Sentences with phrase «ltv as»

Not exact matches

As such, loans with higher LTVs generally come with higher interest rates.

LTV is calculated as a percentage out of 100, with higher LTVs signifying that more of the asset is financed with a loan.

As does the increased cost of lending at higher LTVs (through new capital requirements).»

For example, conventional mortgage borrowers with LTVs under 80 % do not have to pay for mortgage insurance, as the risk of defaulting is lower.

As lending restrictions have become more stringent in recent years, most lenders now require borrowers to have initial LTVs of 80 % before qualifying for a second mortgage.

As such, loans with higher LTVs generally come with higher interest rates.

As a result, tighter underwriting requirements and reduced loan - to - values (LTVs) ensued.

Most borrowers (who are able to) elect to put 20 % down when buying a home, as it allows them to avoid mortgage insurance and the much higher pricing adjustments often associated with LTVs above 80 %.

Yes, I'd avoid LTVs that exceed 55 - 65 % at a maximum — but this is German property we're talking about, one of the safest asset classes in Europe (or even globally) as far as I'm concerned.

«HARP offered these homeowners a lot of advantages, such as appraisal waivers, no limit LTVs and fraud waivers for the new lender.»

Hyper casual games will start to become a bit deeper as the developers aim to increase LTVs through more engaging progression mechanics

If it formulated its ruling in such a way as to highlight the exceptionality of the circumstances that would force Member States to apply Article 25 (1) of the Visa Code to issue LTVs despite the fact that there might be reasons to refuse a visa according to Article 32 of the Visa Code, the EU would honor its obligations under international and European refugee and human rights law, without endangering the functioning of the CEAS.

Higher loan - to - value ratios (LTVs) are being underwritten with lower quality tenants and lower debt service coverage ratios, as well as more interest - only loans.

For example, the life insurance companies are generally looking at maximum loan - to - leverage ratios (LTVs) of 70 to 75 percent, while private equity firms such as Starwood and Blackstone focus largely on deals sized above $ 15 million, says Witt.

Sure, they took advantage of the market by implementing tighter underwriting standards (thus lowering LTVs) and were able to increase pricing, but it was still business as usual.

LTVs are allowed up to 97 percent, FICO scores as low as 580 are allowed, as are bankruptcies / foreclosures, in some cases.