Sentences with phrase «lower than your liability»

Underfunding means that pension assets are lower than liabilities, or those benefits promised to beneficiaries.

NOTE: Even if you ask for an uninsured motorist limit that is lower than your liability limits, you can not go lower than the minimum Maine liability insurance limits ($ 50,000 per person and $ 100,000 per accident).

Not exact matches

Connor says that smaller companies could draft a code themselves, especially if they are in a low - risk, low - liability field, and Fraedrich similarly advises that if you have more than 20 employees, it's time to consult an ethicist or human resources specialist.

However, if the final estimate of the tax liabilities is lower than the initial estimate, the first $ 2 billion of that adjustment will instead be made by net reduction in the amount of the cash dividend to 21st Century Fox from the company to be spun off.

As argued in an earlier piece (Deficit Outcome for 2010 - 11 will be $ 7 billion lower than forecast in October 2010 Update — December 2010: www.3dpolicy.ca), we expect that the deficit in 2010 - 11 will be at least $ 7 billion lower than forecast in the October 2010 Update, based on the financial results to the end of October 2010 and an analysis of the impact of one - time accrual liabilities which inflated the 2009 - 10 deficit outcome.

Following several high - profile excessive fee lawsuits, more 401 (k) plan sponsors than ever are hiring fiduciary - grade financial advisors to lower their liability.

Deductions and exclusions reduce tax liability more for higher - income taxpayers facing higher marginal income tax rates than for lower - income taxpayers in lower rate brackets.

Based on financial results for the first eight months of 2010 - 11 and adjusting for the large extra-ordinary liabilities booked in 2009 - 10, which inflated the deficit outcome for that year, the deficit for 2010 - 11 will be about $ 7 billion lower than forecast in the October 2010 Update.

Rates from the top three lowest cost companies averaged $ 800, which came out to about 36 % cheaper than what the typical company charged for basic liability coverage in the state.

As a result, it is still too early to assess the potential outcome for this component, although final tax liabilities for 2012 would have to be significantly lower than in 2011 in order to meet the November 2012 Update estimate.

In addition, our future income taxes could fluctuate because of earnings being lower than anticipated in jurisdictions that have lower statutory tax rates and higher than anticipated in jurisdictions that have higher statutory tax rates, by changes in the valuation of our deferred tax assets and liabilities, or by changes in tax laws, regulations, or accounting principles.

But those future generations will be better off owing lots of money in long - term bonds at low rates in a currency they can print than they would be inheriting a vast deferred maintenance liability.

Our reading of the results to date, coupled with the absence of any large liabilities to be booked in the end - of - year accounting period, would imply a deficit for 2010 - 11 of about $ 38.5 billion, about $ 7 billion lower than the deficit of $ 45.4 billion forecast in the October 2010 Update.

You're essentially defeasing a portion of your liability with a lower amount of assets than the value of that liability, and of course, the potential for higher yield comes with greater risk.

After adjusting for the timing of the bookings for «one - time extraordinary» liabilities, the year - over-year increase in total program expenses to date is somewhat lower than that expected for the year as a whole.

The programs taught me about (1) admitting I was beat, (2) coming to believe in something greater than myself (eventually a higher power)(many evolutions and concepts of HP, all of these at one time or another: nature, the 12 steps, creator, Love, spiritual principles)(Step 3) applying my low self worth and gigantic Ego to these spiritual principles (4) write down my liabilities and assets (5) share them with another and my higher power (6 & 7) ask for the liabilites to be removed and be patient with the process (8) Make a list of all that were harmed by me (9) make amends to such folks except whn to do so would injure them or myself (10) take a daily inventory of my day, checking for snafus, mean temperment, arrogance etc (11) meditation and prayer to communicate to my higher power and quiet reflection to listen for the Truth (12) after having a spiritual awakening as a result of working these steps, help others if they wish for help because now I am in the position to assist.

We found that Council pension assets were often lower than 50 per cent of liabilities in our report Council Pensions: The # 53 billion black hole.

The Chartered Institute of Taxation (CIOT) has expressed disappointment at today's announcement that Disincorporation Relief will not be extended beyond its current March 2018 expiry date.1 The relief was created to address the problems faced by some small businesses that have chosen to be a limited company in the past and want to return to a simpler legal form, be it a sole trader or a partnership or a limited liability partnership.2 While there has been a very low take up of Disincorporation Relief since it was introduced in 2013 (fewer than 50 claims had been made as of March 2016) the CIOT has suggested3 that the relief might be more popular if it was broader.4 John Cullinane, CIOT Tax Policy Director, said: «It's a shame the Government are letting this relief lapse.

Bodily Injury Liability coverage provides for proportionate responsibility and the insurance company without checking for insurance, you way more than you are married males, less arecan follow with just one other driver and have a low financial rating companies such as these may include speeding tickets, then you can simply log on the specific policy.

