Sentences with phrase «lower than the cash»

The interest rate charged for unsecured tenant loans is lower than pay day loans, lower than cash advance loans and lower than credit cards.
Fair value can be a touch higher or lower than the cash price depending on short - term rates and dividends.
On the other hand, if your car is financed but you made a huge down payment or you have significantly paid down the loan to the extent that the loan balance is the same or lower than the cash value of your car, you don't need to buy guaranteed auto protection insurance again.
Even if the balance must be carried beyond the grace period, purchase APRs are typically much lower than cash advance APRs, making them less expensive to carry.
I'm not sure why the Standard rate listed on the hotel website is so much lower than the cash rate that the Ultimate Rewards mall rate, but you can see that in the case of the Fairfield Inn the cost in Ultimate Rewards is quite a bit lower (7900 points) than if I were to transfer my points to Marriott and book through Marriott (10,000).
Health insurers negotiate and contract rates for care with certain doctors, hospitals and clinics that are generally lower than their cash - pay prices.

Not exact matches

For new business - owners, the bar to growing something from nothing is lower than ever... as long as you keep your cash - flow fluid.
MUMBAI / BENGALURU, April 18 - Demand for physical gold was lower - than - usual during a key festival in the world's second biggest consumer India as local prices peaked and a cash crunch curbed retail spending.
Mint iPhone app Banks it works with: More than 7,000 U.S.financial institutions What you'll like: Check your account balances and transactions; track investment accounts; set up budgets and track spending; sends alerts if you're low on cash or credit, or if it detects unusual spending What you won't like: Can't pay bills or transfer money
When Alexandre Pestov, a strategic consultant and research associate at York University's Schulich School of Business, compared buying a two - bedroom Toronto condominium to renting it over the past 25 years, he found that the renter ended up $ 600,000 richer than the owner if he invested the spare cash in low - risk bonds.
That's lower than other miners, which means it's making more cash off the commodity than many of its competitors.
It helps that gasoline prices are low, and people spent almost 5 % less in April filling their gas tanks than they did in March — that likely freed up some cash for other purchases.
By leasing your machinery rather than buying it, you conserve your cash and commit to a low monthly payment schedule that you and your business can afford.
Next lowest is HP's Meg Whitman, whose cash compensation of $ 535,335 in 2013 was just six times as much as the average HP employee's — $ 84,500, followed by Warren Buffett, who earned $ 485,606 in cash in 2013 — nine times more than the pay for Berkshire Hathaway employees, who make, on average, $ 56,900.
And it comes with other benefits as well, he discovered, such as lower transaction fees than credit cards, and it's «a lot easier to handle than cash.
And as so - called unicorns — private companies worth more than $ 1 billion — struggle with lower valuations, less potential investor cash, and more demanding investors in follow - on rounds, it should be a word of warning for startups of all kinds.
By the early fall Goldberg noticed that the cash prices being paid for physical oil were significantly lower than even the suddenly weakening futures prices.
Apple, Microsoft and Alphabet are best positioned to take advantage of the Republican - backed tax bill, as they're sitting on overseas cash and marketable securities totaling more than $ 500 billion, which can be repatriated at a lower tax rate.
Citing the same reasons, the Malaysia Retailers Association (MRA) in July lowered its projected retail growth for the third time this year, to 4 percent from 4.9 percent, as consumers opt to save rather than spend their spare cash.
The cash - guzzling Tesla's market capitalisation is slightly ahead of Ford and slightly lower than General Motors, despite it producing less than 10 per cent as many cars and failing to deliver profits.
It's a (mostly) short term, higher risk, higher reward place to invest cash that has a low correlation with the stock market, but is far more passive than buying and managing properties, has more opportunity for diversification than private placements (minimums of 5 - 10K, rather than 100K), and most of the equity offerings (and all of the debt offerings) provide monthly or quarterly incomes.
Of course, the policy's cash value changes over time and is lower than the total sum of the death benefit it provides.
However, if the final estimate of the tax liabilities is lower than the initial estimate, the first $ 2 billion of that adjustment will instead be made by net reduction in the amount of the cash dividend to 21st Century Fox from the company to be spun off.
