Sentences with phrase «lower than the commission»

Commissions paid to insurance agents on term insurance policies are much lower than commissions paid on whole life or permanent policies.

Second, the commission rate on term policies generally is lower than the commission rate on permanent forms of insurance.

Not exact matches

The duties are lower than the 35 % rate the U.S. International Trade Commission recommended in October after finding that imported panels were harming American manufacturers.

Nowadays, however, the upper house wields far less power than the lower, and the hereditary members are slowly being phased out, replaced by Lords appointed by the Prime Minister or the House of Lords Appointments Commission, an independent body.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Another thing is that other than selling a product through your own website, Kickstarter has the lowest commission fees [five per cent plus financial institution charges].

In its Oct. 30 filing with the U.S. Securities and Exchange Commission, PGDx said the final amount of the round, expected to close in the coming weeks, could be higher or lower than the $ 111.5 million target.

SogoTrade advertises low - cost commissions and a feature - rich offering for active traders; however, in the new low - cost world, where big brands also offer trades for less than $ 5, SogoTrade doesn't match up.

In that light, Credit Suisse and BNP Paribas shine brighter than their competitors because, as one portfolio manager says, their commissions on equity derivative trades are so low that «I don't how they can earn a living.»

Because they use less intermediaries and low commission products (like ETFs) they charge much lower fees than traditional advisers.

Its commission is capped at 1 %, which is three times lower than that charged by credit cards (3 %).

The head of Australia's largest agricultural lender, National Australia Bank's Khan Horne, says the rural property market is running hotter than ever before because of strong fundamentals and low interest rates but, with a royal commission into banking, he is calling on tighter qualifications for anyone lending to farmers to avoid failures and receiverships that have tainted the sector.

The rebirth of Coles under Wesfarmers also prompted a price war with Woolworths more than three years ago that has lowered prices across the board, led to the majors introducing their own private label brands and straining relationships with suppliers, which has been the target of Australian Competition and Consumer Commission action.

Many of us, like me, take a far lower commission than a standard gallery does.

- A fair cap on household benefits - not one that costs more than it saves, and which takes account of housing costs in different parts of the country — with an independent body, like the Low Pay Commission, advising on whether the cap should be higher in high - cost housing areas like London, but potentially lower in other parts of the country;

A report commissioned by two environmental groups shows that low - carbon options will be ready to replace the more than 2,000 megawatts of power lost by the closure of New York's Indian Point nuclear power plant in four years.

The Electoral Commission of South Africa, whose credibility is lower than in previous elections, and the police are going to have their work cut out for them.

If the future of fiscal squeeze follows the pattern of the past, we can expect future squeezes to continue to bite harder on the spending than on the revenue element, to be orchestrated and planned within the central administrative apparatus rather than by outside commissions, and for the pain to be spread over longer periods with lower annual falls, rather than in sudden steep cuts.

In all, 24 submissions were made to the Constituency Commission in relation to this revision of European Election constituencies — a decidedly lower number than the levels of submissions made in relation to reviews of Dail election constituencies and City / County Council election constituencies but an increase on the number of submissions specifically referring to European Parliament constituency boundaries in the 2007 and 2012 Constituency Commission reviews (eight in both cases) and the thirteen submissions made to the 2003 revision of European Election boundaries.

While Graham and others questioned the PSC's ability to arbitrate environmental rather than utility issues, the commission's lawyers questioned whether the plaintiffs had legal standing since the organizations fighting the subsidy were mostly from the lower Hudson Valley, which is some four hours away from the nuclear plants.

Although the INEC Returning Officer, Prof Emmanuel Kucha, declared that the candidate of the All Progressive Congress, Abubakar Audu, was ahead of his rival, Governor Idris Wada, with a total of 41,353, the commission must declare it inconclusive because the number of votes is lower than the entire number of votes that were cancelled in the areas where irregularities were noticed.

It also flies in the face of the longevity zeitgeist peddled by the government and the EU Commission: male life expectancy is significantly lower than female life expectancy.

On the other hand, more than half the savings come from lower - than - expected insurance premium increases,» said Citizens Budget Commission analyst Maria Doulis.

And should they do this and Labour be reduced to lower than the SNP, then until they join a party — or form their own and register it with the Electoral Commission etc, then the SNP will become the Opposition.

For projects costing more than $ 5,000, it is a lower commission and a sliding scale: we aren't going to charge $ 50,000 on a $ 1 - million experiment.

We have compared our data with the European Commission's She Figures 2012, and found that we in fact received a lower proportion of applications from women than could be expected based only on the pool of potential applicants.

