minimum Tax (AMT); U.S. Treasury securities include Treasury bills, Treasury notes, Treasury bonds, zero - coupon bonds, Treasury Inflation Protected Securities (TIPS), and Treasury Auctions
Although it has stricter eligibility requirements
than other online lenders, Fundation provides more flexible terms and
lower APRs (some
alternative lenders have APRs that exceed 90 %).
Additionally,
alternative investments historically have
lower correlations to traditional assets like equities and fixed - income securities
than some
other asset classes do.
because maybe he knows how daunting it could be for young or inexperienced people with
low capitals who don't know of the different and cheaper
alternatives there are out there to investing in the stock market,
other than using the traditional big name brokers.
This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less
than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively
low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible
alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the
other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits
It is typically
lower in calories and sugar
than other milk
alternatives, and
low in protein — only 1 gram per cup.
Results reveal that on average, the 13 states allowing the use of medical marijuana had a 24.8 percent
lower annual opioid overdose mortality rate after the laws were enacted
than states without the laws, indicating that the
alternative treatment may be safer for patients suffering from chronic pain related to cancer and
other conditions.
O.J.: Made In America likely would have made the cut if not for a (totally defensible) editorial decision to classify it as television rather
than film, but I voted for three
other docs this year: Tower (addressed in the «outlier» section of my ballot), Author: The JT LeRoy Story (which correctly recognizes that letting Laura Albert expand on her own «myth» makes for better cinema
than any objective investigative
alternative), and Weiner... which ranked
lowest on my personal list, but is the one I'm most surprised not to see on the collective list.
Teacher candidates from
alternative route programs like Teach for America and the Visiting International Faculty (VIF) program have much
lower three - and five - year retention rates
than other routes into North Carolina schools.
Are there any
alternatives for scoping the primary coil on a COP system
other than using a
low amp probe?
With sales expected to reach 320,000 for 2001, up from 244,000 for 2000, the South Korean automaker thinks it's time folks look at Hyundais as something
other than low - cost, new - car
alternatives to used cars.
Since advances from publishers for
other -
than - the - biggest titles are also declining, those next - tier authors will find self - publishing or publishing with smaller houses that pay
lower advances but higher ebook royalties an increasingly tempting
alternative.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among
others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products,
low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger
than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and
other merchandise and
other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater
than estimated, the risk that digital sales growth is less
than expectations and the risk that it does not exceed the rate of investment spend, higher -
than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and
other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic
alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and
other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's
other filings made hereafter from time to time with the SEC.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among
others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products,
low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger
than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and
other merchandise and
other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater
than estimated, the risk that digital sales growth is less
than expectations and the risk that it does not exceed the rate of investment spend, higher -
than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and
other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic
alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and
other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's
other filings made hereafter from time to time with the SEC.
Cash
alternatives: Cash
alternatives (or short - term instruments) offer a
lower potential for growth
than other types of assets but are the least volatile.
The point here is this: Go borrow money at a
lower rate
than your credit card (there are
other alternatives than P2P, you can google these, just make sure the rate is
lower than your credit card).
If you are looking for
alternatives to paying rent with cash or check, you have
other options
than just credit cards — many of which come with significantly
lower fees.
Malls that are no longer so useful serve
lower - margin businesses for locals, become homes to mega-churches,
other area - intensive human gatherings, or get destroyed, and the valuable land so near many people gets put to
alternative uses that are better
than the mall, but not as profitable as the mall prior to the internet.
Term life insurance will provide
lower cost insurance over those periods of time
than other alternatives.
Lifetime balance transfer credit cards: For card customers trying to payoff high - interest credit card debt, lifetime
low interest balance transfers, offered by Discover Card and
others, may be substantially cheaper
than the
other personal loan
alternatives out there.
