Sentences with phrase «made by homeowners»

What are the most common decorating mistakes made by homeowners?

During the home selling process there are mistakes made by both homeowners and their Real Estate Agents.

Given the profits made by homeowners across Canada since the 1950s and again, with my emphasis on it being tax - free money, real estate commissions are probably the greatest bargain today based on what is charged for any other investment.

Deductible: The amount of cash payment required by an insurance policy that is made by the homeowner to cover a portion of a damage or loss.

A quit claim normally is a one sided transfer made by an homeowner who wants out of a lien.

The vintage storage unit and artwork made by homeowner and designer Montana Labelle greet guests in the loft's entryway.

Not exact matches

Some of that spending is driven by homeowners made wealthier by the surge in house prices.

From discovery to booking to job reminders to payment, the entire flow of purchasing services has been streamlined with technology built by on - demand platforms to make the average homeowner have a warm and fuzzy customer experience.

While utilities have long discouraged energy storage by homeowners and industrial consumers because it threatens their revenue model, Brown says it makes a lot of sense, not just for enabling more renewable power but for lightening the load on old, creaky infrastructure.

The company has a pilot project offering small backup storage batteries made by Tesla that, like emergency backup generators, allow homeowners to run some appliances and lights if the power goes out (they could also help utilities manage loads).

However, Poloz hasn't appeared overly fearful of triggering a financial crisis, arguing that lower interest rates will help to avoid one by making it easier for homeowners to keep up with their mortgage payments.

The relaxation of underwriting standards that made it easier to become a homeowner and the low mortgage rates — supported in part by the new financial products — made it easier to speculate in real estate.

In the housing market, this increase in prices was helped along by the relaxation of loan underwriting standards, which made it easier to obtain a mortgage and become a homeowner.

By receiving a lower interest rate and requiring homeowners to pay no mortgage insurance, HARP can make mortgage payments a lot more affordable.

In contrast, Public Banks empower small businesses, students, homeowners, city and state governments, and community banks to prosper and thrive by banking for the common good over the long term, and making low - cost credit available where it is needed in the real economy.

For those impacted by recent disaster events, SBP has free, vital, and easy to understand step - by - step guides to help homeowners make smart, informed decisions during a stressful time: Navigating FEMA Avoiding Contractor Fraud Effective DIY Mold Remediation Filing Insurance Claims

Rajan shows how the individual choices that collectively brought about the economic meltdown — made by bankers, government officials, and ordinary homeowners — were rational responses to a flawed global financial order in which the incentives to take on risk are incredibly out of step with the dangers those risks pose.

The restrictive guidelines placed on homeowners associations by most lenders make it hard to finance condos in Florida.

The trick is to persuade employees to hand retirement funding over to financial managers whose idea was to make money off the economy by extracting interest and dividends off workers, homeowners and companies being bought on debt leverage.

Used carefully, HELOCs can improve the financial position of homeowners by helping them upgrade their properties, fund investments, lower their borrowing costs, make monthly payments more manageable or set up a financial safety net.

Via the program, so long as a homeowner's been making monthly payments on time; and, so long as those payments are dropping by five percent or more, the FHA will allow a no - verification refinance to today's current FHA mortgage rates.

«After the severe flood damage of last year, a commitment was made by the Governor and New York State government to assist the homeowners impacted,» said Sen. Joe Robach.

[86] However, comments made by Osborne in 2003 on BBC2's Daily Politics programme then resurfaced; these regarded the avoidance of inheritance tax and using «clever financial products» to pass the value of homeowners» properties to their children, and were widely criticised by politicians and journalists as hypocritical.

«As a way to reduce the property tax burden on homeowners across the state, Governor Cuomo proposed making the county - wide shared services panels that were mandated by the state last year a permanent fixture of local governments... in 2017, 34 counties submitted nearly 400 projects with more than $ 200 million in savings... Cuomo proposed making state funding for local government conditional on the continuation of shared services panels.

Among the provisions, the law would empower Child or Adult Protective Services to seek a court order to enter premises to investigate claims of abuse if access is denied by the homeowner; allow Child Protective Services to share information about prior abuse with Adult Protective Services; and make it a Class A misdemeanor to deny Child or Adult Protective Services access to an alleged victim for an interview.

