Sentences with phrase «lower than short term»

2A) If you live someplace where taxes on Long term gains are lower than short term (like the USA) then try really really hard to hold «winners» till they are long term.

Long term capital gains and dividends are taxed lower than short term capital gains.

Monthly payments are often lower than short term because the interest rates are spread out over a 30 year period.

Not exact matches

CHICAGO / SAN FRANCISCO, April 20 - As the gap between short - and long - term borrowing costs hovers near its lowest in more than 10 years, speculation has risen over whether the so - called yield curve is signaling that a recession could be around the corner.

Interest rates on 15 - year mortgage terms are typically lower than those on longer - term loans because the shorter duration of the loan makes it less of a risk to the lender.

Private equity returns remained strong but were lower than the prior year quarter, while income from our fixed income investment portfolio increased due to a higher average level of fixed maturity investments and higher short - term interest rates.

CHICAGO / SAN FRANCISCO, April 20 (Reuters)- As the gap between short - and long - term borrowing costs hovers near its lowest in more than 10 years, speculation has risen over whether the so - called yield curve is signaling that a recession could be around the corner.

Traditional term loans usually offer longer payment terms and lower monthly payments than short - term loans and other forms of emergency financing.

It's a (mostly) short term, higher risk, higher reward place to invest cash that has a low correlation with the stock market, but is far more passive than buying and managing properties, has more opportunity for diversification than private placements (minimums of 5 - 10K, rather than 100K), and most of the equity offerings (and all of the debt offerings) provide monthly or quarterly incomes.

As you see in the example below, the shorter - term loan has a higher APR, but a lower overall cost than the longer term loan with the lower APR..

He also concludes that «raising its (the government's) deficit target back up to 1 per cent (from zero) makes more sense when there are other short - term - pain - for - long - term - gain initiatives that are needed to address more pressing objectives than lowering a debt ratio that is already the envy of the world.»

Over the past year, the bond yield curve has been positive but flattening (short - term yields remained lower than long - term yields, but the differential has narrowed).

Consolidating your loans with your mortgage refinance could generate lower monthly payments for you if your student loans came with a shorter term than your home loan.

Short - term repayment plans (5 years) will have lower interest rates, but will result in higher monthly payments than if you went with longer term repayment.

Long - term gains, those realized after a year or longer, face lower tax rates (no more than 20 percent) than short - term gains, which are taxed the same as earned income.

Investors typically own short - term bond funds as a low - risk vehicle to preserve their principal, so losses in this segment tend to be more upsetting than a downturn in investments such as stock funds where volatility can be expected.

The answer is that Fed policy is the primary factor driving the returns of short - term bonds, meaning that they tend to hold up much better than long - term debt when the Fed is expected to keep rates low as was the case in 2013.

When investors begin to focus on the potential for Fed rate hikes, short - term bonds will almost certainly begin to experience lower returns and — depending on the type of fund — greater volatility than they have in years past.

Equity factors can be valued using fundamental metrics Value and Size are cheap while Low Volatility and Growth are expensive Likely more meaningful for medium - to long - term than short - term investors INTRODUCTION The term «Factor Investing» reached an all - time high this year according to Google

Since rising interest rates means the bond's fixed rate is not competitive against newly issued bonds at higher market rates, then it stands to reason that longer - term bonds (those with longer to pay at the lower rate) are going to see their prices fall further than short - term bonds.

Short - Term Energy Outlook (STEO) expects that electricity generation fueled by natural gas this summer (June, July, and August) will be lower than last summer, but it will continue to exceed Continue Reading

This kind of transaction is often more cost - effective than a short - term loan, especially if the borrower has a low credit score because the loan depends on the credit quality of the borrower's customers, not the borrower's.

10) More often than not, a «death cross» (the 50 - day moving average moving from above to below the 200 - day moving average) will roughly coincide with either a short - term or an intermediate - term low.

An inverted yield curve is an interest rate environment in which long - term debt instruments have a lower yield than short - term debt instruments of the same credit quality.

Reliance on short - term wholesale funding is also significantly lower than immediately before the crisis, although important structural vulnerabilities remain in short - term funding markets.

It is important to note that since short - term rates are usually lower than long - term rates, the initial coupon of a floater is typically lower than that of a fixed - rate note of the same maturity.