States could take the tax credit approach a step further by making them fully refundable so that low income families whose tax liability is less than the credit would receive the remainder as a tax refund.

Professional and Student Membership in the Association of American Educators includes $ 2,000,000 Professional Liability Insurance coverage — more protection than other teacher associations provide for a much lower price.

Professional and Student Membership in the Arkansas State Teachers Association includes $ 2,000,000 Professional Liability Insurance coverage — more protection than other teacher associations provide for a much lower price.

After all, the existing tort - liability system is flexible enough to cover autonomous cars, and accident victims are extremely likely to go after automakers with deep pockets for product liability suits rather than individuals with auto insurance policies with lower limits.

The frequency of both collision and property damage liability claims is lower for vehicles that have it than for those that don't.

For XC60s, overall losses under property damage liability were 16 percent lower than losses for all other midsize luxury SUVs combined, at $ 78 per insured vehicle year compared with $ 92 per insured vehicle year for the control group.

Additional HLDI analyses of City Safety, Volvo's standard low - speed collision avoidance system, found that claims under property damage liability were filed 16 percent less often for S60 sedans than other midsize luxury cars.

Property damage liability claim frequencies for Acura and Mercedes - Benz models were 14 percent lower when equipped with forward collision warning with autobrake than when they weren't.

Under collision and property damage liability coverages, the seven electric vehicles with exact conventional counterparts had lower claim frequencies and higher claim severities than their comparison vehicles.

HLDI found that claim frequency under collision insurance, which covers damage to the insured vehicle, was 5 percent lower for vehicles with the park assist feature than for those without, while claims under property damage liability, which covers damage to other vehicles, were 17 percent lower.

With any lower liability limit than that, you might as well not even have the policy if there's a bodily injury loss, for example.

If you have very high liability limits, greater than $ 300,000, you can lower them since you have the extra liability from your umbrella policy.

As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.

Though there are some ways that IFRS are better than GAAP, (more consistent in the way they treat financial assets and liabilities), I think that the change will make accounting slightly more opaque, and lower comparability, until all US firms are forced to use one standard or the other.

If you find a standard home insurance policy's liability limit is lower than this amount, consider purchasing an optional umbrella policy to provide supplemental coverage.

Without going into the particulars here, it is widely known in the financial sector that ETFs have a greatly lower tax liability than mutual funds and for this reason, all things considered, ETFs are considered to have the greater potential for profit of the two.

Relying on the percentage change in tax liability makes the tax cut appear to be tilted toward the low - income household even though the legislation provides the high - income household with a percentage increase in after - tax income that is 1,000 times larger than the low - income households, whose change in taxes is miniscule.

In addition, if state law or your contract imposes lower liability limits than the federal EFT Act, the lower limits apply.

Given the minimal liability risk in painting and the low income being generated, it makes sense to run this type of business as a sole proprietorship rather than a corporation, advises Heath.

Renters insurance rates are typically lower than home owners premiums due to the nature of insurance: Renters insurance typically covers only the content of your rented property and, sometimes, liability.

Using either system, you may end up with a lower tax liability from the sale of your shares than the IRS would assume using the first - in, first - out rule.

If the ultimate amount of our liabilities is greater than what we anticipate, the distribution to our stockholders may be substantially lower than anticipated.

Therefore, tax liabilities will be much lower than now.

The CEO announced that in a letter posted on the Financial Times website, «I'd like to just set the record straight here and now: there is absolutely no plan, strategy or intention for GM to file for bankruptcy» GM faces a host of issues, revolving around legacy liabilities, poor design, poor marketing (reliance on sales, rather than everyday low pricing), high production costs, low flexibility, and high debt.

i) My valuation basically reflects all wind liabilities now being eliminated, no fresh tax liabilities being triggered by the disposals, and the West - Link tax liability being ultimately lower (than current bal sht value).

Renters insurance rates are typically lower than home owners premiums due to the nature of insurance: Tenants insurance in BC typically covers only the content of your rented property and, sometimes, liability.

A clinically normal dog from a litter that had one or no individuals affected with hip dysplasia (which is a polygenic disorder) is expected to carry a lower amount of liability genes than a dog with a greater number of affected littermates.

You can pay «estimated» taxes in advance, and get a refund for the difference if your actual tax liability ends up being lower than the amount paid.

So if the liability policy is lower than the UM / UIM limits, you are going to be capped in your recovery for the uninsured / underinsured motorist claim by the amount of the policy.

The court found that, at the time of the order, it was anticipated the liability would be much higher or much lower than the notional # 14m.

The seller's stated preference for arbitration is often nothing more than a guise to avoid liability for widespread low - value wrongs that can not be litigated individually but when aggregated form the subject of a viable class proceeding».