Creatures When dropping Toki in a nest, birds now have a «cooldown», so they won't instantly pick you up again when walking out of the nest Birds don't stop anymore when they sense vibration, making them less annoying when accidentically stomping near them No more random sorting of creatures: they all appear on their assigned depth value, preventing smaller creatures from sometimes getting lost behind bigger creatures Fixed the «spawning multiple camera birds» bug Slug corpses can't kill anymore, so no more accidentally walking into them and dying Bugs When stomped, berrybugs and copybugs now always hop the same distance (3 tiles), making their behavior more predictible Berrybugs now briefly stop if they detect an edge above their heads while walking on the floor, making it easier to stomp them onto a wall Copybugs and berrybugs get stunned when they're in the trajectory of a to be spawned bubble, so they can't hop / roll away before bubble is spawned Glowy berrybugs now use the same turn animation as normal berrybugs, so no more faster glow bugs Frogs and bubbles Bubbles now prioritize Toki Tori over
other entities, so no more accidental berrybug ballooning Added a small delay before catching an entity in a bubble to allow for catching Toki Tori, even if he's a little further away
than an entity Added possibility to queue a «turn by whistle» while the frog is running towards a berrybug, so you don't have to wait before being able to let the frog face the desired direction Fixed a problem where a fat frog won't belch anymore Achievements In - menu achievements system, including progress achievements Added a number of new achievements Tokidex completion is now a progress achievement (you can see how far along you are) Fixed the Fried Chicken achievement, so it's less hard to get All electrocuted entities now count for the X-Ray Enthusiast achievement Menu Completely new, streamlined and fast to access menu system Ability to set language from menu New font Graphics Improved presentation of telepathic Ancient Frog messages, fixed a problem where sometimes they'd spawn multiple times Fixed black flickering when buttonbashing during fades and level transitions Screenfades are now 100 % black Added button prompts to the first time you need to use whistle and stomp Areas and puzzles Added l - ife area for Ife < 3 Added an extra landing stone in the wasteland area Added more snow globes: — RRB - Water mountain approach: berrybug in the «pro» puzzle can no longer be lost Water mountain top: frog for Ancient Frog puzzle now starts bloated, added light to make «pro» puzzle easier to execute Shaft top: Small tweak to make sure berrybug isn't killed by the slugs midway through the level Water cave: made the light shaft where you need to whistle the hermit crab a bit wider, created hole for frogs at end of level to prevent them from falling down, made some «pro» puzzles a bit more forgiving Dark forest:
lowered warp when entering dark area, so it's easier to travel up with a bubble Lava cave: improved bat puzzle Meadow: made some pro puzzles less difficult Hideout: removed
alternative solution for Ancient Frog puzzle Descent: made it easier to pick up fat frog at beginning
«Along with new policies that spur competition in several
other countries, this Chinese dynamic has led to record -
low announced prices of solar PV and onshore wind, which are now comparable or even
lower than new - built fossil fuel
alternatives.
But when renewable energy technologies are offered as solutions to the exclusion of
other low - carbon
alternatives, they polarize rather
than unite.
But on the
other hand,
low ‐ carbon modern energy is often more expensive
than its higher ‐ carbon
alternatives.
The widespread use of the HFC blends would also put the United States on a different transition pathway
than many
other countries implementing national policies to encourage a more rapid transition to the
lowest - GWP
alternatives, and threaten to undermine U.S. leadership toward an ambitious global HFC phase down.
These
alternative revenue streams make it possible for wind generators to offer their wind power into the wholesale electricity market at prices
lower than other generators, and even at negative prices.
If solar or wind or any
other renewable energy source costs more
than grid electricity, then the company sticks with its dirty power, and if the cost is
lower than coal, the company chooses
alternative energy instead.
At the InsideCounsel SuperConference, Ted Olson, former Solicitor General and partner at Gibson Dunn, asked a panel of General Counsel from Ford, Procter & Gamble, and Allstate Insurance what they look for in their outside lawyers (
other than lower fees and
alternative fee arrangements).
Jordan Couch of Palace Law, provides an
alternative view which supports the creation of more areas for LLLTs and less -
than - J.D. practitioners: «The more of my work I can automate and pass off to
others at a
lower cost, the more time I get to spend doing all the things I love about practicing law.
In addition to legal research, there are many
other specialized support services that can be provided with such expert advice, including the automation of routine legal services at a
lower cost
than can the investor - owners of law firms (the ABS
alternative), and advising on marketing strategies and methods of maximizing income and client services and satisfaction.
The Custom Choice policy is marketed as an
alternative to term life insurance, and is priced
lower than other permanent policies.
Term life insurance will provide
lower cost insurance over those periods of time
than other alternatives.
This
alternative ensures that the loan is provided with
lower interest by the creditor
than other loans.
The National Association of REALTORS ® (NAR) engaged PwC to review the impacts of an illustrative comprehensive tax reform option that would
lower and consolidate marginal tax rates to three rates with a top rate of 33 percent, double the standard deduction, eliminate all itemized deductions
other than charitable contributions and mortgage interest, eliminate the
Alternative Minimum Tax, and cap the...
The result offers the implications of tax reform that would
lower and consolidate marginal tax rates to three rates with a top rate of 33 percent, double the standard deduction, eliminate all itemized deductions
other than charitable contributions and mortgage interest, eliminate personal exemptions and the
Alternative Minimum Tax, and cap the tax rate on pass - through business income at 25 percent.
The National Association of REALTORS ® (NAR) engaged PwC to review the impacts of an illustrative comprehensive tax reform option that would
lower and consolidate marginal tax rates to three rates with a top rate of 33 percent, double the standard deduction, eliminate all itemized deductions
other than charitable contributions and mortgage interest, eliminate the
Alternative Minimum Tax, and cap the tax rate on pass - through business income at 25 percent.