Sentences with phrase «made at a lower interest rate»

The Berkeley loans, made at low interest rates (4 or 5 percent, depending on how federal lending rates change), will first go to property owners for installing rooftop solar; trials are under way.

15 - year loan is commonly made at a lower interest rate.

Not exact matches

«The public funds, at least in Pennsylvania, are structured to enable the bank to make a loan that they might not be able to make without the public debt behind them by enhancing the loan - to - value, reducing the risk to [the bank], and then passing on some benefits [to the borrower] in the form of lower interest rates, which help cash - flow issues.»

If the Banks would call in all the home loans made in the last 2 - 3 years offer to refinance them at the lower currant interest rate 4.5.

But I guess it makes sense because after the NASDAQ bubble burst in March 2000, real estate started taking off partly because the Fed aggressively lowered interest rates, and partly because equity investors looked at hard assets to park their money.

Why shouldn't a government borrow to make new investments when ten year, thirty year, and fifty year interest rates are at historically low levels?

This makes it important to weigh the value of access verses a lower interest rate in some circumstances — this is true even for very creditworthy borrowers who would otherwise qualify for a traditional commercial loan at the bank but their loan purpose doesn't give them the luxury of time required to wait for a traditional bank loan.

Reward programs are beneficial if you plan on paying off the entire balance each month (or at least keeping a very low balance), making the interest rate of little concern.

If your goal is to reduce your monthly payment by extending your loan term, refinancing with a private lender at a lower interest rate can reduce or eliminate the additional interest payments that you'd otherwise make if you stretched out your payments without an interest rate reduction.

But because they will make an average of 59 fewer payments — and pay down their loan at a lower interest rate — those borrowers will save an average of nearly $ 19,000 in the long run.

More broadly, the lesson is that it's hard to take an inherently flawed concept like a large regressive tax cut enacted at a time of low unemployment, rising interest rates, and high debt, and then tack on extra provisions that make it workable.

A long - term transaction normally is done at a low interest rate; therefore, the only way for the lending institution to make a profit is make ensure the customer pays over a long period of time.

The VA loan at Veterans United doesn't offer particularly low interest rates, but its ability to finance a home purchase or mortgage refinance anywhere in the US makes it a versatile option for servicemembers who may not be sure of where they'll end up in the near future.

This choice might make sense if you have at least 20 % equity in the home, a good credit score and low interest rate options available in the market.

Such bonds function as an alternative to direct public financing of housing projects: Since interest income on PABs is tax exempt, investors are willing to buy them at very low interest rates, and this makes it relatively affordable for states, municipalities, and nonprofits to finance housing (and hospitals, infrastructure, and other public works) through the private capital market.

And at a time of historic low interest rates, now is the time to lay foundations for future prosperity; making long term capital investments that generate growth, and that our economy and businesses need - in rail, in housing and in broadband.

Now, with the aid of the Erie County Fiscal Stability Authority (a.k.a. «the control board»), we have been able to refinance much of our debt at lower interest rates making use of the control board's superior bond rating.

In essence, China has been loaning Chinese solar module manufacturers in that country money at low - interest rates for both production and installation, even when installation takes place in other countries such as Germany, which makes Chinese products unbeatably cheap when paired with Chinese advantages in labor and logistics costs.

(Yet, at today's low interest rates for municipal bonds, this would be the perfect time to borrow the money to make that investment.)

Having a good credit history makes it possible for service providers to gauge how much of a risk you are, a good rating means more financial options and opportunities — this makes it possible to apply for a bigger bond with home loan providers at low interest rates, plus you can also get various other loans from other institutions at affordable rates.

This choice might make sense if you have at least 20 % equity in the home, a good credit score and low interest rate options available in the market.

While private loans may enjoy lower rates during low interest rate cycles, the fact is that there's always a risk of rate level changes, and the possibility that rates jump up at some point, making payments less affordable or comfortable.

Branches make up about 40 - 60 % of the operating costs of most banks, and coupled with the low interest rates on loans, this means that offering anything over the bare minimum amount of interest means that your bank is operating at a loss.