These investors also tend to have a much longer investment horizon and lower return hurdles than shorter - term bond fund managers or leveraged investors.

However, rates available on short - term investments may be lower than the investor is willing to accept.

This lender's maximum APR is a little lower than others, but it also offers a slightly higher minimum APR and shorter term lengths than you might be able to find elsewhere.

In the short - term, the market's tide will raise and lower all boats, but value investing works in the long - run, and unless you're in a late 1990's type mania, I think it probably is best to completely ignore the overall market and just focus on looking for undervalued stocks of individual companies that you think will be doing more business in five years than they are now.

While you can open certificates of deposit at shorter terms ranging from three years to six months, these have even lower average rates than the five - year CD rate as illustrated above.

Assuming a similar rate, mortgages with longer terms offer lower monthly payments than shorter ones, but the increased number of payments means that you'll pay more in total interest as well.

Programs focused on low - income unmarried fathers may be very costly when case management is a necessary component but the benefits may also be higher than a short - term parent education program.

The short - term analysis of the risks of Brexit released by the Treasury claims Britain's GDP would be between 3.6 % and 6 % lower after two years than current forecasts.

Researchers report that bococizumab had short - term benefits on lowering cholesterol levels and significantly reduced the risk of cardiovascular events by 21 percent compared to placebo among those who had baseline LDL cholesterol levels of greater than 100 mg / dL.

«The open - plan offices may have short - term financial benefits, but these benefits may be substantially lower than the costs associated with decreased job satisfaction and wellbeing.

Unexpectedly, the investigators found that the rate of growth of children in the short - term high - dose strategy group was about 0.23 centimeters per year less than the rate for children in the low - dose strategy group, even though the high - dose treatments were given only about two weeks per year on average.

The groundbreaking study, «Short - Term Elevation of Fine Particulate Matter Air Pollution and Acute Lower Respiratory Infection,» is the largest to date on this health concern, involving more than 100,000 patients.

Those with the highest exposures scored on average 5.3 points lower on a short - term memory test, and 2.7 points lower on an IQ test, than children with the lowest exposures.

When I graduated with a master's degree in marine biology, I could get no more than low - paying, short - term contracts.

Diabetics everywhere eat it as agave nectar has a lower glycaemic index than regular sugar, meaning that in the short term it doesn't mess with their insulin levels as much.

Keto - adaptation is for people who are serious about eating well and take the low - carb approach as a lifestyle rather than a short - term solution to weight loss.

In the short term, your body will undergo the following changes: ventilation (respiratory rate) increases in response to a lower amount of oxygen in the blood, blood then becomes more alkaline (meaning less acidic) as you hyperventilate, and this alkaline state in turn signals your body to breathe less than you should in order to get substantial oxygen to your tissues.

Laboratory studies examining the short - term satiating effects of foods have shown that low - GI foods are relatively more satiating than are their high - GI counterparts (10).

Recent research found that multiple 60 - minute massages per week were more effective than fewer or shorter sessions for people with chronic neck pain, according to a study published in the Annals of Family Medicine; another compared the short - and long - term effects of structural massage (think therapeutic, deep - tissue treatments), relaxation massage (your general spa variety), and usual care (like meds, ice, and heat) for chronic low - back - pain sufferers.

There's little question that large amounts of high intensity training (HIT) develop performance indicators (strength, speed) more quickly in the short term, than does medium and low intensity training.

She's been dropping body fat steadily and she's eating more than she ever has because she's gotten out of this cycle where you super restrict yourself, you lower your metabolic rate, and then you intersperse that with short, enormous calorie intakes that put on a lot of body fat and don't have the function of improving your metabolic rate long term.

There is growing evidence that weight loss, at least in the short term, is significantly greater in obese persons following low - carbohydrate diets than in those following low - fat diets (8, 12, 13).

In reality, it could go lower than that if the market returns are lower, but the 10 - year rolling average should protect against any short - term fluctuations.

Rather like the chassis tweaks it's difficult to identify the ST200's shorter gear ratios in terms of straight - line acceleration — you'd need to drive it back - to - back with an ST — and there are actually occasions where the shorter gearing forces you to shift up between corners rather than being able to hold the lower gear.