Sentences with phrase «lower than the penalty»

The reason — the penalty for not paying your taxes is lower than the penalty of not paying your taxes.

Like the High Yield CD, the penalty may de deducted from your CD's balance if the interest you've earned is lower than the penalty amount.

Not exact matches

The PFS contract is a 60 - month, open - end Simple Lease with a lower monthly payment than a standard lease and no mileage penalties.

But if your income has increased over what you estimated during the year or your expenses are lower than anticipated, you will need to pay the amount owed or be subject to penalties and interest when you finally do pay your taxes.

Acquiring too many links, or too many of the same kind of link, or links on irrelevant or low - quality sources, can all potentially lead to an algorithmic or manual penalty — so it's no wonder why Mueller says that link building can do more harm than good!

He had 233 yards against Florida, and 303 against LSU, his two lowest numbers of the season, and his second - half numbers against those two teams — Manziel had 55 yards against Florida, or less than he did on game - winning touchdown runs against Ole Miss and Louisiana Tech; his 135 yards against LSU were somewhat mitigated by two interceptions, one of which came the snap after another interception was wiped out by a penalty — are strangely tiny for a guy who was so great at compiling stats.

On top of this, many professions experience a part - time penalty, in which your pay drops even more than it should, proportionately, because reduced work schedules are considered a perk that compensates for a slightly lower hourly rate.

«People hear an awful lot from people like me, I will see what happens with the negotiations and I'm obviously a massive supporter of what the Prime Minister is trying to do, but as I've said to you before, the penalties for getting out of the EU now are lower than they've been for a very long time.

November 2015: «I think that the penalties for getting out of the EU now are lower than they've been for a very long time.

The boycotts could cost Long Island's public schools more than $ 200 million in federal and state financial aid if Washington imposes penalties for low student test - participation rates, key superintendents in Nassau and Suffolk counties said in a January letter to acting U.S. Education Secretary John B. King Jr..

Not great, but good — less fun than the Honda Fit Sport or the Mazda3, but well above the penalty - box feel of a few other low - buck new cars.

All these new features lead to staggering performance figures: the new CLA 45 4MATIC sprints from zero to 100 km / h in just 4.2 seconds, which is a hefty 0.4 seconds faster than its predecessor, but incurs no penalty on the fuel consumption which remains at the same low level as before.

As well as supporting front - wheel drive, the new FAAR platform has been engineered to offer four - wheel drive with a lower weight penalty than that of the existing 1 Series» rear - wheel - drive - based structure.

An example of this «workout plan» is the debtor agreeing to pay more than the monthly payment for a fixed period while the creditor agrees to lower the interest rate or even eliminate interest during that time, allowing more of the payment to go toward debt owed versus interest and penalties.

The property value must be lower than the balance remaining on the mortgage, counting all fees and penalties.

If you plan to keep the mortgage for more than six months, you're often better off choosing a lower rate and paying the penalty to get out early (if needed).

Prepayment penalties can get you a lower rate, and come in different guises — hard, which kick in if you refinance, sell, or prepay more than 20 % of the balance in a year — or soft, which don't apply if you sell your home, only if you refinance.

The interest on the loan will most likely be lower than the interest rate from the IRS plus the penalty they charge you for.

The yields might be lower than counterparts with penalties or you might have a higher minimum deposit.

The breakable CD lets you make one withdrawal during the term without incurring a penalty — but that CD has a much lower yield than the other two.

Because in many industries a worker also would receive a subsidy by going to the exchange, there can be cases where the net cost to the worker plus the employer penalty is still lower than the cost of employer - provided benefits, which apart from these rules could give the employer an incentive to «push» employees who are already being offered «affordable» coverage through their employer to the exchanges.

If you choose a debt consolidation loan with a lower monthly payment, it might take you longer to get out of debt than if you had just kept paying off credit cards, but it's up to you — you have the option to pay extra money toward your credit card debt each month, as long as there are no prepayment penalties.

This is not to say that «blend and extend» is a bad deal, but rather that it's probably not any better than a normal refinance where you pay the penalty and get a lower rate.

For example, if your new home's value is lower than the value of your current mortgage, you can take advantage of the 20/20 prepayment privilege with no penalty.

