Sentences with phrase «lower than other business»

The second option for business ownership is extremely volatile, though the start - up costs may be significantly lower than other business ownership options.

If you keep your claims and accidents lower than other businesses in your industry, you will receive a credit, lowering your premium.

Not exact matches

But the reason they're expecting to do well this year has more to do with their marketing efforts, rather than the recovering economy or other factors like low oil prices, according to a small business holiday survey from Constant Contact, an online marketing firm in Waltham, Massachusetts.

These government - backed small - business loans have significantly lower rates than many other lenders offer.

«Actually E-Commerce is not that those margins are eroding; it's that those gross profit margin percentages are lower than others, and those businesses are actually growing very fast.

Advantages: If you can get a small business loan from a bank, you'll typically pay lower interest than most other options.

In the aftermath of the Great Recession of 2008 - 2009, technology stocks traded at lower price - to - earnings ratios than many other types of businesses, such as consumer staples, because investors were frightened.

Some of these agreements have resulted in significant market opening; others have been of lower standard and have dodged the tough issues necessary to maximize income gains from trade; still others have resulted in trade diversion rather than trade creation and have created a so - called «noodle bowl» of overlapping and sometimes contradictory agreements that have become a thicket of regulations that businesses often find difficult to understand.

The combined federal - provincial tax rate for small businesses in B.C. will remain at 13 per cent for 2016, which is reasonable when compared to other jurisdictions (and lower than all other Canadian provinces except Manitoba and Saskatchewan).

As a result, many business borrowers turn to other options, like an online small business loan, which offers many of the same conveniences and potentially at a lower premium than many MCAs.

«The businesses that Disney is buying have the same fundamental underlying challenges as all other TV - driven businesses, and the market is valuing them at similar or lower multiples than Disney's,» Juenger wrote.

«Berkshire has access to two low - cost, non-perilous sources of leverage that allow us to safely own far more assets than our equity capital alone would permit: deferred taxes and «float,» the funds of others that our insurance business holds because it receives premiums before needing to pay out losses»

In other English - speaking countries, interest rates that intermediaries currently charge businesses are generally higher than at their previous cyclical low point for the decade.

Bank of America, JPMorgan Chase and Wells Fargo (the «Big 3 banks») provide a lower level of affordable consumer, housing and small business lending and services to Valley residents and businesses than they do to consumers in other parts of California.

Other Tencent blockchain projects include a financial application that allows users to profit from increases in the price of gold, a service that helps small and medium - sized businesses to procure financing at a lower cost than they might otherwise be able to, and an app geared toward locating missing children.

While governments like to boast of Canada's «low and competitive business tax rates,» the fact remains that Canadian companies now pay rates higher than those borne by their counterparts in most other OECD countries.

Using B2B marketing data to drive lead generation, Bombora and LinkedIn helped drive a 41 % lower cost - per - registration for IBM Watson Analytics than other «business as usual» tactics.

In addition, many companies in those lands financed their domestic businesses by borrowing Swiss francs, euros and other hard currencies at lower rates than in their own inflation - prone countries.

The businesses drilling for oil and gas and mining coal enjoy effectively lower income tax rates than other American businesses because of an array of favorable provisions in the US tax code.

Others, like Ethan Mollick of the University of Pennsylvania's Wharton School of Business, say that the overall failure rate of Kickstarters is pretty low, that scam rates are even lower, and that crowdfunding does far more good for innovation than bad.

Other states allow employers to pay teens lower wages, and some states allow businesses to pay temporary «training» wages lower than the minimum wage.

New York City Council Speaker Cory Johnson and Majority Leader Laurie Cumbo announced the package of 10 bills on Sunday and said the measures would be introduced this week... The proposals include: Requiring businesses with more than 15 employees to provide lactation spaces and refrigerators to store breast milk, Requiring lactation rooms in all schools, police precincts, and jails that house women or allow women visitors, Assessing the need for free and low - cost doula services in the city, Creating a report on maternal mortality, Requiring that inmates be able to choose the gender of their doctor, Requiring the city to provide diapers at shelters, subsidized child care centers and other locations, Creating a study and pilot program for on - site childcare for city employees, Allowing campaign funds to be used for certain childcare costs of candidates who are primary caregivers» http://bit.ly/2jTiAtZ

Monopolies are either created by governments or created (and sustained, via lower than competitor prices) by highly developed businesses that others can't compete with due to the efficiency inherent in scale.

The neighborhoods have recently outperformed other areas of the city in terms of job and business growth, but still maintain higher rates of unemployment and lower average income than the citywide average, the report found.

As we demonstrated in our 2015 analysis of the Common Core debate on Twitter, the dispute about the standards was largely a proxy war over other politically - charged issues, including opposition to a federal role in education, which many believe should be the domain of state and local education policy; a fear that the Common Core could become a gateway for access to data on children that might be used for exploitive purposes rather than to inform educational improvement; a source for the proliferation of testing which has come to oppressively dominate education; a way for business interests to exploit public education for private gain; or a belief that an emphasis on standards reform distracts from the deeper underlying causes of low educational performance, which include poverty and social inequity.

