The best online banks deploy some of the money that isn't needed for
maintaining bank branches into technology to make the online experience easier and safer.
Not exact matches
Their nationwide
branch networks have become costly to
maintain, but
banks have been reluctant to close even unprofitable ones out of fear for customer complaints.
Peking
maintains a busy
Bank of China
branch, while within walking distance Taiwan runs an active trade office.
Because online
banks don't have the expense of
maintaining branches like traditional
banks do, they can offer annual percentage yields of 1 % or more — about 14 times higher than the national average of 0.07 %.
Being a direct mortgage lender means PennyMac can focus on the needs of its customers rather than
maintaining a network of
branches and
banking products.
Travel agents advertise flights to Mumbai and the Emirates, the Union
Bank of India
maintains a local
branch and the neighbourhood postal outlet flogs a «one - of - a-kind diamond postage stamp.»
Giants like
Bank of America or Wells Fargo fund and
maintain branches and prominently - labeled ATMs across the nation, so that a traveling customer is reasonably certain to find the same level of
banking services on the road as at home.
However, it
maintains far fewer
branches and ATMs than
Bank of America does, and Citibank's only advantage in terms of accessibility is its many international locations, which may prove more useful to frequent travelers.
Usually, online
banks aren't saddled with the costs of building, staffing and
maintaining branch offices, which is a huge cost savings.
Because online
banks don't have the expense of
maintaining branches like traditional...
Giants like
Bank of America or Wells Fargo fund and
maintain branches and prominently - labeled ATMs across the nation, so that a traveling customer is reasonably certain to find the same level of
banking services on the road as at home.
As we discussed last month, these higher rates are the result of lower expenses, since online
banks don't have to
maintain physical
branch offices.
You need a physical
bank branch that has to be purchased and
maintained.
Higher yields: Online
banks boast less overhead because they don't need to
maintain physical
branches.
Because online
banks don't have the expense of
maintaining branches like traditional
banks do, they can offer annual percentage yields of 1.50 % or more — over 20 times higher than the national average of 0.07 %.
I have limited options as HDFC, ICICI, AXIS wants to open an account first in their
bank and
maintain a regular balance so they are left out also Franklin and some other big players doesn't have
branches in my state.
Further, under U.S. law, in the case of the insolvency of JPMorgan Chase
Bank, N.A., the claims of creditors in respect of accounts (such as the Trust's Deposit Accounts) that are
maintained with an overseas
branch of JPMorgan Chase
Bank, N.A. will be subordinate to claims of creditors in respect of accounts
maintained with JPMorgan Chase
Bank, N.A. in the U.S., greatly increasing the risk that the Trust and the Trust's beneficiaries would suffer a loss.»
In addition,
banks may not
maintain many
branches in areas with lots of low - income customers.
As one of the nation's three largest
banks, Chase
maintains a wide network of physical
branches and ATMs that give you convenient access to your account.
Maintains good working relationships with fellow employees to ensure teamwork within the
Branch or Financial Center and through the
bank.
The
branch manager resume sample is useful for a candidate who can organize the activities of a
banking branch and
maintain positive relationships with its workers.
Used counting machines and other equipment to
maintain an accurate record of the currencies deposited and shipped to other
bank branches; forwarded this information to the manager.
RECRUITMENT CONSULTANT BIRMINGHAM CITY CENTRE # 18 - # 22K PA PLUS UNCAPPED OTE If you have the drive and ambition to succeed in a highly pressurised environment Extra Personnel are currently recruiting for: INDUSTRIAL RECRUITMENT CONSULTANT Hours of Work — Monday — Friday 40 hrs per week with flexibility to the business KEY DUTIES OF THE RECRUITMENT CONSULTANT * To identify suitable candidates for current and prospective industrial clients * Conduct interviews and full reference including right to work for all workers * To canvass new and existing clients to generate new business opportunities * Ensure that all clients and workers comply with health and safety legislation and promptly refer any concerns to the
branch manager *
Maintaining quality and ISO procedures in line with Standard Operating Procedures to ensure effective, positive quality audit results * Liaising daily with the clients and managing expectations including job requirements, hours of work and rates of pay * To conform to all statutory employment and contractual legislation * To ensure all administrative requirements are satisfied to ensure candidates are paid correctly, promptly and customers are invoiced promptly and correctly * Covering out of office calls and demands on a rota requirement * On time reporting of key information to Extra Personnel SKILLS REQUIRED FOR A RECRUITMENT CONSULTANT * Strong Sales and Customer service experience within a fast paced changing environment * Able to communicate at all levels from worker to director * Excellent organisational skills and the ability to prioritise workloads which continually change * Computer literate — outlook, excel and word * Ability to report critical information accurately and to tight deadlines * Ability to use a common sense approach to problem solving * Full UK driving license required BENEFITS As part of our commitment our Recruitment Consultant will also receive: * Excellent salary and bonus opportunities * Healthcare Scheme * Pension * Min 23 days holiday plus
Bank Holidays rising to a maximum of 29 days plus
Bank Holidays * Plus an additional days holiday for your Birthday * Continued advancement training
Reduced NSF activity by 50 % by developing a
branch teller alert system while still ensuring compliance with
banking center procedures and
maintaining excellence in customer service.
