Sentences with phrase «lower than their financial»

Canadian value stocks are typically stocks trading lower than their financial fundamentals suggest.
Value stocks are stocks trading lower than their financial fundamentals suggest.
Value stocks are typically stocks trading lower than their financial fundamentals suggest.

Not exact matches

Shares of insurers MetLife Inc, American International Group and Prudential Financial Inc declined after disability insurance provider Unum Group reported a lower - than - expected profit.
The low - interest - rate environment has allowed it to borrow to fund operations at levels that are about half the 10 percent interest rate the company paid for its financing more than a decade ago, says Clark Balderson, the company's chairman and chief financial officer.
«The challenge is that (Dawn of Titans) is shipping pretty late in the quarter, so its material impact on financials is a lot lower than potentially people are thinking because there's only so many days it'll be out in the quarter,» Chief Executive Frank Gibeau said in an interview.
By the end of 2012 analysts began asking why the company was performing worse than it had during the peak of the financial crisis, when consumer confidence was even lower.
Low interest rates were necessary to juice the economy during the financial crisis, but they are now, by many measures, doing more harm than good.
The company emerged from the 2009 financial crisis more easily than most of its peers, helped by stronger digital firepower and the weakness of lower - end rivals like J.C. Penney (jcp) and Sears.
This Christian college in Missouri has a lower acceptance rate than Cornell, the Ivy with the highest acceptance rate, and requires students to show financial need for admission.
Its sales continued falling at double - digit rates in 2014, and its financial results came in even lower than analysts» expectations.
«The higher percentage of sales in the hardware category resulted in better than expected comps, but lower gross margin dollars during the holiday selling period,» said GameStop's chief financial officer, Rob Lloyd.
The Brooklyn, N.Y., firm is establishing a web - based financial system that will offer free ATMs, automated money management, smartphone bank deposits and free online bill payment with what the firm claims are no hidden fees and far lower costs than traditional banks.
Chief financial officer Mark Lindsay said most of the growth was in the Red Rooster brand in NSW and Victoria, where the company had a much lower market share than in Western Australia.
Buffett said he was proud of the many people who have been able to buy a home with Berkshire's financial assistance, and that the default rates on its loans during the financial crisis were lower than those of other banks.
While it's better to invest than keep money under a mattress, buying risk free securities, such as guaranteed income certificates or low - yielding government bonds, could actually be riskier than purchasing higher returning products, says Ted Rechtshaffen, president and CEO of Toronto's TriDelta Financial Partners.
According to the report, companies with the highest number of women in top management positions had better financial performance than companies with a lower representation.
Economic factors like consumer confidence, financial obligations, and delinquencies are all improving and the consumer may be more insulated than investors think from a back - up in yields, given 75 % of their financial obligations are in the form of a mortgage, close to 90 % of all mortgages are 30 - year fixed, and the average mortgage is termed out at the lowest rate ever... Taking these factors into account, we generally think it pays to remain sanguine.»
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
Another thing is that other than selling a product through your own website, Kickstarter has the lowest commission fees [five per cent plus financial institution charges].
Those with higher household incomes are slightly more likely than those with lower incomes to say the tax cuts would help their family's financial situation.
Examples of such projects providing marginal benefits are: improving financial reporting systems through better information technology, minor tweaks to supply chain logistics, cutting back on marketing or increasing low - cost advertising (like social media), «rationalization» of head count, holding average wages as low as possible, squeezing suppliers a little bit, not repatriating earnings to stave off taxation, refinancing rather than retiring debts, and the share buyback that is insensitive to a company's current stock price.
As argued in an earlier piece (Deficit Outcome for 2010 - 11 will be $ 7 billion lower than forecast in October 2010 Update — December 2010: www.3dpolicy.ca), we expect that the deficit in 2010 - 11 will be at least $ 7 billion lower than forecast in the October 2010 Update, based on the financial results to the end of October 2010 and an analysis of the impact of one - time accrual liabilities which inflated the 2009 - 10 deficit outcome.
Without question, Betterment's fees are much lower than you'd find if you were to hire a traditional financial advisor.
Following several high - profile excessive fee lawsuits, more 401 (k) plan sponsors than ever are hiring fiduciary - grade financial advisors to lower their liability.
The fact that program expenses, and in particular direct program expenses, were lower than expected should not have come as a surprise to anyone who follows federal financial affairs.
