Sentences with phrase «made during the policy year»

The insured can cancel the policy if there has not been any claims made during the policy year.

Not exact matches

While there are some signs of recognition such as the Fed's reduction in its estimated neutral rate from 4.5 percent to 3.0 percent during the last 2 years, the IMF's explicit use of the term secular stagnation in its World Economic Outlook, ECB president Mario Draghi's call for global coordination and greater use of fiscal policy, and Japan's indicated interest in fiscal - monetary cooperation, policymakers still have not made sufficiently radical adjustments in their world view to reflect this new reality of a world where generating adequate nominal GDP growth is likely to be the primary macroeconomic policy challenge for the next decade.

If there are certain days or times during the year when your startup truly needs everyone at work, make those dates clear in your vacation policy and communications with staff.

Picture this, we don't come out of the gate firing on all cylinders, Wenger speaks of how there wasn't enough time for the first - teamers to build chemistry, several key players aren't even playing because of Wenger's utterly ridiculous policy regarding players who played in the Confed Cup or the under21s and the boo - birds have returned in full flight... if these things were to happen, which is quite possible considering the Groundhog Day mentality of this club, how long do you think it will take for Wenger to recant his earlier statements regarding Europa... I would suggest that it's these sorts of comments from Wenger which are often his undoing... why would any manager worth his weight in salt make such a definitive statement before the season has even started... why would any manager who fashions himself an educated man make such pronouncements before even knowing what his starting 11 will be come Friday, let alone on September 1st... why would any manager who has a tenuous relationship with a great many supporters offer up such a potentially contentious talking point considering how many times his own words have come back to bite him in the ass... I think he does this because he doesn't care what you or I think, in fact he's more than slightly infuriated by the very idea of having to answer to the likes of you and me... that might have been acceptable during his formative years in charge, when the fans were rewarded with an scintillating brand of football and success felt like a forgone conclusion, but this new Wenger led team barely resembles that team of ore... whereas in times past we relished a few words from our seemingly cerebral manager, in recent times those words have been replaced by a myriad of excuses, a plethora of infuriating stories about who he could have signed but didn't and what can only be construed as outright fabrications... it's kind of funny that when we want some answers, like during the whole contract debacle of last season, we can't get an intelligent word out of him, but when we just what him to show his managerial acumen through his actions, we can't seem to get him to shut - up... I beg you to prove me wrong Arsene

During more than 20 years as Assembly speaker, Silver played a major part in creating state budgets and policies as one of Albany's «three men in a room» when big decisions are made: the governor, the Senate majority leader and the speaker.

«If you tie in the Port Authority crossings, you can make policy to try and divert and spread traffic, during the peak, all the way up the Hudson River,» said Tim Gilchrist, a transportation analyst who rose to top state posts in a 33 - year career.

During a visit to Ontario several years ago, one of the authors asked a young math teacher if becoming a teacher in Canada was really as difficult as policy makers made it out to be.

Every morning during his first year in office, Lincoln made himself available for what he called «public opinion baths,» an open forum for citizens to ask about his policies, challenge him on his positions, or convey to him their concerns.

During his year in the International Education Policy (IEP) Program, the Michigan - native made a good start toward his goal, organizing many events aimed at helping his peers better understand what students with disabilities go through, including an international conference focused on supporting students with disabilities in higher education and participatory events such as Dining in the Dark.

Every person who acquires a life insurance contract or any interest in a life insurance contract in a reportable policy sale during any taxable year shall make a return for such taxable year (at such time and in such manner as the Secretary shall prescribe) setting forth --

If so, they should consider selling a policy to cover all of the stray jackets, make - up bags, flip - flops and headphones I have lost over the years during on - sale week.

During the income earning years, deposits are made into the investment portion of the policy, where they grow on a tax sheltered basis.

You'll already have paid for your year's worth of coverage during the riding season so you might as well make sure it's protected for all four seasons by keeping a policy in place.

Early this year, during the Aspen Environment Forum, I asked Ira Magaziner, a senior policy adviser to President Bill Clinton for six years, whether a new president, with that bully pulpit and all, could make a sustained «energy quest» — from the living room to the laboratory to the boardroom to the classroom — a prime goal for Americans.

By the end of last year, the department had made eight loan guarantees totaling $ 3.9 billion and made conditional commitments for another $ 12 billion under the program, which was created by the Energy Policy Act of 2005, during the Bush administration.

With the same broad coalition that stood up against this pipeline and took to the streets during the People's Climate March, we're better positioned than ever before to make real climate policy a top priority for the U.S. government and achieve meaningful progress in this year's climate talks.