When the mortgage comes up for renewal I will look at negotiating a low rate to make sure our interest costs stay low.

So, if you can't go to the bank and refinance all your debts at a lower interest rate then doing a proposal isn't going to make it any worse to your credit that as you say is already in the ditch.

If you are paying down your loans at a high rate of interest (like most recent grads), it makes sense to refinance them into a loan with a lower rate.

Especially when interest rates are at historic lows and it feels like you only make pennies each month compared to a decade ago when you were making a few dollars on the same balance.

Getting an FHA mortgage can help you buy a home at today's low interest rates and home prices; the combination of low prices and mortgage rates makes more homes affordable.

Making a loan longer at the same rate or a lower rate has the effect of reducing the monthly cost for principal and interest.

The VA loan at Veterans United doesn't offer particularly low interest rates, but its ability to finance a home purchase or mortgage refinance anywhere in the US makes it a versatile option for servicemembers who may not be sure of where they'll end up in the near future.

Such loans are made for the expressed purpose of paying off existing debt, and usually are available at lower interest rates than personal loans for unspecified purposes.

To Sanders, that makes no sense, and he is determined to allow Americans to refinance their student loans at the low interest rates of today.

By adding points, they can offer a lower interest rate and make approximately as much money as they would at the higher rate.

«With interest rates at artificially low rates, annuitizing - and locking in these yields for ever - makes less sense,» Mr. Milevsky advises.

Bad Credit Personal Loans start out at a higher rate than traditional loans, but if the borrower makes all his payments on time for the first 24 months, the interest rate is lowered.

If your credit rating has made a improvement, you may be eligible to refinance a loan at a lower interest rate.

Balance transfers can be made at any time but they are most often made to obtain a lower interest rate.

That means you will then have one easy payment to make each month at a potentially lower interest rate, or extend your repayment period, so you have a more affordable monthly payment.

Finally, it still makes sense to use a home equity line to pay off all of your high - interest credit cards and repay that debt at the home equity line's lower interest rate.

By refinancing student loans at a lower interest rate, you can save money on interest and potentially make lower payments.

If you are a responsible homeowner but the current marketplace loan - to - value (LTV) requirements and need for a new appraisal have made it difficult or impossible for you to refinance at today's record low interest rates, Mortgages Unlimited may even be able to help you without needing a new appraisal or meeting previous LTV requirements.

However, instead of making several payments at a very high rate of interest to several credit card issuers, you make one payment — often with a lower interest rate — to the P2P lender.

Upgrade personal loans are a good option you don't have great credit as they might be more likely to lend to you at a lower interest rate than other lenders because they use different criteria to make lending decisions.

At the same time, interest rates fell low enough to make mortgage payments more affordable.

Though interest rates may be lower and fees more plentiful than at online banks, access to branches and ATM networks still makes a traditional brick - and - mortar attractive to many.

NDP: Update the Consumer Protection Act to cap ATM fees at a maximum of 50 cents per withdrawal; ensure all Canadians have reasonable access to a no - frills credit card with an interest rate no more than 5 % over prime; eliminate «pay - to - pay» by banks in which financial institutions charge their customers a fee for making payments on their mortgages, credit cards, or other loans; take action against abusive payday lenders; lower the fees that workers in Canada are forced to pay when sending money to their families abroad; direct the CRTC to crack down on excessive mobile roaming charges; create a Gasoline Ombudsperson to investigate complaints about practices in the gasoline market.

What I'm wondering is whether it makes sense to buy a home right now with 3.5 % down while home prices and interest rates appear to be at their lows (speculation) or should I wait the 4 years and buy a home with 20 % down regardless of where prices and rates end up?

With interest rates still being at near historic lows, and home prices back near all time highs, it can make a lot of sense for some people to refinance their home.

When you make the decision to refinance, a private lender will pay off the current student loans you've chosen to refinance, issuing you a new loan at a lower interest rate.

On her bill, the Private Education Loan Modification Act, she commented, «I'm trying to make it easier for students to refinance private education loans at today's low interest rates.»