Sentences with phrase «lower than the potential»

The actual reach of your post is usually a lot lower than your potential reach.

Cadbury today launched a fund to aid its cocoa suppliers in Ghana, after research suggested that average production in the region is now 40 per cent lower than the potential yield.

Consequently, the government declares a maximum price for milk, a maximum price that is lower than the potential market price would be.

That's far lower than the potential 20 % rate that is assessed on student assets, such as assets in an UGMA / UTMA (custodial) account.

Interest only loans are recommended by many financial advisors since the tax advantages of borrowing against your home makes the cost of the money far lower than the potential returns invested elsewhere.

Even if you carry a $ 500 deductible, that is going to be much lower than the potential cost you're looking at.

If you have a NJ traffic ticket and complete our course, your insurance will not get notice of your violation, keeping your insurance lower than its potential.

Not exact matches

But even providing good jobs for all these potential workers wouldn't solve the labour market's problems, because the workforce is shrinking: the number of millennials poised to enter the labour pool is lower than the number of baby boomers set to retire.

Asia and Latin America are not risk - free, but «there seems to be sense in buying equities in these regions on similar or lower valuations than their counterparts in the developed world given that dividend growth is likely to be superior, given higher economic growth potential.»

Boise's house - flipping market potential is a bit lower than that of other cities in the top 10, ranking 80th, but Boise's strengths lie in its low renovation costs and high quality of life.

And as so - called unicorns — private companies worth more than $ 1 billion — struggle with lower valuations, less potential investor cash, and more demanding investors in follow - on rounds, it should be a word of warning for startups of all kinds.

Any earnings growth will be unevenly distributed, with planned cuts to working - age benefits and the potential for higher inflation in the future hitting low - income households harder than high - income households, the IFS said.

The potential benefit of Roth IRA conversions occurs when a taxpayer is presently in a lower tax bracket than he or she expects to be in retirement.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Potential underreporting of self - employment income makes it difficult to draw definitive conclusions on independent contractor earnings when compared with their peers, but the data clearly show a wide variance in earnings among independent contractors and lower wages for low - wage independent workers than low - wage employees even after adjustments for underreporting.

If the depth and length of the downturn is such that resources — people, machines, «animal spirits» — deteriorate more than they would have otherwise, that can lower the potential growth rate.

Pass - throughs will counter that in many cases, people who own stock through 401 (k) s and IRAs don't have to pay capital gains or dividend taxes, and so their profits are only taxed at the corporate rate, which is lower than the top individual rate (and would be much lower under this plan), putting pass - throughs at a potential disadvantage.

Furthermore, it is not clear that wages in the Russian Far East are lower than wages in northeastern China, and the declining Russian population has raised concerns over the supply of labor and the true potential of the domestic market.

From our perspective, picking the «right» stocks has the potential to contribute more to investment performance in environments of low stock correlations than high correlation periods.

As a result, it is still too early to assess the potential outcome for this component, although final tax liabilities for 2012 would have to be significantly lower than in 2011 in order to meet the November 2012 Update estimate.

Though the second - quarter bounce back is dampening wage pressure for now, the weak trend in productivity suggests the economy's growth potential could be lower than the 1.5 percent to 2.0 percent pace that economists have been estimating.

According to Bloomberg data, EM debt is offering yields of above 4 %, and despite a strong year - to - date performance (more than 13 %), we see potential for significant income with lowered spread risk, given the diminished expectations of a near - term Fed move.

Refinancing your student loans has the potential to simplify your payments, but it can also get you a lower interest rate than the rates you have been paying.

When volatility is average, options prices will typically be a little lower than during a bearish market and that might cause options that are farther out of the money to be priced so low that the risks involved outweigh the profit potential.

Then, i will drive my new car until it no longer runs while putting all of my income (other than my house payments and basic food / budgeted expenses) into long term undervalued stocks with low P / E ratios and growth potential, and most importantly not ever taking that money out of the market — even after market declines, and making sure to match the maximum that my employer contributes into my roth IRA (as that is free money I would be a fool to pass up).

At the same time, global investment spending has moderated, in part because of lower potential economic growth; firms need to invest less than they did in the past to sustain that lower potential output.

Yet on the whole, given their positive experience both with receiving more income than they could get from the fixed - income sector in recent years and the potential for capital appreciation over the long haul, dividend stocks and the ETFs that own them have demonstrated their long - term value to the investors who've gravitated toward them during the low - rate environment of the past decade.

When investors begin to focus on the potential for Fed rate hikes, short - term bonds will almost certainly begin to experience lower returns and — depending on the type of fund — greater volatility than they have in years past.

