Sentences with phrase «lower than returns»

It must reason, then, that after expenses and taxes, the collective returns of the active managers are lower than the returns of the index by exactly the amount of the expenses and taxes.
With that in mind, GIC real returns are going to be dramatically lower than the returns from stocks, which are very tax efficient.
Dividend dollars earn the investor a rate of return usually far lower than the return earned by reinvesting in the business.
The impact of these hidden costs is that the investor's performance is often lower than return forecasts had indicated.13
Most people will find their XIRR return will be lower than the return stated at Lending Club.
Well it could, if he expected that the interest rates on the student loans would be lower than the return he will make in the IRA.

Not exact matches

Their investments are more scientific than sexy, and often require heavy capital outlays with lower - multiple returns.
That is a lower return than the past five years yielded, but MacMaster's not worried.
For more than 20 years, Cruise Planners, an American Express Travel Representative, has been a low - cost franchise opportunity that can yield high returns and requires no travel experience.
Private equity returns remained strong but were lower than the prior year quarter, while income from our fixed income investment portfolio increased due to a higher average level of fixed maturity investments and higher short - term interest rates.
Even if your conversion rate is high, if the ultimate return from those conversions is low, you could be spending more for sales leads than you could ever hope to earn from those leads.
Private equity funds are basically «corporates on steroids» because they can't simply compete and perform the same way any other corporate would because corporates have a lower cost of capital and are able to accept lower returns than a PE firm.
As a result, more than one third of managers are planning for lower returns.
Bogle advises investors to plan for the future on the assumption that returns will be much lower than they have been in the past.
«While revenue for Q4 and FY18 was below expectations due to lower than anticipated smartphone unit volumes, Cirrus Logic made meaningful progress this past year on numerous strategic initiatives that we expect to position the company for a return to year - over-year growth in FY20,» said Jason Rhode, president and chief executive officer.
They tend to offer higher investment returns than actively managed mutual funds, in part because of their lower fees.
A market promising 8 % returns returns would require much lower prices than today's gargantuan valuations.
That comes as long - term investment returns from U.S. public pensions have hit their lowest point in more than a decade and a half, according to Wilshire Trust Universe Comparison Service.
Fixed - income investors should be realistic in expecting this to be a year of relatively low returns across asset classes in general — a year in which small ball becomes much more important than swinging for the fences.
Returns processing is regarded as a low - priority operation more focused on recovering lost value than in promoting future value.
It all has to do with the near explosion of one of China's notorious wealth management product s — pools of allegedly low risk securities that return one average 2 % more than bank deposits.
Bogle continues to believe U.S. stocks are the best long - term bet, but in its outlook, Vanguard says expected returns for the U.S. stock market are lower than those for international markets.
... But the odds are increasing that returns over the next two to three years are lower than they have been historically,» he said.
Broader green bond indices, usually an assortment of companies and sectors often unrelated to renewable energy generation, have seen lacklustre returns, much lower than those of appropriately - defined indices.
«We would agree that Alberta's historic focus on maximizing oilsands production... rather than optimizing production on the highest quality ore may be having unnecessary environmental impacts on things like greenhouse gas intensity and tailings production and lowering returns to Albertans as the owners of the resource,» said Simon Dyer of the Pembina Institute, a clean energy think - tank.
At today's prices, industry forecasts of three million barrels per day by 2020 are likely to underestimate production by a bit, but the real kicker will be on the value of that production to all concerned — governments, via taxes and royalties, and shareholders will all suffer much lower returns from this development than they would have expected less than a year ago if prices stay where they are today.
If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 - year oil sands project is a lot of risk for less than a 10 % rate of return — but even there, you can see the impact of the lower Canadian dollar and the hedge provided by a royalty regime which lowers rates when prices are low.
With interest rates so low, stocks are better than bonds, but the Canadian market, he says, should see mid-single-digit returns.
While it's better to invest than keep money under a mattress, buying risk free securities, such as guaranteed income certificates or low - yielding government bonds, could actually be riskier than purchasing higher returning products, says Ted Rechtshaffen, president and CEO of Toronto's TriDelta Financial Partners.
These securities turned out to be the most mispriced securities: they produced lower returns than the lower - rated tranches.
While he suggests avoiding entities with big budget shortfalls like Illinois, there are a number of other opportunities out there for investors trying to get better yields than the still - low returns that Treasurys provide.
If you sell a quality product, accurately described in your marketing, at a price that's fair in relationship to its value, your return rate will be low — probably less than 5 percent.
Whether investors believe in the old saying «sell in May and go away» or not, studies have shown that stock returns from May to October have been generally lower than those between November to April.
My reasoning: Return would be lower than Dividend Investing above because index funds need to hold stocks yielding 1 and 2 % as well as those yielding > 3 %.
The market environment in 2018 looks more normal than last year, with lower returns and higher volatility.
It's better to go with a high probability, satisfying return than a lower probability, potentially higher return.
If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 year oil sands project is a lot of risk for less than a 10 per cent rate of return — but even there, you can see the impact of the lower Canadian dollar and the hedge provided by a royalty regime which lowers rates when prices are low.
Our survey determined that demand for customization falls off precipitously if consumers think they could be stuck with something they don't like — even though early adopters of product customization have found that return rates are lower than for standard products.
Rather than simply accepting low savings account rates, there are 7 things you can do to get more return on your savings.
For a mine project like Suncor's Fort Hills, with about 25 per cent of construction already completed, the forward - looking decision would imply a return on the balance of capital invested of 12.5 per cent — now, the project returns overall might be lower than that, but when you're considering a decision to abandon a partially built mine, you're not likely to get much of a return on they money you've already invested in it if you don't continue building.
In a majority of cases, companies are able to offer robo advisor services with significantly lower fees than traditional human advisors while still maintaining approximately the same return on investment.
In fact, over the past 35 years, the market has experienced an average drop of 14 % from high to low during each calendar year, but still had a positive annual return more than 80 % of the time.
The private sector often demands rates of return far greater than public sector borrowing costs, especially in the current low interest rate environment.
-LSB-...] the long - term returns on bonds will certainly be lower than average based on the current yields.
In related news, John Bogle, founder of Vanguard, told Bloomberg in a separate interview he agreed with Gross that investors should expect lower long - term returns than average returns produced over the last century.
Given the relative position in the capital structure and security surrounding debt investments, the rate of return for creditors of a given company is typically lower than the company's equity holders.
As Russ Koesterich points out, cash typically produces lower returns than stocks or bonds, and once you invest for both inflation and taxes, average long - term rates are negative.
Given the seniority of debt within the capital structure, the rate of return for debt investments is typically lower than its equity investment counterpart.
But If we do experience low returns, behavior will matter more than ever, so I'm trying to anchor not to the bottom in 2008, or the top in 2000, but to what really matters, my future.
It's possible that investors could drive prospective returns even lower than they are now, and valuations even higher than they are now, as investors did during that bubble.
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