Sentences with phrase «lower than time»

Inventory is now 7.1 % lower than this time last year, marking the 20th consecutive month of year - over-year drops.

Inventory is now 6.5 % lower than this time last year, marking the 27th consecutive month of year - over-year decreases.

The nationwide delinquency rate is lower than any time since Q1 2008, the time we began to see cracks in the market but well before the crash happened.

Depending on the rate of fossil fuel burning, the pH of ocean water near the surface is expected to drop to 7.7 to 7.9 by 2100, lower than any time in the last 420,000 years, the Royal Society report said.

MCLEAN, VA --(Marketwired - Dec 7, 2017)- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey ® (PMMS ®), showing average mortgage rising, but still lower than this time last year.

As an aside, this is part of what fuels dollar - weighted returns being lower than time - weighted returns.

He would note that the interest rate on 30 year mortgages in late January 2008 was lower than any time since mid 2005.

With the FHA's half - point reduction in monthly mortgage insurance premiums, and mortgage rates that are lower than this time last year, it's worth finding out if you could benefit from refinancing.

Not exact matches

Generally, however, when combining comprehensive service and technology solutions for on - site HR support, payroll, and retirement benefits, the price can be as low as $ 680 per bi-weekly pay period for 10 employees, far less than hiring a full - time HR person for your small business.»

Ask, «If I had 10 less hours of low - value work each week, could I fill this time with higher value activities that would be worth more than the cost of an assistant?»

Many times, the parent company's tremendous buying power and special buying techniques can bring products, equipment and outside services to the licensee at a much lower cost than an independent could ever get.

DENVER — Western Colorado has 40 times more natural gas than previously thought, but an immediate boom is unlikely because of low gas prices, government and industry experts said Wednesday.

While a lower unemployment rate is certainly better than a higher one, the rate doesn't capture workers who've quit looking for a job, part - time workers who wish to work full - time, or workers who've experienced a significant wage reduction in a new job after they lost their old one.

With Memorial Day weekend on the horizon, the overall domestic summer box office is ten percentage points lower than it was at this time last year.

A common retort by the industry is that rates of the health outcome studied - whether it's asthma or preterm birth - are lower in fracking areas than in areas without fracking, or that the rate of the outcome is decreasing over time.

Nearly 20 percent said they don't know enough about export regulations and policies, and a slightly lower percentage than that said exporting was costly, confusing, or took time away from domestic duties.

So if you're benching, use less weight than you normally do, lower the weight very slowly (taking at least five seconds), stop just above your chest, hold for a few seconds, squeezing your chest muscles the entire time, then slowly push it back up.

WellCare's net income rose more than $ 100 million in the third quarter of 2017 compared to the same time period last year thanks to stellar growth in its Medicare business and much lower - than - expected medical costs for its Medicaid plan holders relative to their premiums.

Nonetheless, the judge declared «consumer harm is not relevant» to competition policy; Sears broke the rules by selling tires at a lower price than its competitor most of the time.

Today, companies are trading at between five and eight times EV / EBITDA, which is lower than the historical mean.

The labor market is tighter than it has been in decades, with unemployment near an all - time low at 4.1 % and unfilled job openings near an all - time high at about 6 million.

In one article, The Times documented more than $ 150 million in luxury residential properties connected either to Mr. Najib's stepson, Riza Aziz, or to the family friend, a businessman named Jho Low.

Several studies have shown that adults who consume high - fat, low - carb diets are less hungry three to four hours after meals and lose more weight over time than people who consume diets high in carbs and low in fat (23, 24).

This way, there is minimal IT involvement (which means lowered costs and saved time), and your communities can get up and running in days or weeks, rather than months — which means addressing customer concerns more quickly and effectively.

In industries like tech, they are offered lower starting salaries than their male counterparts for the same job at the same company 63 percent of the time, and, according to some employees, still experience discrimination even at companies like Google.

Such rates will generally be higher than what home buyers currently pay, not only because banks now offer substantial discounts from posted rates, but also because many buyers (40 % according to a July 2011 TD Bank report) take mortgages with variable rates, which are lower than fixed rates at least 85 % of the time.