The bill, signed by Cuomo in Onondaga County, has two components: Making it easier for homeowners to fight foreclosure and combat the blight created by foreclosed properties.

Town supervisor Steve LeRoy says sandbags are being made available to homeowners so they can create a breakwall to protect their property from surges that might be created by passing boat traffic or high winds.

After an outcry from Peekskill homeowners who were charged hundreds of dollars extra for their monthly water bills once new water meters were installed by the city, Peekskill officials say those affected homeowners can take up their dispute with city comptroller, who's been authorized to make any necessary changes.

He said the average homeowner's bill would rise by $ 41, but those making less than $ 500,000 would receive a state rebate to cover the entire increase.

The GOP's plan includes a property tax rebate program that would provide the average homeowner a $ 458 check, make permanent the state's 2 percent property tax cap and boost education funding by $ 1.9 billion.

Senator Charles E. Schumer said: «By making solar power more affordable, this funding will help homeowners reduce their electricity costs, create jobs, and put Long Island at the forefront of the clean - energy economy.

The package makes available $ 45 million in grants for homeowners, businesses, farms and not - for - profits affected by Lake Ontario flood - related damage that occurred between January 1 and August 31 this year.

For that reason, toxicologists María Fernanda Cavieres of the Universidad de Valparaiso, Chile, and James Jaeger and Warren Porter of the University of Wisconsin, Madison, made sure to include very low doses when they examined an off - the - shelf weed - and - feed mix used widely by homeowners and lawn - care companies.

The net - zero approach could break that impasse by letting individual homeowners make the decision to go solar.

Made from cheap, abundant components, these cells use a titanium dioxide dye to turn 11 percent of incoming light into electricity — close to the efficiency of standard solar cells used by homeowners today as shown in the photo.

Her book teaches regular homeowners like myself how to «Love the Home You Have» by making it the best it can be for you.

By requiring that the scholarship recipients be the children of homeowners, the program addresses pledges Mr. McDermott made in his campaign.

A higher deductible means more risk being taken on by the homeowner, and that additional risk makes it cheaper to insure the policyholder.

Characterized by lower upfront Mortgage Insurance Premiums and closing costs, the HECM Saver makes the reverse mortgage more affordable by allowing homeowners to borrow a smaller amount than the standard reverse mortgage.

Some VA homeowners choose to cut down on the interest they repay by making additional payments each month or year toward their principal loan balance.

Foreclosure — When a homeowner defaults by failing to make payments on their mortgage, the lender that holds the mortgage is given legal ownership of the property to allow them to recoup the money that was lent.

Make sure that your homeowners, condo or renters insurance includes coverage against the damage caused by tornadoes.

These actions should be welcomed by taxpayers and homeowners alike — very few neighborhoods haven't felt the blight of a foreclosure and the resulting hit to the adjacent property values, and making those truly responsible face their consequences should lighten the burden for everyone else.

The HOPE for Homeowners Program will refinance mortgages for borrowers who are having difficulty making their payments, but can afford a new loan insured by HUD's Federal Housing Administration (FHA).»

Homeowners can increase the appraised value of the house by cleaning, making minor repair and painting.

With millions of homeowners underwater on their mortgages — meaning their homes are worth less than the outstanding mortgage balance — the 2007 Mortgage Forgiveness Debt Relief Act eased the burden on underwater homeowners and facilitated short sales by making tax - free mortgage debt forgiven through a short sale.

Normally these types of examinations turn out fine but problems can occur when existing homeowners make modifications on their own and are not done by licensed subcontractors.

Everyday I speak with homeowners with FHA loans, where I could easily lower their interest rate by 1 % — 1.5 %, but it makes no financial sense for them to do it.

Homeowners insurance is not a legal requirement and there is no local, state or federal statute which makes having homeowners insurance requirHomeowners insurance is not a legal requirement and there is no local, state or federal statute which makes having homeowners insurance requirhomeowners insurance required by law.

Borrowers can avoid this pitfall by simply continuing to live in their home, making any needed repairs on an annual basis to upkeep the property, and making sure to plan ahead so they are able to pay their taxes and homeowners insurance when the bills become due.