Sentences with phrase «lower than the other bank»

Wells Fargo's scale, allows it to source funds at a price significantly lower than other banking institutions.

The first deposit tier is $ 10,000 (which offers 10 free trades) and the top tier is $ 20,000 (which offers 25 free trades), which is considerably lower than the other bank - owned online brokerages.

Not exact matches

Buffett said he was proud of the many people who have been able to buy a home with Berkshire's financial assistance, and that the default rates on its loans during the financial crisis were lower than those of other banks.

Further, consumers who utilize more than 50 percent of their credit lines will see their credit scores drop, which lowers not only the cost of personal borrowing but makes borrowing from a bank or other lender more costly.

Advantages: If you can get a small business loan from a bank, you'll typically pay lower interest than most other options.

Depending upon the lender, the loan purpose, and the loan amount, a commercial bank loan will likely include a lower interest rate and come with a longer term than other loan types.

The maximum mortgage term is noticeably lower than the other countries mentioned above (ie: 20 years) but banks could consider provable pension income.

Bank of America, JPMorgan Chase and Wells Fargo (the «Big 3 banks») provide a lower level of affordable consumer, housing and small business lending and services to Valley residents and businesses than they do to consumers in other parts of California.

Although I don't pretend to understand all the «ins & outs» of banking, public financing, etc., it seems to me to be self - evident that if Canadian governments at all levels were able to borrow, at low or preferably no interest rates, to finance infrastructure projects and other issues such as health care and education, rather than indebting Canadians in perpetuity in order to pay big interest payments to the greedy Big Banks, it would ultimately be in the best interests of most ordinary Canadians.

Recently, the Bank of International Settlements (BIS), the principal bank to the world's central banks, hinted at the need for microeconomic reform when it warned that central banks were «overburdened» and called for policies other than monetary stimulus and low interest rates to tackle the issue of slow global groBank of International Settlements (BIS), the principal bank to the world's central banks, hinted at the need for microeconomic reform when it warned that central banks were «overburdened» and called for policies other than monetary stimulus and low interest rates to tackle the issue of slow global grobank to the world's central banks, hinted at the need for microeconomic reform when it warned that central banks were «overburdened» and called for policies other than monetary stimulus and low interest rates to tackle the issue of slow global growth.

The best bank accounts are so much more than a place to keep your money - sometimes you're after a high savings rate, other times you're looking for lower fees.

For one thing, its home loan rates and fees aren't particularly low when compared to mortgages at other banks, and they actually lead to higher costs than at most direct lenders.

Best Credit Derivatives Provider Deutsche Bank Institutional investors give Deutsche Bank higher marks than any other provider for keeping pricing low on credit derivative trades, making it easy to get out of a trade, and for supplying a steady stream of useful investment ideas.

If you look at Page 3 of C's Y - 9 performance report, you'll see that C's yield on loans is 2 % higher than the large bank peer group, yet the bank has a spread on earning assets half a point lower than other large banks.

Most banks tend to give their student cardholders lower rewards or charge higher fees than they would other customers.

Keep in mind that C has lower asset returns and higher credit costs than other large banks, begging the question as to whether the Fed should really be allowing the bank to increase payouts to equity investors.

Drake pointed out that student loan interest is usually lower than other types of unsecured debt, like credit cards and personal loans from banks.

The 56 % meeting or exceeding standard for CA's grade 11 E / LA result was an outlier with blinking red lights that defies meaningful interpretation other than a grossly discrepant cut score (to the low side) or some other test development flaw (such as an inadequate item bank for a computer - adaptive test) or an error in the test administration or scoring process, or some weird effect due to the increased number of grade 11 students with scores since EAP moved from voluntary to mandatory in 2015 [which usually would involve a decrease in scores, a reasonable interpretation for the decrease in Math EAP scores this year, rather than an increase in scores].

With this card from Bank of America you'll enjoy a lengthy 0 % APR introductory rate and the rate increase after that is lower than you can find with other cards.

With that being said, the highest APY you can earn with a standard savings account is much lower than what you could earn at other banks.

On the other hand, banks are reluctant to approve accounts that stay open longer than one or two weeks for people with low FICO scores.

The rate itself may not be as high as you would like to have, but, as you can see, it's a very decent rate comparing to other banks, especially when the overall yields of savings accounts are so low, mostly in the lower 1 % range, thanks to the Fed's policy that has kept its benchmark lending rate close to zero for more than two years.

Because a mortgage has collateral, it has lower interest rates than other types of credit - because it is less risk to the bank.

