Sentences with phrase «lower than your expenses»

With these adjustments, Mr. Financier and ended up with a total monthly requirement that is far lower than our expenses today.

The fund management charges (FMCs) for NULIPs are capped at 1.35 % of the fund value, annually, which is much lower than the expense ratio cap of 2.50 % on equity Mutual Funds (MFs).

HMO plans have agreed upon rates for in - network providers, therefore when the employees do need to see a doctor, the expense is lower than the expense associated with a PPO plan.

Not exact matches

Philips Lighting, the world's largest maker of lights, reported better - than - expected core fourth - quarter earnings on Friday, underpinned by cost - cutting and lower research and development expenses.

Brito brought to Anheuser - Busch the concept of «zero - based budgeting,» wherein every expense must be newly justified every year, not just new ones, and the goal is to bring it lower than the year prior.

But if your income has increased over what you estimated during the year or your expenses are lower than anticipated, you will need to pay the amount owed or be subject to penalties and interest when you finally do pay your taxes.

Bouchard said the fourth - quarter profits were slightly lower than previous quarters because of poor weather and higher expenses in Europe.

Yet, the OMP is better than a balanced mutual fund since it has a much lower management expense ratio.

These increases were partially offset by lower stock - based compensation expense as a result of forfeitures of stock during the quarter and making our annual stock grant later in the quarter than we did in the first quarter of 2017.

If you invest the same amount in Vanguard funds, which offer expense ratios 82 % lower than the industry average, * there's a good chance that 20 - year total could be even higher.

The primary drivers of better than planned SG&A dollars were lower corporate, store line and transaction - related expenses.

On the one hand, the expense ratio is lower on the ETFs — their ratio tracks the Admiral class costs ($ 10K + invested) rather than the Investor class costs ($ 3K to $ 9,999 invested).

The improvement in the current fiscal results was due to higher revenues and lower public debt charges, which more than offset higher program expenses.

The fact that program expenses, and in particular direct program expenses, were lower than expected should not have come as a surprise to anyone who follows federal financial affairs.

Fluctuations in the exchange rates between the U.S. dollar and those other currencies could result in the dollar equivalent of such expenses being higher and / or the dollar equivalent of such foreign - denominated revenue being lower than would be the case if exchange rates were stable.

The basics ETFs often sport lower expense ratios than their mutual fund cousins.

Within program expenses, major transfers to persons were up $ 1.1 billion, primarily due to higher old age security payments, reflecting an increase in the number of recipients and higher inflation, as benefits are indexed to quarterly changes in the consumer price index, major transfers to other levels of government were up $ 0.6 billion, reflecting legislative increases; while direct program expenses declined by $ 0.2 billion, as lower «other transfer» payments more than offset increases in departmental / agency operating costs.

Thereafter, the downward adjustments to budgetary revenues more than offset the downward adjustments to total expenses, the latter primarily due to the lower outlook for interest rates on public debt charges.

The final outcome was $ 1.5 billion lower than forecast in the March 2012 Budget, with most of the decline again attributable to lower - than - projected direct program expenses.

Plus, index ETFs are cheaper to trade than index mutual funds because they have lower expense ratios, or the percentage of your investment you have to pay in order to trade that asset.

However, as noted below, we feel the deficit for 2011 - 12 could come in lower than expected, despite the slowdown in the economy as program expenses were overstated in the June 2011 Budget.

Moreover, even with the lower statutory tax rates in the bills if expensing ended after five years, as it does in the bill, effective marginal tax rates on equipment investment would actually be higher than they are today with bonus depreciation in effect.

With low, fixed rates, this financing option can be significantly less expensive than financing your expenses with a credit card or «project loan» from a hardware store.

With total annual costs (TAC) of 0.39 %, KIE expenses are lower than 81 % of Financial sector ETFs and mutual funds under coverage.

Even though the median household income in New York is slightly lower than in Hawaii and California, lower living expenses help residents hang onto more of their paychecks.

In our case, the expected expenses are lower than the current because of geographical arbitrage!

A slightly higher median household income and slightly lower expenses help Connecticut residents have more money left over than residents in nearby Massachusetts.

While the new ETF has an expense ratio lower than the comparable class A mutual fund, it is still lower than most active ETFs, which tend to have expense ratios above 1 %.

A low cost of living makes it possible for Indiana residents to have more than 48 percent of their income left over after expenses.

It only offers index funds but does have probably the lowest expense ratios around, even lower than Vanguard.

A low cost of living makes it possible for West Virginia residents to have more than 45 percent of the paychecks left over after expenses despite a low median household income.

Of the year - over-year improvement, budgetary revenues were up by $ 11.4 billion, primarily due to higher personal and corporate income tax revenues, while program expenses were up by $ 0.4 billion, as lower other transfer payments and employment insurance benefits were more than offset by higher transfers to provinces / territories, elderly benefits and other direct program expenses.

Program expenses were $ 1.5 billion lower than forecast in the March 2012 Budget, with virtually all of the difference due to lower direct program expenses.

But the low cost of living — especially housing costs, which are the 10th lowest in the U.S. — makes it possible for residents to have more than 48 percent of their income left over after expenses.

Meanwhile, fourth - quarter earnings came in lower than expected due to high E&P expenses and shrinking refining margins.

The average Nebraska resident can have more than 47 percent of their paychecks left over after expenses thanks to a low cost of living and a relatively high median household income.

But other living expenses are higher and take a bigger bite out of paychecks, leaving residents with less wiggle room in their budgets than in states with a lower cost of living.

With total annual costs (TAC) of 0.66 %, JETS expenses are lower than 60 % of Industrials sector ETFs and mutual funds under coverage.

A high median household income and expenses that are lower than in many other East Coast states help Virginia residents hang onto at least 40 percent of their paychecks.

Fortunately, ETFs tend to come with lower expense ratios than mutual funds, on average.

Budgetary revenues were $ 1.9 billion higher, but the biggest difference was in program expenses, which were $ 5.2 billion lower than forecast in the March 2013 Budget.

Given that direct program expenses came in much lower than expected, why did the Government announce in the Speech that it intended to freeze departmental operating budgets?

The current PBO has now requested more information from the Department of Finance as to why direct program expenses in 2012 - 13 were nearly $ 5 billion lower than forecast in the March 2013 Budget.

The Minister of Finance has indicated that he would release details on why direct program expenses for 2012 - 13 came in so much lower than forecast to the PBO (hopefully, he will release these to Canadians as well).

It appears that's partly because increased promotional expenses (though they are lower than some rivals) and recent moderation in North American comps (versus prior periods) have raised investor concerns about whether Michael Kors» growth will slow soon.

Until more details are provided by the Department of Finance and / or contained in the upcoming Public Accounts, it is difficult to assess what factors accounted for lower - than - forecast direct program expenses.

Based on the results to date, it appears that employment insurance benefits and direct program expenses could come in lower than expected at the time of the June 2011 Budget.

Finally, the tradeoff for the lower - than - expected corporate rate (21 % vs. 25 % est.) appears to be more mixed benefits on the personal side and modifications to some key corporate incentives from the way they were originally envisioned (i.e., a more limited expensing provision, restrictions on interest deductibility & loss carryforwards, higher repatriation rates & stronger international tax provisions).

PESPX has an expense ratio of 0.50 percent, which is 48 percent lower than its category.

Schedule your Knee Replacement for 2018: If you itemize, the new law allows you to deduct qualified medical and dental expenses that exceed 7.5 percent of your adjusted gross income (AGI)-- that's a lower threshold than the previous 10 percent (the level returns to 10 percent beginning January 1, 2019.)