Sentences with phrase «maintain higher bank»

Additionally, some lenders will require borrowers to maintain higher bank balances than typical applicants usually must have.

Additionally, some lenders will require borrowers to maintain higher bank balances than typical applicants usually must have.

Not exact matches

Banks have been an attractive investment in part because the return on equity has historically been very high — more than 20 % — but that level will be much harder to maintain.

However, the Bank of Canada was able to maintain this level of monetary growth post-2002 thanks to the deflationary pressures put on the Canadian economy as a result of the high dollar.

If banks promote themselves as a high - tech hangout or café, and still maintain a very aggressive service culture, they risk making people feel seduced and sucker - punched by a hidden agenda.

• Pay debts on time • Maintain a higher average daily bank balance • Become profitable (if that's not the case currently) • Continuously check your credit score to determine if it is improving

Because online banks don't have the expense of maintaining branches like traditional banks do, they can offer annual percentage yields of 1 % or more — about 14 times higher than the national average of 0.07 %.

Between FX and higher costs for cross-border transactions, banks want to maintain / grow those revenues and relationships.

However, consumers who have an existing account with Bank of America can see higher rewards rates, depending on the average balance they maintain in their accounts.

Banks can maintain high GDP growth rates to please local authorities but, while allowing credit to surge, they structure new credit in ways that disguise credit growth.

Banks can maintain high GDP growth rates to please local authorities and anger regulators by allowing credit to surge.

New appointments to the Reserve Bank Board will be made by the Treasurer from a register of eminent candidates of the highest integrity maintained by the Secretary to the Treasury and the Governor.

The modest change to our hedge is intended to maintain our downside protection while hopefully producing a little bit less day - to - day discomfort on days when Wall Street suddenly goes «risk on» and chases banks, financials, materials, and high - debt cyclicals, all of which we hold with smaller weight than the major indices reflect.

While a money market account combines benefits of savings and checking accounts, a money market account at most banks typically requires the account holder to maintain a higher balance for a higher interest rate and you are limited to the number of withdrawals you can make from your account each month.

It was also helpful that the Australian Prudential Regulation Authority (APRA), the prudential supervisor, pressed the banks to maintain relatively high lending standards.

It's quite possible that equity prices will continue to move higher as long as central banks maintain their stock purchase programs.

Now the district, which insists it will maintain high nutritional standards, is banking on a new menu with more options to draw more business and students.

The launch of mobile money payment interoperability system is expected to largely eliminate the difficulties associated with traditional banking services, such as the difficulty in opening bank accounts, the high costs associated with maintaining a bank account relative to customers» income levels, the need to have basic literacy, administration and record keeping abilities and English - language capacity to operate a bank account, and the sheer intimidating nature of banking halls.

The World Bank has stated that global prices of food remained high, even though its Food Price Index maintained the same rates between July and September...

However, consumers who have an existing account with Bank of America can see higher rewards rates, depending on the average balance they maintain in their accounts.

Online banks don't have the added expenses of maintaining a brick and mortar presence so they are able to offer higher interests than their counterparts.

My top goal is to avoid bank fees by maintaining the minimum balance — bank fees are much higher than any interest I could earn on cash.

As we discussed last month, these higher rates are the result of lower expenses, since online banks don't have to maintain physical branch offices.

In the years since, the bank has increased its Tier 1 capital reserves, maintained the high credit quality of its debt portfolio and grown both shareholder equity and EPS every year.

Too many people fall for the myth that banking is expensive and that your only options for a checking account involve fees, or maintaining outrageously high balances to keep the fees waived.

Higher yields: Online banks boast less overhead because they don't need to maintain physical branches.

Because online banks don't have the expense of maintaining branches like traditional banks do, they can offer annual percentage yields of 1.50 % or more — over 20 times higher than the national average of 0.07 %.

Online savings accounts and money market accounts usually offer higher savings rates because online banks have lower expenses from not having to maintain brick - and - mortar locations.

There's nothing new that a new banking product tries to win customers by offering a better rate (the difficult part is to always keep the rate competitive as we have seen what happened to those * new comers * lately), but it's the first time that I heard an additional bonus will be offered if the customer can maintain a higher balance.

In real life the banks do turn thousand's of consumers down each year due to their inability to maintain a high credit score and income.

I only came to know this bank recently, but the rates it offers are pretty attractive, especially if you maintain a high balance.

With a CIT Bank high - yield Money Market account you'll build your savings faster while maintaining convenient access to your funds.

Choosing a banking plan that requires a higher minimum balance than you can easily maintain can lead to higher monthly fees.

