Sentences with phrase «lower than the default»

However, emission factors for Chinese coal were on average 40 per cent lower than the default levels recommended by the IPCC.

If your ceiling is exactly the height of the power rack or just a few inches taller, then you'll need to install the pull up bar up to 4 notches lower than the default position at the top of the rack.

The lower than your default rate is on your loan portfolio, the higher your net return on investment will be.

If you're right up against another ship, you should aim your cannons slightly lower than their default position, as they aren't tuned for close - range encounters.

Not exact matches

They have relatively low default rates and terms that are often better than traditional banks, according to the NCUA and Federal Deposit Insurance Corp. (FDIC).

Buffett said he was proud of the many people who have been able to buy a home with Berkshire's financial assistance, and that the default rates on its loans during the financial crisis were lower than those of other banks.

«Strikingly, however, stressed and non-stressed upper income households reported higher average default likelihood than lower income peers,» UBS said.

Lower yields Treasury securities typically pay less interest than other securities in exchange for lower default or credit Lower yields Treasury securities typically pay less interest than other securities in exchange for lower default or credit lower default or credit risk.

Floating - rate loans» low credit ratings indicate greater potential risk of default relative to investment - grade bonds (though default rates for floating - rate loans historically have been lower than on high - yield bonds).

Lower yields - Treasury securities typically pay less interest than other securities in exchange for lower default or credit Lower yields - Treasury securities typically pay less interest than other securities in exchange for lower default or credit lower default or credit risk.

Canadians have more equity in their homes than Americans did, the default rate is lower, the sub-prime market is tiny, and mortgage interest is not tax - deductible, so there's no incentive to build up debt.

Mortgage insurance (MI) is almost always required by lenders when the down payment is less than 20 % because a loan with a low down payment is riskier and the insurance protects the lender if the home buyer defaults.

* Municipal bonds can also help insulate your portfolio against market volatility, and tend to have lower default risk than corporate bonds.

LT treasuries should have lower risk than corporate bonds — much lower default risk.

And earlier this week the UK's Credit Default Swap spread, or the price of insuring against a sovereign default, was lower than GerDefault Swap spread, or the price of insuring against a sovereign default, was lower than Gerdefault, was lower than Germany's.

They are currently benefiting from not being able to default by paying a lower interest rate than other types of unsecured debt.

Finally, (18) F - labelled fluorodeoxyglucose was similarly reduced in all Alzheimer's disease variants in the dorsal and left ventral default mode network, whereas significant differences were found in the right ventral default mode, right executive - control (both lower in early - onset Alzheimer's disease and posterior cortical atrophy than logopenic variant primary progressive aphasia) and higher - order visual network (lower in posterior cortical atrophy than in early - onset Alzheimer's disease and logopenic variant primary progressive aphasia), with a trend towards lower (18) F - labelled fluorodeoxyglucose also found in the left language network in logopenic variant primary progressive aphasia.

The search results for searching for a person already at a specified location are set by default so as to organize them by last time online with the site, and there are far more people that haven't been on in over a month than have been online more recently, which is one of the reasons for giving it a low score.

The latter just seems to spread the lone channel into both of the stereo speakers and it features a much lower bit rate than the superior default track.

Also, try to set the default volume lower than usual so that you don't overwhelm the online learner with blaring music the moment they login to the eLearning course.

The default rate of black graduates is significantly higher than the default rate for first generation, low - income graduates (13 percent, not shown in table).

An Ernst & Young study of 430 loan transactions by 15 community - development financial institutions (CDFIs) involving 336 charter schools found a foreclosure rate of 1 percent, lower than the corporate sector debt - default rate of about 3 percent.

This can be seen in Figure 1, in which default rates for the recent cohort are actually slightly lower in Years 2 - 4 than for the earlier cohort.

If not for students later attending for - profits, community college entrants would have lower default rates than public four - year entrants.

While BA completers as a whole default at a low rate (of just six out of every 100, see Table 2), the default rate among black graduates is more than five times the rate of white graduates (21 versus 4 percent).

The alloy wheels seem unconvincing — more yesterday than tomorrow — and this Range Rover appears to have its air suspension turned down low; we can't belive that's the RR's default suspension setting.

Low - battery mode is a no - nonsense martinet, too; in default mode, it shuts WiFi off promptly at 30 % with no warning and no announcement — a step that more than once led to confusion about why we suddenly weren't able to load any web pages or fetch any tweets.

The default settings IS lower than the ipad's, but you can crank it up if you wish.

Although they received the full wholesale value of each book sold by Amazon, publishers didn't want $ 9.99 to catch on as the new default price for e-books, especially since this was so much lower than hardcovers.

By default, your credit score is lower than it might otherwise be if you could show a longer history.

This requirement factors into your eligibility when applying for a home loan because it aids in assessing the probability that you will be able to pay back the loan amount.The Department of Veteran Affairs residual income minimum requirement is generally attributed as large factor in why VA mortgages default at lower rates than all other major lending options.

Remondi also used the interview to defend Navient's successes with student loan borrowers, saying it leads the industry in number and percentage of borrowers who are enrolled in income - driven repayment plans, has the lowest level of severely delinquent borrowers, and the lowest level of defaults in the industry at a rate that he says is 31 percent lower than peers.

Because collateral reduces the lender's exposure to the risk of default, secured personal loans have lower interest rates than their unsecured counterparts.

Namely, bond coupon payments are determined by market interest rates, the type of issuing entity (government bonds pay lower coupons than corporate bonds because of lower default risk), the creditworthiness of the issuing entity (AAA companies pay lower coupons than CCC companies), and the maturity of the bond, which we will talk about next.

Such loans carry guarantees for lenders against default by the federal government, along with lower interest rates than for conventional mortgages and low (or no) down payment requirements.

Serious debt defaults however fell more than 13 % in that same period to all - time lows.

, people with low credit scores defaulted at a higher rate than those with excellent credit.

Because a home equity line of credit is secured by your home, meaning the lender could foreclose on your home if you defaulted on your loan, you can usually obtain a lower interest rate on a HELOC than you'd get with a personal line of credit.

A reopening of the bond market following last year's credit freeze is allowing companies to refinance debt, keeping defaults lower than they otherwise would be.

Historically, convertibles have had lower default rates than high yield bonds, according to research from Barclays.

Lower ‐ quality fixed income securities, known as «high yield» or «junk» bonds, present greater risk than bonds of higher quality, including an increased risk of default.

Since the government is unlikely to default on a loan, gilts are considered to be lower risk than corporate bonds.

Financial institutions know, on average, that people with high credit card utilization rates are more likely to default on their loans than people who maintain low credit card utilization rates.

Buyers with 20 % or more equity have much lower default rates than buyers with less, so lenders are very sensitive to how much you put down.

Since the rate of pay is usually lower than it would be in the private sector, many military applicants face difficulties due to CCJs, IVA, arrears and defaults.

Even so, there is faster approval for military members and a lower default rate than amongst civilian borrowers.

In our view, this is unnecessary given Canada's low default rate of circa 0.28 % and the fact that CMHC has more than enough in reserves to cover outstanding mortgages in the unlikely event of a major rise in defaults.

A home equity loan (second mortgage) is an excellent option for debt consolidation because home equity rates are quite a bit lower than credit card rates, especially if you are paying universal default rates.

People with higher balances on their mortgage loans are more likely to default on purpose than those with lower balances

The student loan default rate of 7.42 percent is lower than the national average of roughly 12 percent.