The bank has lower operating expenses than other banks, a higher efficiency ratio, high gross yields on its loans and low net charge offs.

The bank has lower operating expenses than other banks, a higher efficiency ratio, high gross yields on...

Whatever HSBC InvestDirect's strategy is at this point, it's clear that having standard commission pricing that is lower than most of the other bank - owned brokerages will make waves with the bigger players in the pool.

Chase's mortgage interest rates are equal to or greater than those at other banks, but the bank's closing cost estimates are lower and more detailed than competitor tools.

Our lender fees are significantly lower than those charged by other banks and financial intuitions, starting from 1.75 points.

That's lower than some other online banks like Ally, but a whole lot higher than you'd get in your typical checking or savings account.

Bank of America comes to mind as one who charges from as low as $ 7 for customers on their website who have $ 100K in assets outside the brokerage account, $ 10 for accounts with direct deposit and $ 14 for those who do not hold any accounts other than their brokerage accounts at BofA.

NDP: Update the Consumer Protection Act to cap ATM fees at a maximum of 50 cents per withdrawal; ensure all Canadians have reasonable access to a no - frills credit card with an interest rate no more than 5 % over prime; eliminate «pay - to - pay» by banks in which financial institutions charge their customers a fee for making payments on their mortgages, credit cards, or other loans; take action against abusive payday lenders; lower the fees that workers in Canada are forced to pay when sending money to their families abroad; direct the CRTC to crack down on excessive mobile roaming charges; create a Gasoline Ombudsperson to investigate complaints about practices in the gasoline market.

The lower bound interest rates for Regions Bank unsecured personal loans are generally higher than those at other institutions — some lenders, such as SoFi and LightStream, have starting rates under 6 %.

TD Bank has a high customer satisfaction rating, with a lower ratio of CFPB - complaints - to - mortgage - originations than other major banks like Chase, Wells Fargo and Bank of America.

One downside to PNC Bank is that you won't be able to borrow more than $ 25,000 through an unsecured loan, which is somewhat low compared to other banks and online lenders.

All other spending, including groceries and gas above $ 2,500 in the quarter, only earn 1 % (or 1.1 % for banking clients) back on the BankAmericard Cash Rewards ™ Credit Card, which is lower than what you could be earning elsewhere.

The $ 8.95 fee is lower than the same fee at most other nationally available banks, and also requires far less to waive altogether.

On the other hand, TD's standard accounts do let you waive the same fees with much lower minimum balance levels than Bank of America does.

OneUnited's UNITY Visa Card will offer a lower annual rate than other secured credit cards offered by national banks, and there won't be small fees for purchases and deposits.

Although it offers a lower rate than the other online banking options, the Capital One 360 Savings account is still competitive.

Loans made by the federal government, called federal student loans, usually offer borrowers lower interest rates and have more flexible repayment options than loans from banks or other private sources.

Depending upon the lender, the loan purpose, and the loan amount, a commercial bank loan will likely include a lower interest rate and come with a longer term than other loan types.

For example, the interest rate on a bank loan can frequently be lower than many other loan types, but will include more rigid qualifying criteria.

One bank may have a better package than the other and may have a lower interest rate for the refinance product.

Chase's mortgages have earned better ratings in customer service than some other large banks, even though its rates and fees aren't much lower than those of its competitors.

Private lenders look at equity in a property rather than credit score, allowing them to loan to low credit, insufficient income and other circumstances that wouldn't qualify for a normal bank loan.

Getting funded takes longer than other options — typically two to six months — but banks are usually your lowest - APR option.

In its business outlook survey last week, the Bank of Canada observed a divide in business confidence across the country as low oil prices weigh on the outlook for some regions more than others.

He says that's how his bank can profit from having a higher low - mod lending concentration than others.

(MAJOR BANKS CUT BACK WHILE LOWER RATES BY OTHER LENDERS STILL AVAILABLE) The bonanza of dirt - cheap mortgages offered by some of the country's biggest lenders in recent weeks has been shut down sooner than expected, as banks pull their offers in the face of higher funding -LSBBANKS CUT BACK WHILE LOWER RATES BY OTHER LENDERS STILL AVAILABLE) The bonanza of dirt - cheap mortgages offered by some of the country's biggest lenders in recent weeks has been shut down sooner than expected, as banks pull their offers in the face of higher funding -LSBbanks pull their offers in the face of higher funding -LSB-...]

But a lot of their other qualities (customer service, fees, etc.) were worse than a lower interest paying bank.