It must reason, then, that after expenses and taxes, the collective returns of the active managers are
lower than the returns of the index by exactly the amount of the expenses and taxes.
With that in mind, GIC real returns are going to be dramatically
lower than the returns from stocks, which are very tax efficient.
Dividend dollars earn the investor a rate of return usually far
lower than the return earned by reinvesting in the business.
The impact of these hidden costs is that the investor's performance is often
lower than return forecasts had indicated.13
Most people will find their XIRR return will be
lower than the return stated at Lending Club.
Well it could, if he expected that the interest rates on the student loans would be
lower than the return he will make in the IRA.
Not exact matches
Their investments are more scientific
than sexy, and often require heavy capital outlays with
lower - multiple
returns.
That is a
lower return than the past five years yielded, but MacMaster's not worried.
For more
than 20 years, Cruise Planners, an American Express Travel Representative, has been a
low - cost franchise opportunity that can yield high
returns and requires no travel experience.
Private equity
returns remained strong but were
lower than the prior year quarter, while income from our fixed income investment portfolio increased due to a higher average level of fixed maturity investments and higher short - term interest rates.
Even if your conversion rate is high, if the ultimate
return from those conversions is
low, you could be spending more for sales leads
than you could ever hope to earn from those leads.
Private equity funds are basically «corporates on steroids» because they can't simply compete and perform the same way any other corporate would because corporates have a
lower cost of capital and are able to accept
lower returns than a PE firm.
As a result, more
than one third of managers are planning for
lower returns.
Bogle advises investors to plan for the future on the assumption that
returns will be much
lower than they have been in the past.
«While revenue for Q4 and FY18 was below expectations due to
lower than anticipated smartphone unit volumes, Cirrus Logic made meaningful progress this past year on numerous strategic initiatives that we expect to position the company for a
return to year - over-year growth in FY20,» said Jason Rhode, president and chief executive officer.
They tend to offer higher investment
returns than actively managed mutual funds, in part because of their
lower fees.
A market promising 8 %
returns returns would require much
lower prices
than today's gargantuan valuations.
That comes as long - term investment
returns from U.S. public pensions have hit their
lowest point in more
than a decade and a half, according to Wilshire Trust Universe Comparison Service.
Fixed - income investors should be realistic in expecting this to be a year of relatively
low returns across asset classes in general — a year in which small ball becomes much more important
than swinging for the fences.
Returns processing is regarded as a
low - priority operation more focused on recovering lost value
than in promoting future value.
It all has to do with the near explosion of one of China's notorious wealth management product s — pools of allegedly
low risk securities that
return one average 2 % more
than bank deposits.
Bogle continues to believe U.S. stocks are the best long - term bet, but in its outlook, Vanguard says expected
returns for the U.S. stock market are
lower than those for international markets.
... But the odds are increasing that
returns over the next two to three years are
lower than they have been historically,» he said.
Broader green bond indices, usually an assortment of companies and sectors often unrelated to renewable energy generation, have seen lacklustre
returns, much
lower than those of appropriately - defined indices.
«We would agree that Alberta's historic focus on maximizing oilsands production... rather
than optimizing production on the highest quality ore may be having unnecessary environmental impacts on things like greenhouse gas intensity and tailings production and
lowering returns to Albertans as the owners of the resource,» said Simon Dyer of the Pembina Institute, a clean energy think - tank.
At today's prices, industry forecasts of three million barrels per day by 2020 are likely to underestimate production by a bit, but the real kicker will be on the value of that production to all concerned — governments, via taxes and royalties, and shareholders will all suffer much
lower returns from this development
than they would have expected less
than a year ago if prices stay where they are today.
If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 - year oil sands project is a lot of risk for less
than a 10 % rate of
return — but even there, you can see the impact of the
lower Canadian dollar and the hedge provided by a royalty regime which
lowers rates when prices are
low.
With interest rates so
low, stocks are better
than bonds, but the Canadian market, he says, should see mid-single-digit
returns.
While it's better to invest
than keep money under a mattress, buying risk free securities, such as guaranteed income certificates or
low - yielding government bonds, could actually be riskier
than purchasing higher
returning products, says Ted Rechtshaffen, president and CEO of Toronto's TriDelta Financial Partners.
These securities turned out to be the most mispriced securities: they produced
lower returns than the
lower - rated tranches.
While he suggests avoiding entities with big budget shortfalls like Illinois, there are a number of other opportunities out there for investors trying to get better yields
than the still -
low returns that Treasurys provide.
If you sell a quality product, accurately described in your marketing, at a price that's fair in relationship to its value, your
return rate will be
low — probably less
than 5 percent.
Whether investors believe in the old saying «sell in May and go away» or not, studies have shown that stock
returns from May to October have been generally
lower than those between November to April.
My reasoning:
Return would be
lower than Dividend Investing above because index funds need to hold stocks yielding 1 and 2 % as well as those yielding > 3 %.
The market environment in 2018 looks more normal
than last year, with
lower returns and higher volatility.
It's better to go with a high probability, satisfying
return than a
lower probability, potentially higher
return.
If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 year oil sands project is a lot of risk for less
than a 10 per cent rate of
return — but even there, you can see the impact of the
lower Canadian dollar and the hedge provided by a royalty regime which
lowers rates when prices are
low.
Our survey determined that demand for customization falls off precipitously if consumers think they could be stuck with something they don't like — even though early adopters of product customization have found that
return rates are
lower than for standard products.
Rather
than simply accepting
low savings account rates, there are 7 things you can do to get more
return on your savings.
For a mine project like Suncor's Fort Hills, with about 25 per cent of construction already completed, the forward - looking decision would imply a
return on the balance of capital invested of 12.5 per cent — now, the project
returns overall might be
lower than that, but when you're considering a decision to abandon a partially built mine, you're not likely to get much of a
return on they money you've already invested in it if you don't continue building.
In a majority of cases, companies are able to offer robo advisor services with significantly
lower fees
than traditional human advisors while still maintaining approximately the same
return on investment.
In fact, over the past 35 years, the market has experienced an average drop of 14 % from high to
low during each calendar year, but still had a positive annual
return more
than 80 % of the time.
The private sector often demands rates of
return far greater
than public sector borrowing costs, especially in the current
low interest rate environment.
-LSB-...] the long - term
returns on bonds will certainly be
lower than average based on the current yields.
In related news, John Bogle, founder of Vanguard, told Bloomberg in a separate interview he agreed with Gross that investors should expect
lower long - term
returns than average
returns produced over the last century.
Given the relative position in the capital structure and security surrounding debt investments, the rate of
return for creditors of a given company is typically
lower than the company's equity holders.
As Russ Koesterich points out, cash typically produces
lower returns than stocks or bonds, and once you invest for both inflation and taxes, average long - term rates are negative.
Given the seniority of debt within the capital structure, the rate of
return for debt investments is typically
lower than its equity investment counterpart.
But If we do experience
low returns, behavior will matter more
than ever, so I'm trying to anchor not to the bottom in 2008, or the top in 2000, but to what really matters, my future.
It's possible that investors could drive prospective
returns even
lower than they are now, and valuations even higher
than they are now, as investors did during that bubble.