Connor says that smaller companies could draft a code themselves, especially if they are in a low - risk, low - liability field, and Fraedrich similarly advises that if you have more than 20 employees, it's time to consult an ethicist or human resources specialist.

More disturbing than the incidence of cardiac arrest in fairly healthy people, however, are the variations in survival rates, which can swing from as low as 3 % in some US counties to as high as 20 % in others, The New York Times reports.

As time passes, the consequences of excessive GDP optimism grow more significant, especially as the CBO now projects lower growth than it did in 2001.

It's not just entry - level workers or low - wage clerks who collect and process data; people whose annual incomes exceed $ 200,000 spend more than 30 % of their time doing so, too.

Deutsche Bank shares dropped more than 3 percent on Thursday morning after reporting lower - than - expected revenue for its first quarter at a time when banking stocks have seen sharp gains after centrist Emmanuel Macron emerged as the winner in the first round of French presidential elections last week.

The results of this month's scorecard come out at the same time we get news that the GDP was much lower than expected in Q2.

Back then, this mysterious, magical piece of smart technology seemed like the gateway to only fun and positive things: Words with Friends, a star chart app and an archaic version of Instagram, at the time designed for nothing more than applying cool filters to your low - res camera phone photos.

By the time Box went public, however, its valuation had dropped more than $ 700 million to $ 1.7 billion, with shares pricing on the low end, at $ 14.

Darren Woods, who has worked at Exxon for more than 20 years, has helped expand the refining business at a time when the company's core exploration and production business has been rocked by low commodity prices.

Next lowest is HP's Meg Whitman, whose cash compensation of $ 535,335 in 2013 was just six times as much as the average HP employee's — $ 84,500, followed by Warren Buffett, who earned $ 485,606 in cash in 2013 — nine times more than the pay for Berkshire Hathaway employees, who make, on average, $ 56,900.

Valentine's Day, for example, is the second-most popular time to hire a sitter, Hodel said — but the typical rate is actually a little lower than normal, at an average $ 13.15.

Still, Wall Street has continued to lower its estimates for growth this year and next, with GDP now expected to be 1.95 percent for 2016, 19 basis points lower than in March and below 2 percent for the first time since the question was first asked a year ago.

Cheapflights, meanwhile, is offering up a list of 10 destinations to consider where the airfares are more than 15 percent lower than they were at this time last year.

Sirius stock is enjoying its best run in more than a decade: It's up about about 45 % from its low of a year ago, and on Thursday it briefly hit $ 5.00 for the first time since 2006 before settling just under that mark.

«There are certain advantages towards using second citizenship to create residence in countries where tax burdens would be lower than where you are at the current time.»

«Self - assessed time crunch has increased more for lower - income families than for higher - income families between 1992 and 2005,» the authors wrote.

«When women move into male - dominated occupations, however, research suggests that rather than solving the problem, those fields tend to become less respected and lower paid as a result,» Time magazine reports.

If you don't spend any time trying to find the lowest price, it could result in you to paying more than you should.

Women's retirement - savings balances generally tend to be lower on average than men's, due to the ongoing gender wage gap and the fact that women are more likely than me to take time off to raise kids or act as caregivers for other friends or relatives.

If you are having a hard time selling services at an acceptable profit, the problem may be that your employee costs are too high rather than the price is too low.

Good lifting technique is often ignored when there is insufficient space or time to get a job done properly, but Brown says a good general rule is rather than «lifting, lowering, or carrying, you want to push, pull, or slide.»

This is all despite previous comments from CEO Tim Cook that virtual reality has «a lower commercial interest over time» than augmented reality.

It's trading at 11.9 times earnings, which is below many other tech companies and far lower than where it was trading in 2000.

The Guardian spoke with several of the brand's workers at the PT Buma Apparel Industry factory, who told the publication that they are paid one of the lowest minimum wages in Asia — less than $ 6 a day — while at the same time being tasked with high production rates.