If you compare my pricing with other businesses you'll see that my prices are lower than many other designers.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Well it is possible to do things with no money from the beginning, and the start - up costs for self - publishing are much much lower than many other businesses, there is still some money that you will need to invest.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, including store closings, higher - than - anticipated or increasing costs, including with respect to store closings, relocation, occupancy (including in connection with lease renewals) and labor costs, the effects of competition, the risk of insufficient access to financing to implement future business initiatives, risks associated with data privacy and information security, risks associated with Barnes & Noble's supply chain, including possible delays and disruptions and increases in shipping rates, various risks associated with the digital business, including the possible loss of customers, declines in digital content sales, risks and costs associated with ongoing efforts to rationalize the digital business and the digital business not being able to perform its obligations under the Samsung commercial agreement and the consequences thereof, the risk that financial and operational forecasts and projections are not achieved, the performance of Barnes & Noble's initiatives including but not limited to its new store concept and e-commerce initiatives, unanticipated adverse litigation results or effects, potential infringement of Barnes & Noble's intellectual property by third parties or by Barnes & Noble of the intellectual property of third parties, and other factors, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 30, 2016, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

As we reported earlier this year, the U.S. has already plunged head - first into the world of robo - advisors (portfolio suggestions offered by automated algorithms usually at lower cost than human advisors) with Charles Schwab having attracted billions of dollars in new business as a result of launching its robo - advisor service, Schwab Intelligent Portfolios, which adds to the existing mix of dozens of other robo - advisor services south of the border.

The cash deposit fee isn't much lower than the average for business checking accounts, and the free cash deposit limit is actually somewhat lower than most other accounts, but this is expected for an option that's essentially free.

The recent correction in Hormel's stock price appears to be driven by short - term fears (declining turkey prices, which are near a seven - year low) rather than issues that could affect Hormel's long - term earnings power (Hormel's other businesses remain stable to moderately growing, and management reaffirmed 2017 guidance).

We understand that from time to time people need a quick cash flow boost, to cover unexpected costs, and if you apply for your loan before 24 hours on business days you get it direct into your account, then in most cases the loan can be transferred the same day, Our low interest rates make us more affordable than other personal loan providers in our market.

In its business outlook survey last week, the Bank of Canada observed a divide in business confidence across the country as low oil prices weigh on the outlook for some regions more than others.

«I figured there had to be a better way to run a lower - overhead business so I could charge less and get the solutions to the customer quicker than other [custom builders] were doing,» he says.

«Berkshire has access to two low - cost, non-perilous sources of leverage that allow us to safely own far more assets than our equity capital alone would permit: deferred taxes and «float,» the funds of others that our insurance business holds because it receives premiums before needing to pay out losses.

Alaska USA offers business checking services for businesses of all sizes — meeting your needs efficiently, and with lower fees than you may have come to expect at other financial institutions.

Malls that are no longer so useful serve lower - margin businesses for locals, become homes to mega-churches, other area - intensive human gatherings, or get destroyed, and the valuable land so near many people gets put to alternative uses that are better than the mall, but not as profitable as the mall prior to the internet.

We note that the stability of a regulated utility business model means that the company can safely operate with a lower interest coverage ratio than its peers in other sectors.

We believe that altering allocations — even when using plain - vanilla index funds (which by the way are ultra low - cost and highly liquid)-- is a more powerful strategy than trying to understand business fundamentals of a few companies better than others.

Keep in mind that interest rates may be higher than with other cards, and the spending limits will likely be lower than those offered with business cards.

The Capital One ® Spark ® Cash Select for Business has a lower rewards rate than its sibling card, but it comes with a range of other perks that may be worth more to some users, including an intro - APR offer for new purchases.

Instead, investors should invest in companies with the lowest PEG ratios relative to other businesses, even if they are greater than 1.

Non-stop flights in coach or business class, especially flights within a single geographic region (intra-Europe, intra-U.S., etc.) or between the U.S. and Asia (which have lower fees than flights between the U.S. and other continents)

Conclusion: China Airlines often offers business class tickets at much lower prices than competitors or has award availability when there are few other choices left.

Ago offers art rentals for residences, businesses, home staging, and film / TV productions at much lower rental prices than some other rental companies, starting at $ 40 / mo.

My sense is that they take green tech seriously as a global business sector and a way, internally, to limit coal and oil demand and dependence, but I don't perceive the Chinese taking low carbon seriously as an internal policy goal (if that means a carbon intensity trajectory more than a nudge below what will happen anyway for other reasons).

Although some have acquired modest solar businesses and others have dabbled in biofuels, the expenditures for these lower - carbon sources are often less than 3 % of company budgets.

It is widely acknowledged that the interpretation of health and safety regulation has become confusing and can produce unnecessary bureaucracy around risk assessments, which may in turn lead to an unjustified but nevertheless very real fear of litigation — especially among small and medium - sized businesses, where actual risks may be lower than in other sectors.