If you are a California resident and have provided personal information to a business without an Opt - Out Policy, you may be entitled by law to request certain information regarding disclosures of personal information made by such business to third parties for the third parties» direct marketing purposes during the immediately preceding calendar year («Disclosure Request»).

Policy decisions made during this window are likely to result in changes to Earth's climate system measured in millennia rather than human lifespans, with associated socioeconomic and ecological impacts that will exacerbate the risks and damages to society and ecosystems that are projected for the twenty - first century and propagate into the future for many thousands of years.

Moreover, the sum assured payable on death will not be reduced at any point of time during the term of the policy except where partial withdrawals have been made during the two - year period immediately preceding the death of the life assured.

Contestable Clause All insurance companies have a period of two years from the policy issue date during which statements made on the application can be challenged for misstatement should death occur within that period.

This means that any un-loaned policy value will be credited with a rate that will never fall below the contractually guaranteed minimum, making this type of policy a competitive insurance value that's often used when saving for retirement or supplementing income during your retirement years.

Claim History: If you make no claim during your policy years, you can get discount which is called no claim bonus and it ranges from 10 % to 50 %.

This provision may prove an unpleasant surprise to those who do not make substantial deposits during the policy's early years.

However, a life agent earns most of the commission he or she makes during the first year of the policy.

Finding life insurance policies for seniors can be a challenge because of the health problems many people have during these years making them more high risk.

I have said frequently on this blog, that I can not see the value in having typical people making whole life policy premiums during their retirement years.

All insurance companies have a period of two years from the policy issue date during which statements made on the application can be challenged for misstatement should death occur within that period.

Annual policies cover unlimited trips of the insured made during the entire year provided each trip does not exceed a certain number of days (usually 90 days).

But Money Adviser says that only 6 % of people make a claim during a five year period of having a policy, so the likelihood that you would is tiny.

If you don't make any claim during the policy year.

If no claim has been made during the first policy year, the Original Sum Insured opted for at the inception of the policy shall increase by 10 % p.a. starting from the first policy anniversary

On your online bike insurance renewal, you are eligible for NCB if you didn't make any two wheeler insurance claim during the previous policy year.

'' form provides liability coverage when a claim is first made during the existing policy period for an injury or damage incurred within the policy year or prior.

Helps you avoid third party premium rate hikes and increase in service taxes that occur almost every year, making sure that you don't face an increase in expenditure during the policy period

What makes this insurance company stand out from the rest is that people can convert their Mass Mutual term policy to whole life during the first ten years that they have coverage.

Many people who buy these policies make the mistake of not funding them properly during the early years of the policy, and as a result they are left with a very expensive life insurance policy later in life.

Meaning if the person takes out a policy with a $ 20,000 per year premium for ten years, make sure to put the $ 200,000 into the policy during the ten - year period, otherwise the cash value will not match up to the original plan design.

Insurers will not be permitted to revise premium rates during the three - year policy term, even if insured makes a claim during the period.

These policies tend to benefit clients the most when premium payments are made well in excess of the cost of insurance during the early years of the policy.

The «claims made» form provides liability coverage when a claim is first made during the existing policy period for an injury or damage incurred within the policy year or prior.

Money Back Plans by LIC are life insurance policies that provide life cover during the policy term and payment of maturity benefit is made in instalments via survival advantages every 5 years.

The sum assured of the policy annually increases by 10 %, in case no claim has been made during the year.

The insured can make a lump sum investment into his fund any time during the policy tenure except the last 5 years with the plan.

NCB (No Claim Bonus)-- Discount provided to the policy holder if he does not make any claim during the policy year.

So, here you are paying only Rs 15,000 every year and make sure that Rs 1 crore cover is there for your family during the policy cover.

This is the two year period beginning with the date the policy goes in force during which a company can review the underwriting and pull additional records to make sure their underwriting decision was correct when you -LSB-...]

If you don't make any claim during a previous year or consecutive policy years, you become eligible to get the benefit of No Claim Bonus.

Although the policy term ranges from 1 - 5 years, but still you can make a claim only once during the term.

No claim bonus: An individual health insurance plan offers No Claim Bonus (NCB), when you make no claim during a policy year.

Family Voices: Piloting a New Qualitative Measure of Family Engagement for Head Start and Early Head Start Staff and Families (PDF - 2,468 KB) Aikens, Bandel, Akers, Lyskawa, & Jerald (2014) U.S. Department of Health and Human Services, Administration for Children and Families, Office of Planning, Research and Evaluation & Mathematica Policy Research Focuses on the development of qualitative instruments designed to better understand family engagement in Head Start and Early Head Start; draws on pilot data collected during the 2012 - 2013 program year; and provides information about the performance of the piloted interview protocols, revisions made to instruments based on their performance, and the best methods for gathering qualitative information about family engagement experiences from families and staff in future studies.