The fact that vials of this particular vaccine had to be stored in Nairobi is peculiar for two reasons: for one, according to the KCDA this is not usually required for vaccine distribution, and, for another, the Kenya Catholic Health Commission (as the medical branch of the KCCB) also manages a network of 448 Catholic health units consisting of 54 hospitals, 83 health centers and 311 clinical dispensaries plus more than 46 programs for Community Based Health and Orphaned and Vulnerable Children scattered all over Kenya's 224,962 square miles [93]-- an area larger than any US state in the lower 48 except for Texas at 268,601 square miles [94].

It's very strange and probably keeping your commissions lower than they could be.

Withdrawing the «right» for schools to act as their own admissions authority, and engaging with the RSA's proposed Commission on School Admissions to ensure that the «low road to school improvement» (manipulating the admissions system rather than improving teaching) is permanently closed.

Alan Milburn, chair of the Social Mobility Commission, said: «When low income young people from the same area with the same school results are progressing less than their better - off classmates, that is not about lack of ability.

Amid reports that overweight pupils underperform academically — data obtained from at least six studies by Scottish PHD student Anne Martin show that children who are obese at 11 achieve lower than average marks in maths, science and English at 16 — and findings that there is a higher incidence of serious childhood obesity in London than New York, figures like the London Health Commission's Lord Darzi are claiming that the issue is «at breaking point.»

The acting executive director of the commission, Danielle Cronin, conceded it was «true that most states and territories are seeing lower levels of wage growth than in the recent past».

Commissioned by the Charleston, W.Va. - based Education Alliance, the report found that African - American students rated their schools significantly lower than their white peers did in seven out of eight categories: academic expectations, instruction, course - taking, counseling about education options, respect, mentoring and caring relationships, and fairness.

«Children from high - income backgrounds who show signs of low academic ability at age five, are 35 % more likely to become high earners than their poorer peers who show early signs of high ability,» Ms Greening told a Social Mobility Commission event.

California's Commission on Teacher Credentialing says that teachers in some routes take parts of the exam early in their program, however, perhaps accounting for lower pass rates than those who take the exam at the end of the preparation program.

WASHINGTON, DC — In advance of this morning's major announcement from Federal Communications Commission (FCC) Chairman Tom Wheeler on the federal E-rate program, a new report released today by the Alliance for Excellent Education and the Leading Education by Advancing Digital (LEAD) Commission, and authored by Dr. John B. Horrigan, a leading authority on broadband adoption and use, shows that African American, Latino, low - income, and rural students are more likely to be in schools with slow internet access (10 Mbps or less) than their peers and less likely to be in schools with high - speed broadband internet (100 Mbps or more) needed for digital learning.

And according toa survey of schools by the Federal Communications Commission (FCC), half of schools and libraries that apply for federal subsidies have «lower speed Internet connectivity than the average American home — despite having, on average, 200 times as many users.»

They penalize you in the form of lower commission if you sell a book for less than $ 2.99 or more than $ 9.99.

Similarly, if a literary agency keeps a lower commission structure than the norm, it demonstrates that they are attempting to undercut the business of larger / legitimate literary agencies for a chance at a larger piece of business.

Amazon pay a 30 % commission if you price your book at the low end of the spectrum (e.g. # 0.99) and a 70 % commission if more than # 2.99.

ShareBuilder Investment Plan: Schedule specific dollar amount investments (Tuesdays only) and grow your shares of even high - priced stocks over time — for lower commissions than standard trades.1

Qtrade Investor gets points for its lower - than - average commission of $ 8.75, and you're not giving up anything in functionality or service level.

Investors now make most trades online and commissions are lower than ever: typically $ 10, and as little as $ 0.99 if you trade a lot.

In addition, these funds charge much lower management fees than their rivals since they're no longer paying commissions to advisers.

Whatever HSBC InvestDirect's strategy is at this point, it's clear that having standard commission pricing that is lower than most of the other bank - owned brokerages will make waves with the bigger players in the pool.

For those watching the cost per trade closely, HSBC InvestDirect's new $ 9.88 commission pricing is actually lower than the standard commission pricing of most of the bank - owned brokerages except for CIBC Investor's Edge who still offers standard commission pricing at $ 6.95 per trade.

For platinum and premium account holders, the commission payable is lower than one pip per lot.

While it would be possible to obtain somewhat lower commissions using strictly electronic trading platforms, we believe that until liquidity on these platforms becomes substantially deeper, we would lose more on execution than we would gain through modest commission savings.

Administration Fees and Commissions Scotia iTrade's biggest attraction is the low fees, which are lower than that of the big bank brokers but higher than deep - discount brokers such as Questrade (See: Questrade Review) for accounts of modest size.

Futures often come with way higher leverage, lower spread and less commissions than stocks attracting retail and institutional speculators / HFT.