Sentences with phrase «lower than other investments»

The rate of return on these benefits is lower than other investments.

That being said, there are some downsides to whole life insurance including inflexible premiums, surrender charges if the client decides he or she no longer wants the policy, and the rate of return on a whole life insurance policy tends to be lower than other investments.

While the policy's cash value is guaranteed to grow at a certain rate, this can be lower than other investment vehicles and you need to determine what fees are applied

Endowment plans are also commonly known as traditional life insurance, although, there is an investment component but the risk is lower than the other investment products and so are the returns.

While the policy's cash value is guaranteed to grow at a certain rate, this can be lower than other investment vehicles and you need to determine what fees are applied

Not exact matches

«KPCB discriminates against [Ellen Pao] and other women by failing to promote them comparably to men, by compensating them less than men through lower salary, bonus and carried interest, by restricting the number of investments that women are allowed to make as compared to men, by failing to include junior women from meetings and discussions, by failing to provide equivalent sponsorship of women as of men, by failing to include junior women comparably to junior men in the interview process, and by failing to provide opportunities for visibility and success inside and outside the firm for women as compared to men.»

California's bonds are rated lower than those of any other state, but are still investment grade, and investors are still buying.

In other words, over the next five years, this government is planning to spend more money on income splitting for a small number of well off families, a promise made during the 2011 election, than on supporting economic growth and job creation through new spending on research and infrastructure and lowering taxes on investment.

There are other important advantages to using binary options such as they involve lower risk levels than other investment types as well as generating larger payouts.

When I was raising money in late 1999 I had an investment team in Germany (I was in the UK) suggest that they should get a lower valuation than others because they were ex McKinsey guys and had better access to industry.

Investment grade bonds are considered to be lower risk and, therefore, generally pay lower interest rates than non-investment grade bonds, though some are more highly rated than others within the category.

Japanese funds have generated a lower TVPI multiple than other developed markets, according to investment software firm eFront.

Additionally, alternative investments historically have lower correlations to traditional assets like equities and fixed - income securities than some other asset classes do.

Best Credit Derivatives Provider Deutsche Bank Institutional investors give Deutsche Bank higher marks than any other provider for keeping pricing low on credit derivative trades, making it easy to get out of a trade, and for supplying a steady stream of useful investment ideas.

This won't make you an instant billionaire, but they don't need much in terms of monetary investment, hence they have a lower risk than others.

This is not unlike the dilemma facing many retirees and other individual investors: holding ultra-safe interest - bearing investments is wise past a certain age; yet when yields are lower than the inflation rate, this strategy erodes buying power and undermines long - term financial security.

Less than one - third of pension - fund assets typically are parked in safer, lower - yielding government bonds and other fixed - income investments.

It was never made explicit, but Chinese investment in Britain was considerably lower than into other European nations.

If after doing this analysis you find a company that has a much lower market capitalization than any of the others, but you can't figure out why, it might be a good investment.

In other words, their investment in education relative to their per - capita income would have been lower than in the United States at the turn of the century.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

There's not much to knock at Schwab, but customers who go beyond its low - fee fund options may experience sticker shock, and the minimum investment requirement, while still low, is higher than at many other brokers.

Annuities are a steady stream of income, but they often have lower returns than other investment tools.

Signal's Share Certificates offer competitive rates and lower risk than many other investments.

In this case if one spouse has a higher income than the other (and therefore higher marginal tax rate), it would make sense to keep all investments in the name of the lower income spouse so that the investment income is taxed at a lower rate.

Yet the risk - adjusted returns over a 10 - year rolling period are lower for frontier markets than for other investment areas.

Lower yields - Because of the inherent safety and short - term nature of a CD investment, yields on CDs tend to be lower than other higher risk investmLower yields - Because of the inherent safety and short - term nature of a CD investment, yields on CDs tend to be lower than other higher risk investmlower than other higher risk investments.

Institutional funds traditionally have lower expense ratios than other investments which makes them an attractive option.

These types of accounts usually pay interest, but typically at a lower rate than some other short - term investment options, like certificates of deposit.

Funds (of bonds, rather than funds that contain property or shares or other investments) are often high yield, low volatility.

U.S. preferred stocks are perceived to be an attractive investment, as they have historically offered higher yields than other asset classes, especially when the global rates remain low.

Investment returns on whole life insurance are typically lower than other types of permanent insurance, because the insurance company invests the cash value in extremely conservative vehicles, such as bond funds.

These lower monthly payments will be able to help homeowners with other expenses or to make more investments that could potentially yield more money than the amount that would be poured into the home with a short term mortgage.

They offer broad diversification at a low cost and are more tax efficient than other investments.

In essence, we facilitate lending among our members, creating a situation where both parties benefit: Borrowers pay lower interest rate than they would on their credit cards or similar unsecure loans, while Lenders receive the interest the borrowers pay at higher rates than other investment opportunities of comparable risk (stated interest rates of 6.69 % -19.37 % after service charge) How many loans have you done (and for what amount)?

And since they have low management fees, index funds are often considered to be an important part of a long - term investment portfolio because they require very little activity on your part other than buying and holding.

Bonds are a lower - risk option than other investments, which means lower returns (usually).

The best performing ETFs have low management fees, diversification, and are more tax - efficient than many other investments We still feel that investors will profit the most with a well - balanced portfolio of high - quality individual stocks, but ETFs can also play a role in a portfolio.

As a valued Investment Reporter subscriber, you can receive full access to this InvestmentReporter.com at a rate that is much lower than the rate others must pay.

Because of this tax treatment, the yield on municipal investments is generally lower than the yield on other fixed income investments.

As for other funds offered in the plan, the complaint says that, rather than taking advantage of the plan's economies of scale, as required by its investment policy statement (IPS), to reduce the investment expenses charged to plan participants, Philips North America selected and maintained high - priced share classes of mutual funds, instead of identical lower - cost share classes of those same mutual funds which were readily available to the plan.

If you have both a lower borrowing cost with a different loan and a higher investment return, the higher rate wins, because you could use the other loan to borrow money to invest, and therefore be financially better off than you would be by paying off the student loan.

These funds typically have lower risk, lower volatility, and less capital gains than other equity funds and can be combined with a number of other types of mutual funds to tweak the investment objective and adjust the risks and returns.

Other than focusing on low - fee investments, the only way to boost returns is to take more risk, and that makes your retirement accounts more vulnerable to market downdrafts.

When you sell investments that you've owned for at least one year from these accounts, the proceeds will be taxed at the 0 % to 20 % capital gains tax rate **, which for many people is lower than the income tax rate — which can be as high as 39.6 % — they pay on income from other sources.

Additionally, since the fund is comprised of NASDAQ stocks, it will tend to more more volatile than a broader market index like the S&P 500 and of course, other safe investments with lower volatility that rely on income for net returns rather than capital appreciation.

Considered among the safest fixed - income investments, these bonds offer regular income payments and stable prices relative to equities, but offer lower interest rates and coupons than other types of bonds.

As stock investing generally requires a very detailed market study and is a very volatile investment in terms of return of investment, investors, especially the new investors out there are now turning to investing in bonds, as bond investments are safer than most of the other forms of investments and you need not constantly worry about prices going high or low.

After all, the investment - grade bond market (represented in the table by the Bloomberg Barclays Aggregate bond index) posted the lowest annual return more often than any other asset class, nine times over this 20 - year stretch.