I have ignored reasons that might justify lower discount rates or higher GDP adjustments for China mainly because the purpose of this essay is to explain why the U.S. multiple is so much higher than China's, and of course these reasons exist, but I think whatever the correct ratio should be, there is no question that advanced economies always justify higher multiples than developing economies because they tend to be economically more diversified and politically more stable, and they usually have institutions, including clearer legal and regulatory frameworks, more sophisticated capital allocation processes, less rigid financial systems, and smaller state sectors (which make smooth adjustment, one of the most valuable and undervalued components of long - term growth, more likely).
BERLIN — Throughout the month, countries caught in the eye of the European financial storm, including Italy, Spain and France, have repeatedly defied expectations, selling big batches of bonds to the public at interest rates significantly lower than investors demanded at the height of the euro crisis late last year.
The US export sector is getting the benefit of a lower dollar; there's a significant fiscal package in the pipeline, which will add more than 1 per cent of GDP to private spending power; and sharp cuts have been made in US official interest rates, with financial markets expecting more to come.
The payout level considered a balanced view of performance, including financial results lower than planned, but strong growth in strategic imperatives revenue, leading to a faster remix towards the business portfolio of the future while also progressing the core portfolio of systems and services.
Based on financial results for the first eight months of 2010 - 11 and adjusting for the large extra-ordinary liabilities booked in 2009 - 10, which inflated the deficit outcome for that year, the deficit for 2010 - 11 will be about $ 7 billion lower than forecast in the October 2010 Update.
While the trade data had little impact on U.S. financial markets, concerns about weakening global demand pushed Brent crude oil prices to the lowest level in more than four years, dragging down U.S. stocks.
Principal owner Alden Global Capital could be making the financial calculation that it can maximize value better by selling its clusters to several buyers than at too low a price to a single buyer like Apollo.
With total annual costs (TAC) of 0.39 %, KIE expenses are lower than 81 % of Financial sector ETFs and mutual funds under coverage.
Thus, many emerging markets» growth rates in the next decade may be lower than in the last — as may the outsize returns that investors realised from these economies» financial assets (currencies, equities, bonds, and commodities).
There is a very high likelihood that the deficit will be eliminated in 2014 - 15 a year earlier than your political commitment of 2015 - 16, You already have the final financial results for 2013 - 14, which, in our opinion, will show a deficit significantly lower than what was estimated in the 2014 Budget.
While upper rate limits are at 36 % for both companies, OneMain Financial's lowest rates are over 7 % less than iLoan's starting rates.
«The financial impact on the insurance industry is probably going to be a little bit lower than initially expected,» Niklaus Hilti, managing director and CEO of Credit Suisse Insurance Linked Strategies, told CNBC.
But it's even stronger than that: a period of relatively stable prices and relatively low and stable interest rates actually can feed financial excess.
With the deficit outcome for 2010 - 11 expected to be much lower than projected in the October 2010 Update, the Harper Government has more than enough financial room to «buy» the support one or two of the opposition parties.
The conflicts of interest boil down to: It is in the financial industry's interest to steer investors into high - fee active funds rather than low - fee passive funds.
Based on the financial results for the first seven months of 2016 - 17, public debt charges could be as much as $ 1 billion lower than forecast in the Update, while direct program expenses could be at least $ 2 billion lower.
Based on the financial results for the first nine months of 2016 - 17, public debt charges could be as much as $ 1 billion lower than forecast in the Update, while direct program expenses could be at least $ 2 billion lower.
Based on the financial results to date, the final deficit outcome for 2011 - 12 could be at least $ 2 billion lower than forecast in Budget 2012.
The customer would pay back SolarCity and its financial partners over the course of a 20 - year lease, ideally at a monthly cost that would be lower than their traditional utility bill.
Second, the biggest form of financial risk faced by most workers is job loss, which is lower for employees of worker - owned firms than most other firms.
Investment advisors and financial advisors who leave or break away from their captive channel to start new in the independent channel is lower than speculated.
Blockchain technologies can be used as a store of value, in trading and payment transactions, and to transfer and move money either domestically or international at a faster speed and a lower cost than the traditional financial institution or intermediary is able to — just to name a few use cases.
Its financial debt - to - equity ratio is a modest 0.12 times, easily lower than its closest peers.
With banks employing more conservative lending policies (fewer than 20 % of all business bank loan applications are approved, and that percentage is even lower for new businesses without an established financial history) business owners are relegated to finding working capital elsewhere.
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