Sentences with phrase «maintaining low debts»

Moreover that company is capturing market share from competitors while maintaining low debts and clean balance sheet.

You will often qualify for lower interest rates on additional things like credit cards and insurance by using a home refinance to improve your credit score and to maintain a low debt to income ratio.

Start with responsible use, maintain a low debt, and pay EVERY bill on time.

If you are prompt in your debt payments and maintain a low debt - to - income ratio, the insurance company would offer you lower premium quotes.

Not exact matches

The converse applies in down turns, cut production to maintain price value and cut costs and improve efficiencies, Additionally use low cost debt to buy assets for future development with debt to be repaid in booms.

However, he says there's good reason to think Canada can manage the risks from debt, which he says is a natural consequence of several factors, including the combination of a strong demand for housing and the prolonged period of low interest rates maintained in recent years to stimulate the economy.

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This will benefit taxpayers through lower debt - servicing costs and will help Canada maintain its strong triple - A credit rating in an uncertain economy.

With interest rates on low - risk investments falling to low levels in many countries, investors have sought to maintain yields by moving into higher - risk assets such as corporate debt and emerging market debt.

It maintains a net debt - to - EBITDA ratio of 4.8 x which is lower than industry average of ~ 6x.

Given historically low long - term interest rates, the government has considerable fiscal flexibility to undertake key public investments, while maintaining a falling debt to GDP ratio.

Poloz said debt is a natural consequence of several factors, including the combination of a strong demand for housing and the prolonged period of low interest rates maintained in recent years to stimulate the economy.

«Sustainable» fiscal management allows the government to take actions to support economic growth subject to the constraint of maintaining a low and a stable or declining debt burden.

And by maintaining a light debt load and locking in low interest rates through long - term bond issues, management has prepared the business for higher interest rates quite well.

Give yourself the best chance of maintaining a manageable level of debt by keeping your rates and fees as low as possible.

Asked repeatedly if Labour's approach would require an increase in short - term borrowing, he employed that classic Tony Benn tactic of answering a different question, maintaining debt would be lower in the long - term with Labour's approach.

But if you can't, it's better to spread out debt over a few cards, to maintain lower balances, rather than max out any one card.

This will maintain the current interest rate of the loan, which can be very low, and eliminate the debt in the shortest payment period.

In the wake of the Great Recession starting in 2007 and the ensuing global financial crisis, as well as European sovereign debt crisis, the FOMC maintained a record low target interest rate of 0 % to 0.25 % in order to encourage growth.

Of course, the best way to maintain a high credit score is to pay all of your bills on time and have a low debt - to - income ratio at all times.

However, he says there's good reason to think Canada can manage the risks from debt, which he says is a natural consequence of several factors, including the combination of a strong demand for housing and the prolonged period of low interest rates maintained in recent years to stimulate the economy.

If you sign up for a card and maintain a low balance on it, you can improve your overall debt to credit ratio.

Maintaining low balances translates into higher scores and shows how well you manage credit card debt.

The importance of recent credit activity in scoring comes from research showing that not only is low utilization an indicator of lower risk, but maintaining low utilization while continuing to use credit responsibly — as opposed to paying off debt and putting the cards away — can be an indicator of even lower future risk and lead to a slightly higher score.

• Unlike in the U.S., underwriting standards for qualifying mortgage borrowers in Canada have been maintained at prudent levels resulting in mortgage borrowers here being much more creditworthy; • Canadian mortgage lenders never offered low initial «teaser» rate mortgages that led to most of the difficulties for mortgage borrowers in the U.S.; • Most mortgages in Canada are held by their original lender, not packaged and sold to third parties as is typical in the U.S., and consequently, Canadian mortgage lenders have a vested interest in ensuring that their mortgage borrowers are creditworthy and not likely to default; • Only 0.3 % of Canadian mortgages are in arrears versus 4.5 % in the U.S. and what even before the start of the U.S. housing meltdown two years ago was 2 %; • Canadians tend to pay down their mortgage faster than in the U.S. where mortgage interest is deductible from taxes, which encourages U.S. homeowners to take equity out of their homes to finance other spending, a difference that is reflected in the fact that in Canada mortgage debt accounts for just over 30 % of the value of homes, compared with 55 % in the U.S.

Overall, I would only recommend this card to smart spenders, as they are aggressive in their sales, and are not necessarily interested in you maintaining a low balance and staying out of debt.

Pay your bills on time, raise your credit score, maintain a steady income, and lower your debts.

Assuming you move the debt to a card with a lower interest rate, it'll cost less money to maintain that debt going forward.

Reducing overall debt, making timely payments, increasing your FICO credit score and maintaining a minimum balance can all strengthen your position when negotiating a lower interest rate.

This is due to the rate of interest reductions, lower monthly payments, elimination of additional fees and penalties.Reliable debt consolidation companies maintain relationships with many creditors throughout the country.

Companies operating in industries that are exposed to a high level of business risk and uncertainty would generally prefer to maintain lower level of financial risk (by lower debt financing) and higher interest cover ratios.

Credit repair: Borrowers undertake this process by 1) ensuring that information in their credit reports is accurate, 2) disputing erroneous items with the credit reporting agencies, and 3) developing a spending plan to lower their debt and raise their credit score (i.e. maintaining current balances below 40 % of their credit limit).

Andrew Housser says that the agencies maintain pre-arranged agreements with credit card companies that allow them to lower interest rates on existing debt to a creditor - issued «concession rate.»

Since FICO views borrowers who habitually max out credit cards — or who get very close to their credit limits — as people who can not handle debt responsibly, a borrower should maintain low credit card balances.

So Philip, when you previously argued for ultra low interest rates because interest was the big problem caused by debt, were you thinking economies could be maintained without much growth if interest were under control and everything would stay in balance over long period of time?

Due to the bank's inability to maintain appropriate records, is one of the reasons why debt collection companies can purchase debt for such a low price — sometimes for as low as 5 - cents on the dollar.

You should also maintain a low credit utilization rate — i.e., low credit card balances — and low debt - to - income ratio.

You can also practice responsible credit behaviors, including always paying your debts as agreed and maintaining low balances, so that all three of your reports look their best no matter which one is queried.

Paying your debts as agreed, establishing a healthy mix of credit types, and maintaining low balances on your credit cards can all contribute to rebuilding your credit.

Given the current economic trends, partners should not become too comfortable with readily available «low cost» debt to satisfy cash flow needs, to maintain current levels of partner draws and to remain competitive.

Marks, like cohorts at Standard & Poor's and Moody's Investor Services, looks at the debt side of the equation, where he maintains that shopping center REITs have healthy balance sheets and relatively low leverage levels.

«Lenders are also not lowering their debt service coverage ratios or debt yield to maintain loan proceeds this far,» says Kiffe.