Sentences with phrase «lump sum instead»

For example, receiving severance pay does not impact your benefits in California, even if you receive it in a lump sum instead of in regular installments like a paycheck.

The nominee also has the option to claim the death benefit as lump sum instead of instalments.

Alternatively, the nominee can also exercise the option of withdrawing a lump sum instead of the staggered payout.

For instance, you may find that, instead of trying to whittle down your homeowners» insurance (which shot sky high after you placed a claim last year), you should instead concentrate on getting your auto down by doing things like taking a defensive drivers course, applying for low claims discount, and paying off your premium in a one lump sum instead of in installments.

If you're asked to pick your plan level I'd suggest the Standard Plan, which can be paid in one lump sum instead of monthly, and it'll save you quite a bit of money.

This means that you ask the creditors to let you pay a lump sum instead of the full balance you owe on the debt.

If you are struggling to make payments on relatively small, unsecured debts — you may be able to negotiate with the lenders for a lower interest rate or pay them a lump sum instead.

There are many more discounts available, ranging from bundling different policies together such as home and auto insurance or paying your premiums in one lump sum instead over monthly installments.

Also, a home equity loan gives you a single lump sum instead of repeated withdrawals during the draw period.

«If you put a category that says «other» and have a lump sum instead of breaking it out by office supplies or other types of expenses, it can be a red flag,» Walker said.

Not exact matches

For example, some companies may prefer to receive the loan proceeds in three increments instead of in a lump sum.

Here you have one major advantage over the home owner: You can open the account right away and begin collecting interest instead of piling up a lump sum in savings.

What it really means: When investors fund a startup a little bit at a time instead of in a lump sum.

Instead of one lump sum of interactions for the day, you can see how an individual post on a particular day would fare.

Instead of giving the employees the matching funds throughout the year, AOL was changing to a lump sum at year's end.

Instead of receiving annual grazing fees, the federal government would receive an equivalent lump - sum payment.

Here you have one major advantage over the homeowner: You can open the account right away and begin collecting interest instead of piling up a lump sum in savings.

However, for participants who have large amounts of appreciated company stock, it may be more beneficial to take a lump - sum distribution of company stock instead because it allows them to pay taxes now at a lower rate.

Instead of paying a large lump sum on an annual or semi-annual basis, these fees are automatically consolidated into your monthly mortgage payment so you don't even have to think about it.

Instead of giving you a lump sum up - front, a HELOC lets you get cash on a line of credit secured by your home's equity when you need it — great for ongoing or unpredictable expenses.

«And doing that enabled us to better manage our cash flow, and our resources, and our work schedules, and our efficiency because we were now doing more work throughout the year and receiving more payments throughout the year, instead of large lump sums at the same time of every year,» says Kendrick.

You'll be required to make weekly repayment for invoice financing, instead of paying a lump sum when the invoice comes due.

Instead, she would receive a modest lump sum benefit.

Chinese space administrators say that to build on these advances, the space science program needs reliable annual funding, instead of the 5 - year lump sums now provided.

For instance, the review advocated giving grantees a lump - sum, instead of a contract in which every euro has to be accounted for.

Instead of buying subscriptions to specific journals, consortium members want to pay publishers an annual lump sum that covers publication costs of all papers whose first authors are at German institutions.

Instead it creates an identity based on the lump sum of winks and appropriations.

In the event that an item needs replacing quickly, such as a server, schools can do so with a relatively minor monthly adjustment to the budget, instead of a lump sum that could seriously affect cash flow.

And a controversial special education funding model used in the 2016 - 17 and 2017 - 18 school years, when schools received a lump sum for staff positions instead of a set number of positions that were paid for through CPS headquarters, «more likely than not» delayed providing or eliminated teachers and classroom aides for some students.

And authorities concluded that a controversial special education funding model used in the 2016 - 17 and 2017 - 18 school years, when schools received a lump sum for staff positions instead of a set number of positions that were paid for through CPS headquarters, «more likely than not» delayed providing or eliminated teachers and classroom aides for some students.

These few authors have effectively negotiated the receipt of huge lump - sum payments for their books, instead of whatever nominal royalty rates are specified in their contracts (to avoid triggering escalator clauses).

Where there is a profit share split, instead of an lump sum payment?

If your interest rate is higher than, say, 4 % -5 % or so, you could start paying the debt down on a monthly basis instead of a lump sum.

And by putting that cash to use paying down your student loans over the course of the year (instead of waiting and making a lump sum payment all at once come tax season) you'll save even more money by slashing away at the principal.

The association can move forward in a timely manner and offer flexibility to their unit owners by allowing unit owners to pay overtime instead of having to come up with the special assessment in one lump sum.

The difference is that a HELOC is a line of revolving credit with an adjustable interest rate, instead of a fixed - rate, lump - sum loan.

Instead, some of the equity in your home is first used to pay off any existing mortgages, and the remaining loan amount is converted to non-taxed cash that you may receive in a lump sum, a monthly disbursement, or a line of credit.

Dear Noble, Instead of investing the lump sum amount, suggest you to book Systematic Transfer Plans (STPs) in Debt / MIP oriented funds and you can switch every month certain amount to equity oriented schemes.

You can pay down a lump sum, like $ 5000 or $ 10,000 toward principle, and instead of ending the mortgage early, lower the payment.

However, instead of receiving a deferment or forbearance during your volunteer service and then using your Peace Corps transition payment or Segal Education Award to make a lump - sum payment on your loans, you could choose to make qualifying PSLF payments during your volunteer service.

Unless you need for a large sum of money upfront, it is recommended that you configure your loan payment as a line of credit or as monthly payments instead of a lump sum.

Instead of paying the lender, the lender sends you money on a monthly basis, on a lump - sum, or on a needed basis.

If you do not request a deferment or forbearance and instead make payments under an income - driven plan during your Peace Corps or AmeriCorps service, you could possibly receive credit for a larger number of qualifying PSLF payments than you would if you received a deferment or forbearance and then used your Peace Corps transition payment or Segal Education Award to make a lump - sum payment on your Direct Loans.

What I'm doing is just dollar cost averaging once a month using what I have left over after my bills are paid... plus it spreads my investing money out over time instead of just lump summing a ton of money, just in case the bottom hasnt come yet.

Instead of an interest payment of $ 16,600, you have a lump sum amount of $ 15,247 to apply toward your loan balance, lowering the balance to $ 34,000 and some change and a total interest of $ 11,547.

Benefits also include the tax deferral derived from receiving income in installments instead of in one large lump sum.

You may create STPs (Systematic transfer plans) instead of investing lump sum amount.

You will have to pay capital gains tax over a period of years, instead of paying it in lump sum in one year.

Instead of getting the entire lump sum you're able to use what you want when you need it.

Rather, it is meant to allow investment over time instead of investment as a lump sum.