The other problem I have with central bank policies is that they are prioritising juicing (or attempting to juice) the economy in the short term, through the so - called wealth effect of higher asset prices and borrowing, ahead of maintaining long term financial system stability.

If you compare bank accounts, you'll find that one of the best bank accounts TD Bank offers is its TD Select Savings account, designed for you to earn more money by maintaining a higher balabank accounts, you'll find that one of the best bank accounts TD Bank offers is its TD Select Savings account, designed for you to earn more money by maintaining a higher balabank accounts TD Bank offers is its TD Select Savings account, designed for you to earn more money by maintaining a higher balaBank offers is its TD Select Savings account, designed for you to earn more money by maintaining a higher balance.

Higher interest rates typically motivate banks to carry more liquid capital, so they're more apt to offer more attractive interest rate options to their customers as a way to build and maintain that working capital.

First, many banks with high APY are gone!Second, you will become crazy to maintain all the requirements (direct deposits, debits transactions, bill payments ETC.) I think even $ 333 a month doesn't worth it!

Generally, online savings accounts offer higher interest rates because there's less overhead involved than with a brick - and - mortar bank; just be sure to check if you have to meet any qualifications to get the best interest rates, such as maintaining a minimum balance, or whether the account has any restrictions, like the number of allowable monthly transactions.

Bank of America ® customers with an active checking or savings account can earn 10 % more points, and if you maintain high balances in affiliated accounts, you can earn 25 % to 75 % more through the Preferred Rewards program.

Pinsent Masons says the findings show the challenge high street banks face a challenge to maintain market share amid a digital revolution.

The terms and conditions of PPF remain the same with them the only trade - off will be the higher minimum amount of balance that one will have to maintain in the account that has to open in these banks.

Oversaw the daily operations of assigned window and bank, ensuring the highest level of guest service and satisfaction is maintained and that guests are assisted in a timely manner and with accuracy.

When trying for a banking job, your resume must maintain a high level of decorum.

• Provide full range of financial services to clients based on evaluation of their financial needs • Devise and implement strategies to enhance loan selling • Fulfill daily, weekly and monthly sale targets and referral goals • Maintain highest standards of customer services, personal banking and SAFE mortgage Licensing requirements • Identify cross-sell opportunities and use the same proactively • Determine customer's financial needs and offer them with appropriate schemes and packages

Investment banking analyst resume objective 5: To secure a position as a top investment banking analyst and at the same time utilize my marketing and interpersonal skills with the highest degree of efficiency and accuracy while maintaining a productive, motivated and target oriented environment within the banking product development team.

* Maintained a high percentage of credit card sales on a daily basis which resulted in more revenue banked overall as an office.

Washington Mutual Bank, Elizabeth • NJ 2006 — 2008 AVP, Financial Center Manager Efficiently maintained a high level of employee morale and pride throughout the workplace.

Performed bank reconciliations, cash applications, month - end closing, spreadsheets and journal entries (R&R) for five franchises Invoicing for Inskip Infiniti service department Preformed A / P, A / R and collection duties Assisted with payroll for over 400 employees Provided excellent customer service while maintaining a high profit margin in service sales Assisted service director with outside audit for all repair orders from 2002 - 2004 able to provide all necessary documentation for auditors and as a result Infiniti Service did not have a single chargeback for any of their invoices.

High Point Insurance (Red Bank, NJ) 6/2003 — 5/2005 Claims Service Associate • Consistently recognized for excellence in customer service and team leadership • Research and resolve customer questions and concerns in a timely and effective manner • Prepare 2,000 microfiche documents for image scanning using the Mekel Index System • Update and maintain claims for 200 representatives using the Attachmate system • Responsible for handling 500 customer account records for auto, home, and water craft policies • Build and strengthen professional relationships with clients resulting in referrals and client loyalty

Financial Manager — Duties & Responsibilities Oversee multiple automotive corporate client portfolios, conduct risk analysis, and perform audits Direct corporate loan process and ensure that client collateral is sufficient in cases of default Investigate client credit rating and determine worthiness of consumer credit applications Recruit, train, and manage team of auditors and financial advisors ensuring professional operations Responsible for department budgets, project timelines, and team workflow Perform reviews to determine appropriate employee compensation, recognition, and disciplinary action Serve as a liaison between bank and clients, partners, outside vendors, and community leaders Present reports regarding audit findings, market trends, and client financial health to senior leadership Develop a rapport with customers and orient them to various products and services Encourage high customer retention by maintaining friendly, supportive contact with existing clients Study industry literature to become an expert on products and services Direct sales operations for 35 + car and recreational vehicle dealerships throughout New England Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Represent company brand with positivity, professionalism, and dedication Consistently recognized and promoted for excellence in management, service, and performance