One of three
main credit reporting agencies in the U.S. next to Experian and TransUnion, Equifax (efx) stores a trove of highly sensitive personal and financial details about consumers.
Not exact matches
In others words, home lenders typically use all three of the
main credit reporting agencies plus two other independent bureaus.
Your scores may be different at each of the three
main credit reporting agencies as the FICO score only considers the data
in your
credit file from that
agency.
Within 60 days of employing them to help with some derogatory items on my
credit reports, they successfully disputed all 5 items (between the 3
main agencies) and were successful
in having them removed!
So,
in Canada there's two
main credit reporting agencies, Equifax and TransUnion.
But
in fact there are three different FICO scores developed by Fair Isaac, one at each of the three
main US
credit reporting agencies.
Every time you apply for any kind of loan or
credit card, the lender will pull your
credit score from one of the
main credit reporting agencies, and it is important to know that too many inquiries
in a short period of time can negatively impact your score.
The
main difference between SBLI's Accelerated Underwriting life insurance and their traditional Level Term is the lack of an
in person visit at home, though you'll still be required to give consent to information regarding your prescription use, MIB (Medical Information Bureau) and MVR (Motor Vehicle Records) history, and also a review of any available public data from the FCRA (Fair
Credit Reporting Agency).
It reviews the
credit report at one of the
main credit reporting agencies and then notifies if any changes are required, may be change
in address, inquires on your account, new
credit accounts
in your name so that these will not create problem.