Sentences with phrase «lower than the debts»

Debt management is not free, but the fees are dramatically lower than debt settlement companies.

Never forget a risky asset's % return may turn out to be lower than the debt's % cost, lowering your returns.

Is the interest rate on the consolidation loan lower than the debts you're consolidating?

However, this took their credit card debt down to $ 5,784, still significantly lower than the debt of other demographics.

I was able to get about 6.9 % on a car loan which is already lower than the debt consolidation loan.

Not exact matches

Aside from a slightly lower debt rating than we typically like, the underlying fundamentals for Potash Corp. warrant its inclusion.

«Their economies are actually growing more than other economies, their quality rating is higher, the debt to GDP is much lower than the industrialized world.

Two more years of economic pain Australia faces a longer period of low growth, higher debt and higher unemployment than predicted just four weeks ago as the wave of job losses gathered strength, with clothing manufacturer Pacific Brands axing 1850 staff across the country.

• Even though Canadians have a lot of mortgage debt, national mortgage - in - arrears numbers remain very low, at less than half of one per cent.

Household debt as a percentage of disposable income was was 163.3 % in the first quarter, Statistics Canada reported last week — only marginally lower than the record 163.9 % ratio the agency calculated for the fourth quarter.

And its current debt - to - Ebitda ratio of 2.6, below the industry average, suggests that it has more flexibility to withstand sustained low prices than many of its competitors.

The more complex debt market has worked wonders in the past few years allowing somewhat riskier companies like Valeant amass more debt, at lower rates, than they would have been able to past.

Despite lower pay, women handle credit more responsibly than men, on average, according to Experian, which reports that men have a 7 percent higher incidence of late mortgage payments and 4.3 percent more debt than women.

«International research has found that highly indebted households cut back their spending to a greater degree in response to declining house prices than those with lower debt levels,» he said in a letter to the House finance committee this month.

For Canadian households debt loads rose faster than incomes, which may be a reaction to lower interest rates.

Targeting low - cost, low - debt producers of any kind is more complicated than it sounds, however.

«These types of «good debt» give far lower interest rates for people with good credit than the typical margin rates offered by brokers,» she said.

He says the higher rates have helped keep the accumulation of household debt lower than it otherwise would have been had Canada continued with government belt - tightening approaches of the past.

The government beat this projection by nearly $ 1.6 billion — by taking $ 1 billion from reserve, keeping spending levels $ 600 million less than projected, and through $ 335 million of savings from lower than anticipated interest rates on government debt.

Carney was quick and decisive in slashing rates during the crisis, more so than other central bankers, but the sustained period of low rates has led to a record amount of household debt and other problems.

It's a (mostly) short term, higher risk, higher reward place to invest cash that has a low correlation with the stock market, but is far more passive than buying and managing properties, has more opportunity for diversification than private placements (minimums of 5 - 10K, rather than 100K), and most of the equity offerings (and all of the debt offerings) provide monthly or quarterly incomes.

Net revenues in both equity underwriting and debt underwriting were significantly lower than the third quarter of 2010, reflecting a significant decline in industry - wide activity.

Examples of such projects providing marginal benefits are: improving financial reporting systems through better information technology, minor tweaks to supply chain logistics, cutting back on marketing or increasing low - cost advertising (like social media), «rationalization» of head count, holding average wages as low as possible, squeezing suppliers a little bit, not repatriating earnings to stave off taxation, refinancing rather than retiring debts, and the share buyback that is insensitive to a company's current stock price.

In a study issued this week (Aug. 11 - 15), Goldman Sachs Bank USA economists Eli Hackle and Hui Shan showed that the homeownership rate of young adults, ages 25 - 34, who were carrying more than $ 50,000 in student, was 8 percentage points lower than for college graduates with less than $ 50,000 in student debt.

debt obligations of the U.S. government that are issued at various intervals and with various maturities; revenue from these bonds is used to raise capital and / or refund outstanding debt; since Treasury securities are backed by the full faith and credit of the U.S. government, they are generally considered to be free from credit risk and thus typically carry lower yields than other securities; the interest paid by Treasuries is exempt from state and local tax, but is subject to federal taxes and may be subject to the federal Alternative Minimum Tax (AMT); U.S. Treasury securities include Treasury bills, Treasury notes, Treasury bonds, zero - coupon bonds, Treasury Inflation Protected Securities (TIPS), and Treasury Auctions

The improvement in the current fiscal results was due to higher revenues and lower public debt charges, which more than offset higher program expenses.

