Sentences with phrase «lowest delinquency rates»

The point is, this type of scenario is far more common than people realize, and certainly far more common than the present record - low delinquency rate indicates.

For example, the study found lower delinquency rates (9 %) with near - prime alternative - financing borrowers who had eight or more alternative loans over the course of seven years.

I'm surprised how low the delinquency rate is on auto loans.

In relation to outstanding debt, sustained low delinquency rates speak to the stability of the market.

The point is, this type of scenario is far more common than people realize, and certainly far more common than the present record - low delinquency rate indicates.

Several major credit card lenders are reporting lower delinquency rates for consumer credit card accounts; this development is seen as a positive sign for the US economy.

A new TransUnion study found that consumers with the ability to pay larger amounts than the minimum payment due on their credit cards had significantly lower delinquency rates on not only their credit cards, but also their auto loans and mortgages.

Only commercial mortgage backed securities (CMBS) have seen significantly lower delinquency rates in any quarter over the last 22 years.

In a 2013 study, TransUnion found that transactors have significantly lower delinquency rates than revolvers.

Despite low delinquency rates and lower - than - average overall debt helping to boost credit scores, Pennsylvanians» scores remain just below average.

Both auto loans and mortgages have reasonably low delinquency rates, according to the New York Fed's data.

As a result, the loans delivered by HFAs have very low delinquency rates.

But as more cardholders with lower credit scores are approved for new cards, the historically low delinquency rates that issuers have enjoyed over the past several years may finally be coming to an end.

On one hand, the new frugality helps banks by lowering delinquency rates.

«A good economy and lower delinquency rates go hand - in - hand, and the Fed is betting on a stronger economy in 2016,» says Chessen.

«Both the mortgage and credit card markets are performing extremely well, with increased consumer participation and continued low delinquency rates.

«Our members are telling us they're seeing fewer foreclosures and lower delinquency rates on monthly HOA assessments.

In this way, low delinquency rates are in no way an indicator of financial health among households and the economy.

At some point, the low delinquency rate will catch up with the reality of Canada's overburdened households.

One reason why lenders may feel safe lending to Virginians, allowing them to have a high debt - to - income ratio, is their low delinquency rates.

The state also has one of the lowest delinquency rates for mortgage debt.

South Dakota has the lowest delinquency rate on credit card debt (people who are behind on their payments).

American Express has some of the lowest delinquency rates in the business because compared with some of the other issuers, it has more affluent customers and stricter rules for its cardholders.

Mortgages and auto loans have the lowest delinquency rates.

At some point, the low delinquency rate will catch up with the reality of Canada's overburdened households.

In this way, low delinquency rates are in no way an indicator of financial health among households and the economy.

Graduate loans appear to have a lower delinquency rate overall compared to undergraduate loans.

The lowest delinquency rates, at the end of 2013, were reported on auto loans and home equity loans at 3.4 percent and 3.2 percent, respectively.

Lowest delinquency rate, no problem, we'll just change the definition again.

This low delinquency rate came following 30 straight quarters of falling delinquency, and are well below the 2009 high of 8.35 % delinquency.11

Performed direct contact with accounts, resulting in 75 % lowered delinquency rate.

Credit Suisse First Boston, arguably the largest conduit originator, has analyzed conduit and fusion deals from 1997 through the third quarter of this year, and says the lowest delinquency rates belong to Key Bank, UBS and Bear Stearns.

«That's the lowest delinquency rate for banks since the series began in 1993,» says Woodwell.

Despite Florida's low delinquency rates and strong DSCR levels, Hurricane Irma brought forth considerable state - wide property damage, which will likely drive expenses up and may cause tenants to leave some properties.

However, the sector's delinquency rate has remained consistently below 2.5 % for the last four months, and it is still the lowest delinquency rate of all major property types.

For example, multifamily has a low delinquency rate overall, but Fitch is keeping a close eye on student housing loans where there has been a surge in development activity and more competition added to the market in the past few years.

Nebraska is projected to have the lowest delinquency rate, at 0.95 percent.