Sentences with phrase «major change in coverage»

Experts recommend evaluating auto insurance coverage options at least once every 6 months or any time there is a major change in coverage need like when a new car is purchased, a new teenage driver is added to the policy, there is a move to a new state (or even a new zip code as auto insurance rates are often very granular and can change quite a bit even from zip codes that are right next to each other), etc..

Not exact matches

Moderate and conservative lawmakers have said the legislation needs some major changes in the wake of a brutal Congressional Budget Office (CBO) score projecting widespread coverage losses and short - term premium hikes.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

She announced in New York City on September 21st the results of an analysis of climate change coverage at two major properties of the News Corporation, the Fox News Channel and The Wall Street Journal.

If anything has changed in your life — for example, if you bought a home, got married, moved or experienced any other major milestone — you should request a review of your coverage so you can rest assured that your policy still protects everything that's important to you.

A new study just released by the Union of Concerned Scientists shows that of the three major cable news networks, in 2013 Fox News far and away was the worst at covering news about climate change: More than 70 percent of their coverage contained misleading statements about it.

A study of climate change coverage in ten major Australian newspapers found Andrew Bolt was the second most prolific writer on the issue in Australia, behind News Ltd stablemate and fellow climate science sceptic Terry McCrann.

The Intergovernmental Panel on Climate Change (IPCC) periodically issues statements in response to media enquiries / coverage or to announce major events like calls for author nominations for the Fifth Assessment Report (AR5) and review periods for the various assessments underway.

Major holes in geographic, vertical, and temporal coverage present another challenge to the strength of scientific conclusions about global change based on global time series data sets, particularly when it comes to biological measurements.

Both Romm and advocacy organizations such as Media Matters for America raise their financial support and define their professional roles as watch dogging the mainstream media, asserting that consistent false balance in mainstream coverage at leading outlets such as the NY Times or the Washington Post remains a major barrier to political action on climate change and that conservative media like Fox News have a powerful impact on wider public opinion.

However, it remains a major scientific challenge to model and project the changes of the magnitude and intensity of subsurface oxygen depletion because it depends on changes in ocean circulation, rates of de-nitrification, and nutrient runoff from land, and because global data coverage for chemical and biological parameters remains poor.

A study of coverage of the recent United Nations» Intergovernmental Panel on Climate Change (IPCC) report finds that many mainstream media outlets amplified the marginal viewpoints of those who doubt the role of human activity in warming the planet, even though the report itself reflects that the climate science community is more certain than ever that humans are the major driver of climate cChange (IPCC) report finds that many mainstream media outlets amplified the marginal viewpoints of those who doubt the role of human activity in warming the planet, even though the report itself reflects that the climate science community is more certain than ever that humans are the major driver of climate changechange.

The proposed legislation would bring about major changes to the coverage as per state law, for those who suffer catastrophic injuries in a motor vehicle accident.

If your business goes through a major change in the middle of coverage, be sure to discuss it with your insurance broker as soon as possible.

Any major change in your life that causes you to lose your existing health coverage or changes your household size or your residence could qualify you for a Special Enrollment Period.

Even without major changes in your home or family situation, it is recommended that you review your life insurance coverage at least once per year.

If you name the landlord as having additional interest, she will receive notifications about major changes in your insurance coverage, such as a policy cancellation or non-renewal.

Without the right amount of coverage, your loved ones could have to make major lifestyle changes in order to make ends meet.

No - fault auto insurance law could have a major impact on hospitals Michigan lawmakers are considering making changes to the state's no - fault auto insurance law in order to address the issues concerning expensive insurance coverage and the cost of medical care.

Experts in coverage and in real estate are saying that the homes along the coast could see major changes.

If you go through major life changes — like getting married, launching a business, or taking in an elderly family member who will rely on you — you can change your coverage by converting to a permanent policy or applying for an additional term policy.

Insurance experts recommend revisiting the coverage of your policy once every five years or whenever you experience a major life event such as a change in income or assets, marriage, divorce, the birth or adoption of a child, or a major purchase such as a house or business.

Because life can — and often does — change, universal life could offer a nice way to revise coverage without the need to make major adjustments in your overall plan.

It has changed significantly in that time, with various new types of travel insurance coverage that protect travelers from illnesses, major and minor trip cancellation problems, kidnapping, acts of terrorism and many of the other potential dangers of travel.

Keep in mind that it can be good to talk to your auto insurance agent before making any major changes to your coverage so you understand what the coverage changes may mean if you get into an accident.

A major component of the proposed act is a change in the state's Proposition 103 involving drivers who had previous lapses in auto coverage.

Uplifting, provocative, and heartfelt, the book is organized into four sections: A crash course in sex Explanation of how sexual relationships really work Medical options and bionic solutions Vignettes of couples changing their sexual relationships Resurrecting Sex addresses all major sexual issues, including male erection problems such as rapid orgasm and delayed orgasm; women's problems with arousal and lubrication, difficulty reaching orgasm, and low desire; full coverage of Viagra (for both men and women); and other sex - enhancing drugs and medical options.

The measure would have expanded the ability of states to seek waivers from the ACA's rating and benefit requirements, eliminated the individual and employer mandates requiring individuals to have coverage and employer to offer coverage to employees, and make major changes to the ways in which state Medicaid programs are funded.