Sentences with phrase «lump sums into»

When considering the convertibility of lump sums into income streams and vice versa, it may help to think about how the bond market works.

(Hang Seng Index ConsIf I inject lump sums into Hang Seng Index, I'm essentially tripling down on the prospects of the Hong Kong economy since I work in Hong Kong, I've got periodic monthly salary leftovers going into Hang Seng Index and the lump sums would be going into Hang Seng Index as well.

You can roll over 401 (k) lump sums into them or just set them up on your own.

Another method is to let the dividends accumulate in cash and reinvest them in a lump sum into an investment of your choosing.

Splitting a large lump sum into two smaller payments over two different years means you'll pay less taxes overall.

I personally invest lump sum into individual stocks (I «ve been building up a passive dividend income stream for years), mainly because I want to get a large dividend contribution from a stock at the time I believe the price is right.

(i.e. if one day you get to the point that you're earning > # 5k interest — on, say, # 150k savings — you won't be able to move that lump sum into an ISA in one go).

A tax refund line of credit means that you will have cash there when you need it, rather than depositing a lump sum into your account.

The likely reason for this is life insurance is viewed as using cash to purchase a death benefit, whereas an annuity is all about converting a lump sum into an income stream.

A 401k account with pre-tax and post-tax funds at Institution A is rolled over as one lump sum into a new Traditional IRA at Institution B.

Using SPL, you can deposit a predetermined lump sum into a life contract.

This type of life insurance policy allows those with disposable cash to pay a lump sum into a life policy for a death benefit that will be paid up until the insured dies.

At first glance, I'd say you probably don't need to put any of your savings into an immediate annuity, a type of investment that converts a lump sum into guaranteed monthly payments for life.

Another strategy: By making a single lump sum into a dividend paying stock (especially the ones that have historically increased dividends annually), one would effectively get the benefit of an initial lump sum strategy AND would get the dividends reinvested for free using a dollar - cost averaging model.

Another method is to let the dividends accumulate in cash and reinvest them in a lump sum into an investment of your choosing.

By buying an immediate annuity, a type of investment that's specifically designed to turn a lump sum into guaranteed lifetime income.

The rounded up funds will be transferred in one lump sum into your Savers Club Account at the end of every business day.

If a participant is eligible to receive a lump sum from a defined benefit plan or PBGC, the participant can transfer all or part of the lump sum into an IRA or other qualified plan.

Using SPL, you can deposit a predetermined lump sum into a life contract.

Unlike a deferred annuity, an immediate annuity permanently converts a lump sum into income payments right when you purchase the annuity.

Many people love to think about getting that large lump sum into their hands.

The likely reason for this is life insurance is viewed as using cash to purchase a death benefit, whereas an annuity is all about converting a lump sum into an income stream.

Not exact matches

The hitch: You typically can't just make a lump - sum deposit to a 401 (k), so you have to get a little creative if you want to get this cash into your plan and capture matching dollars while you do it.

Many enter into balloon car loans thinking that they'll see an increase in their income by the time the payment is due, often leaving themselves unable to pay down the lump sum.

Rather, to avoid paying the large lump sum in cash, it's common to refinance into a different mortgage or sell the house.

Under the terms of a home equity loan, your lender would convert your equity amount into a lump sum of cash money that you could then use for whatever you'd like.

After the interest - only period ends, most borrowers refinance into a different mortgage or sell their home to pay off the loan with a lump sum.

You can pay in a lump sum or opt into our payment plan.

Each paycheck, we DCA into various accounts (retirement and non-retirement); sporadically, we'll lump sum when we come across a larger pile of cash (bonus time to reduce a higher tax bill, a reimbursement check, etc).

For example, if a retail clothing business wants to purchase an existing store, it would first estimate the future cash flows that store would generate, and then discount those cash flows into one lump - sum present value amount — let's say $ 500,000.

If possible, consider putting part or all of any bonuses, tax refunds or other lump sum payments into your retirement savings, and don't assume that your current retirement plan contributions are enough.

The Income ISA is designed for those seeking to generate a consistent level of income from a lump sum without eating into their capital.

Instead of paying a large lump sum on an annual or semi-annual basis, these fees are automatically consolidated into your monthly mortgage payment so you don't even have to think about it.

But this lump sum is allowed to be financed into the loan, so you don't have to actually write a check for it at closing.

They are generating a lot of net - free cash flow and need to determine what to do with monthly, quarterly or annual lump sums of cash that need to be saved long - term and put into their overall asset allocation plan.

It literally turns non-guaranteed money into guaranteed money, and pays out in a lump sum.

When will you get it into your head that you can't just go and offer a lump sum of money and have the other party just sell you their player.

Pressure is coming, though — the 2008 and 2010 campaigns broke down a lot of barriers, and consultants are also being pushed more often into lump - sum channel - neutral contracts that don't discriminate as much against the «net.

They restrict the ability of the owner / citizen to fully monetize or liquidate her interest or to convert anticipated future benefits into present lump sums.

In a report released Wednesday, DiNapoli recommended eliminating discretionary lump - sum appropriations, restricting «backdoor spending» by public authorities, and requiring deposits into the state's rainy - day fund when the state has a cash surplus, among other things.

When an individual retires under a DB plan, she is entitled to a stream of payments that has a lump - sum value that we calculate using standard actuarial methods (which take into account expected mortality patterns and adjust the sum of payments to reflect the fact that they are received over many years rather than at a single point in time).

The amount can be worked into the school's budget much more easily than an irregularly occurring lump sum, allowing better control over current and future cash flow.

Many enter into balloon car loans thinking that they'll see an increase in their income by the time the payment is due, often leaving themselves unable to pay down the lump sum.

By splitting the lump sum payment into two, you'd lower your tax bill because the second payment would be taxed when you receive it (in the following year).

But that lump sum of money is plowed into existing debt which solves a plethora of problems.

Let's say you aren't able to split a lump sum payment into two and are forced to take one large lump sum.

More importantly, refinancing this type of loan into a traditional car loan allows you to turn that large payment into smaller payments paid out over time, freeing up a lump sum of cash you would have otherwise paid out.

But if you get laid off near the end of the year there is no harm in asking if a severance payment (usually a lump sum) can be divided into two smaller (equal) payments — one in the current year and one in the following year.

After the interest - only period ends, most borrowers refinance into a different mortgage or sell their home to pay off the loan with a lump sum.

Variable Annuity — An insurance company contract into which the buyer makes a lump - sum payment or series of payments.