A stock appreciation right entitles a participant to receive a payment, in cash, common stock, or a combination of both, in an amount equal to the difference between the fair market value of the stock at the time of exercise and the exercise price of the award, which may not be lower than the fair market value of the Company's common stock on the day of grant.
As seen above Valeant's true cash flow is not only much lower than Valeant would have investors believe, it is also largely negative.
The French low - cost telecommunications company, Iliad has made a $ 15 billion cash offer for more than half of T - Mobile.
The net cash value will generally be lower than your total accumulated cash value for the first several years of coverage as it's reduced by fees and surrender charges.
As Russ Koesterich points out, cash typically produces lower returns than stocks or bonds, and once you invest for both inflation and taxes, average long - term rates are negative.
Armed with such results, Shell and Total are in payback mood to investors, buying back shares after diluting stakes with scrip dividends - consisting of shares rather than cash - introduced after the price crash which sent oil prices as low as $ 28 a barrel.
The real cash rate has been about 140 basis points lower, on average, than in the preceding decade.
Cash alternatives, such as money market funds, typically offer lower rates of return than longer - term equity or fixed - income securities and may not keep pace with inflation over extended periods of time.
These rates will vary by lender, term, and risk, and may be lower than other options such as merchant cash advances (or credit card advances).
If your car payment is more than 10 - 15 % of your monthly income, you might want to switch your car for something with a lower monthly payment, or opt to pay for something less expensive with cash.
Cash yields are much lower today than they were back then so it's not exactly the same environment but if / when rates do eventually rise cash will actually be a decent holdCash yields are much lower today than they were back then so it's not exactly the same environment but if / when rates do eventually rise cash will actually be a decent holdcash will actually be a decent holding.
Although cash tends to have a lower expected return than bonds, we have seen that cash can hold its own against bonds 30 percent of the time or more when bond returns are positive.
Overall, cash returned to shareholders is much lower today — even with the recent surge instigated by activist campaigns — than in decades past when the economy enjoyed much more robust growth.
They add that growth could fall lower than this base assumption if the cash crunch doesn't improve notably by mid-February.
For instance — why would Apple (or these other multinationals) repatriate any cash rather than issue Aussie or Euro bonds which have lower long term rates.
Bitcoin cash has rallied more than 96 percent from recent lows, but still remains trapped in a bearish pattern, the technical charts indicate.
In some instances, these attributes can also lend themselves to lower volatility than a basket of high growth stocks focused on cash burn and product or services innovation.
Some analysts have suggested that the relatively low level of savings has helped consumption, though much of the consumption gains seen over the last year seem to be financed rather than supported by cash.
Additionally, a full 70 % discuss ways to fund their child's college education and more than half (52 %) talk about financial products that offer low / no interest loans against its cash value.
While the average increase by the major banks since end October is a little smaller than the rise in the cash rate, banks did not lower credit card rates by as much as the cut in the cash rate during the previous easing phase.
The opportunity cost of holding cash is a lot lower in this environment than it would be in a cyclic bull market.
These loans are still considered «rate and term» refinances, which come with lower rates than cash - out refinances.
If instead you walk along the efficient frontier you can reach the same expected risk level but with a higher expected return (or alternatively the same expected return but lower risk) than the portfolio with emergency cash.
Every pension fund under the sun in this country — because rates are so low — has monthly negative outflows of cash: beneficiaries are being paid more money than is flowing into the fund.
On the other hand, cash outlays for an assumable loan can be lower than traditional financing.
Even so, with the market's valuations today being cheaper than the two previous times that the S&P 500 traded at these levels — and with the yields on the two primary alternatives, bonds and cash, being very low by comparison — this could be a great time to own companies by investing in th stock market.
The company's gearing after the purchase is lower than originally expected, at less than 33 per cent rather than 35 per cent thanks to Lattice's strong operations and cash generation since July 1 last year when the deal took effect.
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