If your neighboring
apartment dweller decided to fall asleep with a cigarette and burned your building to the ground - along with your 4.000.00 leather sofa, 3,200.00 72 inch big screen, 1,500.00 thundering sound system, 7,600.00
Luxury Dux mattress, 10,000.00 worth of clothes, along with some other toys, could you easily afford to replace it all?