Sample resumes of
Bank Officers list such skills as delegating, supervising and analyzing bank branch activity to maintain standards, and coaching and developing staff to achieve quarterly sales targ
Bank Officers list such skills as delegating, supervising and analyzing
bank branch activity to maintain standards, and coaching and developing staff to achieve quarterly sales targ
bank branch activity to
maintain standards, and coaching and developing staff to achieve quarterly sales targets.
Maintained and monitored
branch vault cash, petty cash and performed monthly audits in accordance with
banking regulations.
Managed all daily
branch operations, including opening and closing of the
branch, implementing and
maintaining policies and procedures, ensuring compliance with federal
banking regulations, customer contact and conflict resolution.
Maintaining all accounts and details of different
branches associated with Ohio National
Bank
Develop and administer accounts and
maintain thorough details about the contacts within the
bank and in the
branch of Pocatello.
Bank Teller — United AC Bank, Atlantic City, NJ — 2/2007 — 3/2012 • Received Employee of the Year for excellent customer service, noted by consistent name references in customer reviews • Educated customers on financial services, computer account access, and mobile apps for their convenience • Recommended relevant bank products and services when appropriate, setting a record in service referrals and exceeding the company's promotion profit goals by 10 percent • Processed automated teller transactions, night deposits, and loan and retirement plan payments on a day - to - day basis • Provided the head manager with daily cash supply orders to maintain sufficient funds for successful operations every day • Counted and sorted currency by hand and with counting equipment in order to ship to other branch locat
Bank Teller — United AC
Bank, Atlantic City, NJ — 2/2007 — 3/2012 • Received Employee of the Year for excellent customer service, noted by consistent name references in customer reviews • Educated customers on financial services, computer account access, and mobile apps for their convenience • Recommended relevant bank products and services when appropriate, setting a record in service referrals and exceeding the company's promotion profit goals by 10 percent • Processed automated teller transactions, night deposits, and loan and retirement plan payments on a day - to - day basis • Provided the head manager with daily cash supply orders to maintain sufficient funds for successful operations every day • Counted and sorted currency by hand and with counting equipment in order to ship to other branch locat
Bank, Atlantic City, NJ — 2/2007 — 3/2012 • Received Employee of the Year for excellent customer service, noted by consistent name references in customer reviews • Educated customers on financial services, computer account access, and mobile apps for their convenience • Recommended relevant
bank products and services when appropriate, setting a record in service referrals and exceeding the company's promotion profit goals by 10 percent • Processed automated teller transactions, night deposits, and loan and retirement plan payments on a day - to - day basis • Provided the head manager with daily cash supply orders to maintain sufficient funds for successful operations every day • Counted and sorted currency by hand and with counting equipment in order to ship to other branch locat
bank products and services when appropriate, setting a record in service referrals and exceeding the company's promotion profit goals by 10 percent • Processed automated teller transactions, night deposits, and loan and retirement plan payments on a day - to - day basis • Provided the head manager with daily cash supply orders to
maintain sufficient funds for successful operations every day • Counted and sorted currency by hand and with counting equipment in order to ship to other
branch locations
✔ Track record of exceeding weekly sales targets by utilizing effective sales strategies ✔ Particularly effective in
maintaining customer relations and referral system to promote
bank products and financing services ✔ NMLS Registered; proven record of compliance with SAFE mortgage and loaning procedures ✔ Well - versed in general
branch banking procedures, account opening / closing and ongoing customer services management
Create and
maintain banking reports and provide detailed records of all cash and non-cash related
branch supplies.