Other than lower rates, a significant issue with brokered CDs is that they have the same interest - rate risk as a bond, whereas the interest - rate risk of a non-brokered CD is limited to the early withdrawal penalty (EWP), which for the MACU CD is 180 days of interest, or about 1 %.

The amount charged under this penalty calculation is significantly lower than that of interest differential.

If you know that you are going to need payday loans more than once, certain payday loan services will lower your interest rate if you have a history of paying on time, so that can save you some money on your loan and will be better than taking on fines or penalties.

While your APR likely won't be lowered to its previous level before the delinquency, a reduced rate is still better than a penalty one, especially if you carry balances.

«The interest rate and any applicable fees charged by a bank or credit card company are usually lower than the combination of interest and penalties imposed by the Internal Revenue Code.»

More than three - quarters of the people who paid an overdraft penalty express concern about specific overdraft policies, including the high cost of a penalty and the practices of charging «extended» overdraft fees — additional charges for failing to repay a negative balance on time — and of reordering withdrawals from highest to lowest dollar amount, which have the effect of increasing overdraft fees.

He can bite the bullet now and pay the lower tax rate and the penalty, and it will still be lower than what's about to come down the road as far as tax rates is concerned.

But consider that your tax rate after age 59 1/2 — the minimum age for withdrawing money without penalty — may be lower than in your younger years.

When it comes to penalty rates charged on outstanding balances, credit unions imposed a rate that was more than 10 % lower than bank cards - 17.9 % APR versus the 28.99 % APR banks charged.

A lender benefits from pre-payment penalty only when prevailing interest rates are lower than the existing fixed mortgage (the one to be pre-paid.)

DCU's penalty APR is much lower than that of other credit card providers, as it's not uncommon to see one above 25 %.

After paying penalties for expenses and emotions, the depressing truth is that most will earn less than a low cost bond - like return.

It may be charged penalty interest if, at the time of the change, interest rates are lower than the rate agreed under the loan.

And we do our very best to keep our fees low, but we want to be upfront about them — there's an early withdrawal penalty on a Connect CD of 3 months of interest for terms less than one year and 6 months of interest for terms greater than one year.

It is the cheapest source of cash allowing you to avoid RRSP redemption penalties or other dipping into loced in savings or stocks which are lower in value than purchased.

Pew also found that annual fees and penalty fees were lower for consumer cards than business cards.

They also sometimes have higher penalty fees and lower limits than other credit cards.

The possible penalties on summary conviction are generally lower than on indictment, however the accused has more rights in a trial by indictment.

The regulations establish set penalties that are lower than the maximums but can be adjusted upwards or downwards by up to 50 % depending on the «gravity value».

There are a variety of reasons for this, including the fact that the ACA's individual mandate penalty is not particularly enforceable, and the fact that special enrollment period eligibility has been somewhat lax; there's no single reason for the lower - than - expected number of healthy enrollees.

In New York, for example the analysis found the penalty for having fair rather than excellent credit was about 9 percent, one of the lowest nationally.

In 1999, the Federal Bureau of Investigation estimated that there were 2.5 million arrests of juveniles.1 In1997, juvenile courts handled almost 1 800 000 delinquency cases.2 On an average day, more than 106 000 youth are in custody in juvenile facilities.3 Almost60 % of detained youth are African American or Hispanic.3 Moreover, recent changes in the laws, such as mandatory penalties for drug crimes and lowering the age that juveniles can be tried as adults, have resulted in more juveniles serving time than ever before.

«We also have seen a tremendous amount of our clients who are willing to pay off loans early and take pre-payment penalties or defeasance costs associated with these prepayments because they are able to roll into a lower interest rate loan today than they had eight or 10 years ago,» he says.

If you don't meet one of the exceptions and decide not to buy insurance, the penalty is 1 percent of your household income or $ 95 for each uninsured person in the household, whichever is greater, although you'll never pay more than the price of the lowest - priced plan on the exchange.

In fact, VA loans usually carry lower interest rates than conventional mortgages, don't require private mortgage insurance, and don't include early repayment penalties, among their other advantages.