Floating - rate loans» low credit ratings indicate greater potential risk of default relative to investment - grade bonds (though default rates for floating - rate loans historically have been lower than on high - yield bonds).

«The bottom line is that potential output growth in Canada and other industrialized economies will be lower than it was in the years leading up to the crisis»...» Our most recent estimate for Canada is that it will average just below 2 per cent over the next two years.

Finding value stocks — stocks that trade for less than what their book values suggest they should, or stocks with low P / E ratios and other metrics — is one way to find stocks with potential.

This is a percentage point lower than average potential growth in the decade prior to the crisis... We estimate that the real neutral policy rate is currently in the range of 1 to 2 per cent... This translates into a nominal neutral policy rate of 3 to 4 per cent, down from a range of 4 1/2 to 5 1/2 per cent in the period prior to the crisis.»

The Oakmark Equity and Income Fund invests in medium - and lower - quality debt securities that have higher yield potential but present greater investment and credit risk than higher - quality securities, which may result in greater share price volatility.

If you have fewer than 35 years in your work history, you'll receive a zero for each of those years, which will lower your potential benefit.

It has the potential to improve operating costs and accrue by - product credits, with a much lower energy footprint than conventional lithium extraction processes.

You're essentially defeasing a portion of your liability with a lower amount of assets than the value of that liability, and of course, the potential for higher yield comes with greater risk.

By purchasing these companies after a price decline, we find we are able to control risk in the portfolio as these investments often have less downside while offering a decent potential return.The U.S. Equity Fund seeks to invest in companies with a lower Price to Book Ratio, lower Price to Earnings Ratio and higher Dividend Yield than the S&P 500 index.

Jonathan, whose earnings power is that of a «Playmaker,» needs his portfolio to support his lifestyle over a retirement that could last more than 50 years, given the Playmakers» generally shorter career and lower earnings potential compared with their Blue Chip teammates.

When it comes down to it, in a stock market that is feeling more uncertain and volatile than it has in several years, and when income vehicles are priced at a premium, there's a certain wisdom (or at least well - studied prudence) in considering a slightly lower dividend in exchange for the potential for greater stability and long - term return.

Makes sense about diversification for you — I don't have as much capital to apply so I'm a bit more reserved and concerned that RECF in general may be more risky than some alternatives (am33 reflected those concerns well) but it is still an intriguing space to me due to the potential of investing in multiple properties at a relatively low amount / per property, with one K - 1...

You can't talk about killing them (and one poster did) or deporting or banning them (more than one poster did) without lowering the value of your own meaning and potential.

As the embryo and then fetus grow we move through levels of potential consciousness that start out lower than a flatworm.

The configuration corresponding to the equilibrium internuclear distance has lower potential energy than any other configuration.

To avoid potential complications, people who are not accustomed to taking psyllium husk or whole seed products should begin with lower - than - normal doses and gradually increase them over time.

Coffee, especially shade coffee, is a global crop that has a relatively lower impact on greenhouse gas emissions and a more positive impact on carbon sequestration than many other crops.There is potential for shade coffee farms to contribute to the mitigation of climate change and generate income for farmers at the same time; I have a previous post that outlines the basics.

NZMP Low Lactose Instant Whole Milk Powder (IWMP) with less than 2 % lactose minimises the potential for digestive discomfort and has all the goodness of standard cow's milk with a naturally sweeter flavour.

I credit him for just about maxing out his potential by working so hard on his technique, but in the NFL what that really means is while his floor may be higher than a lot of prospects, his ceiling is probably going to be lower than many of the top level guys as well.

Granted that amount would be smaller than simply taking the 5Dimes future bet, but if we average the potential winnings if Baltimore knocks off San Fran ($ 1,083.75) with that smaller $ 850 figure, we get $ 966.87 — a number that is actually lower than the $ 975 from placing a single futures bet.

we have at most 4 real quality outfielders i.e. players that other top european teams would take... ozil sanchez santi and kos... in my books you need 6... we are two short but worse the quality of others is lower than needed... only bellerin coq and wilshere have that potential... and there are problems with each still... we should have put in bids in june for griezman kondogbia and the Burussia striker as all could have been prized away with right bid plus players thrown in IMO... now its too late and wenger is in some weird gallic world of existential hope and denial and fans are just praying we do nt lose opening 2 matches for first time in over two decades... but no one is really confident against a team which is sure to finish around mid table...

All five of these have top - 15 or top - 20 potential, but that puts their ceiling lower than others».