Merrill Lynch - Financial Consultants - Beverly Hills
Branch Supported other Financial Consultants within... Retirement / Trust / Profit sharing accounts and regular
banking checking - savings accounts -
maintained database... Professional Summary Achieve financial goals for companies by building partnerships to attain client
KEY DUTIES OF RECRUITMENT CONSULTANT * Managing drivers and being point of contact for resolving issues * Conduct interviews / pre screen and full reference of all drivers * Ensure that all clients and workers comply with health and safety legislation and promptly refer any concerns to the
branch manager *
Maintaining quality and ISO procedures in line with Standard Operating Procedures to ensure effective, positive quality audit results * Liaising daily with the clients and managing expectations including job requirements, hours of work and rates of pay * Self generate new clients via cold calling and expanding on existing client opportunities * Meet with new and existing clients to account manage and advise of the services available to them * Generate new drivers by way of advertising, social media and networking * Covering out of office calls and demands on a rota requirement * Planning a weekly rota / submitting accurate payroll data / reporting KPI data *
Maintaining and increasing daily route allocations — ensuring the customer promise is delivered * Training of drivers in all aspects of the job * Managing claims for damages, insurance and fines * On time reporting of key information to Extra Personnel SKILLS REQUIRED: Recruitment Consultant * Strong Sales and Customer service experience within a fast paced changing environment * Able to communicate at all levels from driver to director * Excellent organisational skills and the ability to prioritise workloads which continually change * Computer literate — outlook, excel and word * Ability to report critical information accurately and to tight deadlines * Ability to use a common sense approach to problem solving * Full UK driving license required BENEFITS As part of our commitment our Recruitment consultant will also receive: * Excellent salary and bonus opportunities * Healthcare Scheme * Pension * Min 23 days holiday plus
Bank Holidays rising to a maximum of 29 plus
Bank Holidays * Plus an additional days holiday for your Birthday * Continued advancement training
JPMorgan Chase (Chicago, IL) 2007 — 2010
Branch Manager • Managed all aspects of JPMorgan Chase branch including daily operations and personnel • Responsible for $ 40 million in deposits, $ 20 million in loans, and $ 50 billion in accounts • Consistently exceeded quarterly acquisition goals through effective product positioning • Ensured banking compliance with state, federal, and internal regulations • Conducted audits to maintain responsible, profitable, and efficient operations • Investigated issue escalation, fraud, theft, forgery, and identity theft claims as needed • Delivered excellent customer service ensuring client satisfaction and repeat bu
Branch Manager • Managed all aspects of JPMorgan Chase
branch including daily operations and personnel • Responsible for $ 40 million in deposits, $ 20 million in loans, and $ 50 billion in accounts • Consistently exceeded quarterly acquisition goals through effective product positioning • Ensured banking compliance with state, federal, and internal regulations • Conducted audits to maintain responsible, profitable, and efficient operations • Investigated issue escalation, fraud, theft, forgery, and identity theft claims as needed • Delivered excellent customer service ensuring client satisfaction and repeat bu
branch including daily operations and personnel • Responsible for $ 40 million in deposits, $ 20 million in loans, and $ 50 billion in accounts • Consistently exceeded quarterly acquisition goals through effective product positioning • Ensured
banking compliance with state, federal, and internal regulations • Conducted audits to
maintain responsible, profitable, and efficient operations • Investigated issue escalation, fraud, theft, forgery, and identity theft claims as needed • Delivered excellent customer service ensuring client satisfaction and repeat business
Bank of America -LRB-[Insert City, State]-RRB- 9/1988 — 11/1992 Customer Service Representative / Head Teller • Conducted customer transactions and processed new account opening procedures / documents in a professional, client - focused manner which promoted business retention and
branch revenue growth •
Maintained detailed logs and records while organizing critical and sensitive client /
branch files, providing oversight to and execution of various
branch operations • Performed all required computer operations necessary to facilitate customer transactions, including data entry and account maintenance tasks • Assisted management with various other duties as assigned
Professional Experience Harris
Bank Evanston (Evanston, IL) 2000 — 2009 Vice President /
Branch Manager • Managed all aspects of Evanston branch including daily operations and personnel • Hired, trained, scheduled, and supervised staff of 10 tellers, personal bankers, and support staff • Created and implemented employee review, development, and recognition programs • Designed and executed education programs focused on banking and service best practices • Oversaw teller line, mortgage, consumer loan, and commercial banking departments • Consistently exceeded financial goals through effective sales, marketing, and management • Awarded Harris Bank Outstanding Sales Award for setting company best in product sales • Delivered excellent customer service resulting in client satisfaction and repeat business • Ensured banking compliance with state, federal, and internal regulations • Conducted audits to maintain responsible, profitable, and efficient oper
Branch Manager • Managed all aspects of Evanston
branch including daily operations and personnel • Hired, trained, scheduled, and supervised staff of 10 tellers, personal bankers, and support staff • Created and implemented employee review, development, and recognition programs • Designed and executed education programs focused on banking and service best practices • Oversaw teller line, mortgage, consumer loan, and commercial banking departments • Consistently exceeded financial goals through effective sales, marketing, and management • Awarded Harris Bank Outstanding Sales Award for setting company best in product sales • Delivered excellent customer service resulting in client satisfaction and repeat business • Ensured banking compliance with state, federal, and internal regulations • Conducted audits to maintain responsible, profitable, and efficient oper
branch including daily operations and personnel • Hired, trained, scheduled, and supervised staff of 10 tellers, personal bankers, and support staff • Created and implemented employee review, development, and recognition programs • Designed and executed education programs focused on
banking and service best practices • Oversaw teller line, mortgage, consumer loan, and commercial
banking departments • Consistently exceeded financial goals through effective sales, marketing, and management • Awarded Harris
Bank Outstanding Sales Award for setting company best in product sales • Delivered excellent customer service resulting in client satisfaction and repeat business • Ensured
banking compliance with state, federal, and internal regulations • Conducted audits to
maintain responsible, profitable, and efficient operations