Given the relative position in the capital structure and security surrounding debt investments, the rate of return for creditors of a given company is typically lower than the company's equity holders.

However, the rate of overall consumer distress (having any seriously delinquent debt or third party collections debt) is lower in the tristate region than the nation.

With a settlement, your lender is essentially striking a deal to «settle» for a lower amount than what you borrowed if it means resolving your debt without the need for collections, court judgments, or other actions.

The bill's passage also potentially complicates Treasury issuance relative to the debt ceiling, as lower tax receipts under the new tax plan could cause Treasury to run out of extraordinary measures earlier than originally thought.

Given the seniority of debt within the capital structure, the rate of return for debt investments is typically lower than its equity investment counterpart.

With lower external debt than other regions, Asian economies have been less vulnerable to a strengthening U.S. dollar, which remains one of the main risks to our outlook for emerging markets.

The low level of interest rates means that even though debt levels are higher, the share of household income devoted to paying mortgage interest is lower than it has been for some time.

With interest rates lower than projected in the March 2012 Budget, public debt charges are correspondingly lower.

Bad loans as a share of their total portfolio remains low, at less than 2.5 percent, but economists believe the figure understates the problem because banks often extend the payment dates for problem debt.

Thereafter, the downward adjustments to budgetary revenues more than offset the downward adjustments to total expenses, the latter primarily due to the lower outlook for interest rates on public debt charges.

He also concludes that «raising its (the government's) deficit target back up to 1 per cent (from zero) makes more sense when there are other short - term - pain - for - long - term - gain initiatives that are needed to address more pressing objectives than lowering a debt ratio that is already the envy of the world.»

In the Fall Update, the government will not only be able to show the elimination of the deficit (something no other G - 7 country has achieved) one year earlier than targeted, but also to show a declining debt ratio, rapidly approaching the government's target of 25 per cent, the lowest since the 1960s

The IMF added that if growth was lower than expected or if the Greek government failed to meet targets for running a surplus on its budget excluding interest payments, there would be «significant increases in debt and gross financing needs».

Public debt charges, given the current lower outlook for interest rates, could come in lower than expected as well.

Even as mortgage rates rise, they remain attractively low and are cheaper than rates on other debt.

When the jobs numbers are low, we focus on new skills for employees and more money (in the form of debt) for entrepreneurs rather than examining people's frameworks and beliefs.

In a low - inflation environment, nominal interest rates are also low, and households are able to service much higher levels of debt than they could in the past.

The 2013 survey also suggests that hedging ratios for foreign equity assets were lower than those of foreign debt assets, which is also consistent with the results of the 2013 National Australia Bank Superannuation FX Survey (NAB Survey; NAB 2013).

There are so many reasons why this is wrong (to list just the most obvious, poor countries have much lower debt thresholds than rich countries, Japanese debt can not possibly be dismissed as not being a problem, and because it is almost impossible to find an economist who understands the relationship between nominal interest rates and implicit amortization, Japanese government debt has probably only been manageable to date because GDP growth close to zero has permitted interest rates close to zero) and yet inane comparisons between China's debt burden and Japan's debt burden are made all the time.

For borrowers who qualify for the lowest rates or who want to use a loan for reasons other than debt consolidation, Discover may be a better option than Payoff.

You'll face only one fixed monthly payment, and since home equity loans generally carry lower interest rates than revolving credit card debt, that payment is likely to be much more attractive.

Last week in London, for example, an analyst from a research company with whose views I am usually in strong sympathy and who herself is very bearish on China's growth prospects, airily dismissed Chinese debt concerns by pointing out that Chinese government debt, even after adding back estimates of losses in the banking system, is lower than that of the Japanese government, and because the government's debt burden has not been a problem in Japan it won't be a problem in China.

Third, in a world where interest rates over horizons of more than a generation are far lower than even pessimistic projections of growth, traditional thinking about debt sustainability needs to be discarded.

The fact that China's debt is rising much more quickly than China's debt servicing capacity is consistent with my implicit model — which claims that the optimal amount of capital stock in China is a function of China's relatively low level of social capital, and that Chinese investment has far exceeded its optimal level — but it doesn't prove it.