Sentences with phrase «lump sum investing if»

DCA only works better than lump sum investing if the price drops.

Not exact matches

If you have a lump sum of cash to invest, you can vary how you invest during your time period via DCA.

If you're enjoying this low - interest loan, it may make more sense to invest that lump sum in an investment that will yield more returns than you're paying to borrow for your home (especially when factoring in tax benefits).

If I had the extra money to invest, I would dollar cost average or invest in a lump sum at these lower market levels.

If you'd like to add an indexing element to your portfolio and are prepared to invest a lump sum, ETFs provide some flexibility you might find useful.

If I had the extra money to invest, I would dollar cost average or invest in a lump sum at these lower market levels.

But here's the thing: If I had a lump sum to invest, that means I would be artifically high in cash and low in stocks, by definition.

If by other Asset classes you mean other than equity, i.e. debt funds, liquid funds, arbitrage funds, FD's etc then yes majority of our lump - sum corpus has been invested in these asset classes only.

The good news is, if you decide you want to invest more money, you can — through either a lump sum or recurring investments.

If this is a lump sum you are investing, don't forget about the possibility of using exchange - traded funds.

Taking a lump sum makes sense if you're financially savvy enough to invest more successfully than the pension plan managers, but few people are in this camp.

First, if you invest your lump sum right before a market crash (October 1987, October 2007), dollar cost averaging will outperform over time.

And if you have a lump sum, you're actually in a more ideal position to instantly invest into your target asset allocation.

Imagine how you would have felt if you invested a lump sum just before Black Monday in 1987, or in September 2008.

The idea sounds appealing: if the markets plummet after you invest a lump sum, you'll suffer a major loss and be filled with regret.

«In much the same way investment advisors and the investment industry preach dollar - cost - averaging and investing small increments of money over a long period of time, as opposed to one lump sum of money all at once, I think that just goes to justify the benefit of taking the payments over the long run,» says Heath, «Especially if one didn't have a lot of financial aptitude.»

If she takes a lump sum and invests it in a house, that is great but doesn't provide any income at all.

From a strictly mathematical sense, it's obvious to me that if a market grows 10 % on average, that DCA will lag lump sum by 10 % * the average time money isn't invested.

if u have a lump - sum, then after deciding on the equity fund to invest, u can invest the lumpsum in a liquid fund of the same fund house and then start an STP from that liquid fund into your chosen equity funds.

There's the potential you'll end up paying less per share than you would have paid if you'd invested using a less regular tactic, or in one lump sum.

If you can't invest a lump sum amount, you can do it through a Systematic Investment Plan i.e. SIP with as less as Rs. 500.

That said, if you're terrified about investing a lump sum all at once, it's perfectly fine to do so gradually.

How do I go about making contributions using this strategy if I want to make pre-authorized monthly payments, as I do not have a large lump sum to invest?

If you are hesitating between investing every paycheck or just investing in a lump sum, you can read my thoughts on the best way to invest and lump sum investing.

That's why I would ONLY consider a load mutual fund if I was investing a lump sum.

Past performance does not necessarily predict future results but you are still statistically more likely to finish ahead if investing in one lump sum than DCA.

Tip: Look for a home buyer's CD that allows you to keep adding money in each month if you can't afford to invest a lump sum all at once.

If you have lump sum amount to be invested, consider investing in a Balanced fund to start with.

Please let me know the three funds if I have invest in SIP of Rs. 5000 / - a month for 12 - 18 months or more Please let me know two or three funds to invest lump sum of Rs. 1 Lakh each and for what time frame

If markets were obviously overvalued but the account must be invested... then it's prudent and necessary to use DCA instead of lump - sum investing.

If you take the lump sum, how do you invest those

But if you are investing for long - term, you may invest lump sum.

Dear Haresh, If you need to receive Rs 25k regularly every month then you may have to consider investing the lump sum amount (Rs 25 L) in Fixed deposit, Monthly income plans and balanced funds (for capital appreciation).

For example, if you borrow 100K at 5 % for 30 years instead of at 4.5 % for 15 years, and invest the difference in payment ($ 228 per month) at 6 %, after 15 years, you will have a lump sum of $ 66300, and will still owe $ 67,800.

If the entire monetary award is taken as a lump sum and invested in stocks or bonds, then the income generated from those investments would be taxable.

If you would like to take medium risk, you may invest the lump sum amount in a balanced fund.

I am just confused if I should invest in lump - sum or SIP or Lump - sum & lump - sum or SIP or Lump - sum & Lump - sum & SIP?

If you have lump sum surplus now, invest right away for longer period.

If your investment horizon is 15 years, lump sum amount can be invested.

If you have a lump sum to invest then take the STP (Systematic Transfer Plan) route.

If you have interest & time to follow financial markets, you can surely consider investing lump sum (or additional amounts) when markets fall.

If I have a horizon of say 10 years, I do not mind investing lump sum amount now.

Still, investing a lump sum in the equities market makes sense only if you won't panic and sell in a downturn in the equity markets.

If it is for long - term, you may invest in lump sum.

Dear Subramanyam Ji, If you would like to accumulate Rs 50 Lakh in 5 years from now, assuming the rate of return as 10 %, you have to invest around Rs 8.2 Lakh per annum (or) Rs 31 Lakh lump sum investment.

Please advise if I should come out of all my investment in sbi global fund and invest as lump sum in some other fund or keep it invested for some more time in sbi global fund only.

Please advise if I should come out of all my investment in Reliance fund (Approx 2.5 Lakh) and invest as lump sum in SBI Blue chip fund or keep it invested for some more time in Reliance fund only.

If your investment objective is to invest a lump sum amount in an MIP fund and would like to receive regular & fixed (monthly / quarterly / yearly) income then investing in MIP fund with Growth & Systematic Withdrawal options can be a prudent choice.

Moreover can you please suggest if investing monthly makes sense or else investing lump sum is fine.

Dear Maninder, I judiciously follow markets and when I see the indices are below 200 day moving average (or) if I believe that markets have fallen too much (personal judgement), I invest additional lump sum amounts.