Sentences with phrase «major change in their credit»

In other words, these bonds react more dramatically to major changes in the credit cycle.

This modification will occur later this summer and as a result, consumers who are listed as authorized users on credit card accounts will probably see a major change in their credit scores.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

He said, «I made two major discoveries in the course of writing: one is a reflexive connection between credit and collateral, the act of lending can change the value of the collateral, the other is a reflexive relationship between regulators and the economies they regulate.»

for digital currency purchases be changed by a number of the major credit card networks,» Coinbase said in a

«Card issuers and banks recently requested that the MCC for digital currency purchases be changed by a number of the major credit card networks,» Coinbase said in a statement.

In 2012 the Committee recommended major changes to the Scientific Research and Experimental tax credit.

Many policy advocates in Washington are innocently unaware of the magnitude of change that shifting to, say, FICO 9 would entail for the housing agencies, the credit rating firms and for major bond investors.

Things within the industry may change as a result — a shakeout of weaker players, perhaps, and a renewed focus on the most profitable customers — but overall the credit card industry remains a major player in the U.S. economy.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Indicator change may also reflect major changes in policy, as when the definitions of employment and benefit changed with the introduction of Universal Credit.

Budgets have turned into raffles when major U-turns on everything from tax credits and pension relief, disability payments and police cuts, and of course the crumbling of the notorious pasty tax, mean a group of angry MPs, led by disrespectful rebels in the Tory ranks, will pick big ticket items and batter a once unassailable Chancellor into another humiliating change of direction.

The Greens are currently claiming on ITV that the collapse in Lib Dem support and switch to them reflects the toxicity of their association with the Conservative Party: #BESFactCheck suggests that it is more likely reflect the fact that voters do not credit the Liberal Democrats with any of the major successes or the failures of the coalition government: fewer than one in five voters believe that the Lib Dems in government have been responsible for the upturn in the economy, changes in the NHS, changes in levels of crime, changes in levels of immigration and changes in the standards of education.

Included: Two credit statements presented in an simplified and easy to read manner, which still reflects an actual credit card statement from a major Canadian bank Two worksheets Two question banks that include dozens of questions related to reading credit card statements Easy editability; the credit card statements and worksheets can be easily changed so you can use the same presentation to introduce, review, and assess

The reason for the change lies with a settlement the major credit bureaus made in 2015 with 31 state attorneys general, where the bureaus agreed to adopt more stringent policies with regard to credit reporting and the amount of information needed to link tax liens and civil judgments to individuals.

NEW YORK, N.Y. — The three largest credit - reporting agencies will change the way they handle records in a major revamp long sought by consumer advocates.

Thirty - one state attorneys general recently reached an agreement with the major credit reporting bureaus (Experian, TransUnion, Equifax) that will soon change credit reporting of debts in collections.

Usually, having a subprime credit score means you have to settle for less than stellar options or high annual fees, but the Discover it ® Secured Card — No Annual Fee has changed up the secured credit card scene in a major way.

«When rates go up, there is a ripple effect that will likely lead to an interest rate increase on variable rate products,» said Bruce McClary in an interview, a spokesman for the National Foundation for Credit Counseling based in Washington, D.C. «In most cases, it is not a very large change, but even the most insignificant increases can have a major impact on budgets that are very tight.&raquin an interview, a spokesman for the National Foundation for Credit Counseling based in Washington, D.C. «In most cases, it is not a very large change, but even the most insignificant increases can have a major impact on budgets that are very tight.&raquin Washington, D.C. «In most cases, it is not a very large change, but even the most insignificant increases can have a major impact on budgets that are very tight.&raquIn most cases, it is not a very large change, but even the most insignificant increases can have a major impact on budgets that are very tight.»

That all changed in 2010 when Experian (a major credit bureau) acquired RentBureau, a major credit reporting agency focusing on rent payment history.

Be wary of major changes in monetary policy which will be the Fed's attempt to make the transition to private market credit creation.

That has left many wondering whether the blows to the credit bureaus, and growing concern about consumer privacy in general, could lead to major changes, including new legislation.

In addition to furnishing subscribers with credit reports from the three major CRAs, the average credit monitoring service offers numerous tools for insuring against identity theft, warning of changes in the credit report, and analyzing credit profileIn addition to furnishing subscribers with credit reports from the three major CRAs, the average credit monitoring service offers numerous tools for insuring against identity theft, warning of changes in the credit report, and analyzing credit profilein the credit report, and analyzing credit profiles.

People are frustrated by the lack of a workable appeals process over disputed items and the fact that consumers — not creditors — bear the burden to prove the accuracy of credit information.So it's no surprise that a major legislative proposal has surfaced on Capitol Hill that seeks to disrupt much of the American system of gathering, reporting and using credit information, including potentially significant changes in the credit scores that lenders use to evaluate most home mortgage applications.

A major crisis in a person's life could happen and completely change their credit score.

FICO and the major credit bureaus have announced significant changes in assessing consumer debt.

In February 2013, the Federal Trade Commission released the results of a comprehensive study of credit reporting errors, finding that 21 percent of American consumers had an error on a credit report from at least one of the three major credit reporting companies.15 Thirteen percent of consumers had errors serious enough to change their credit score.

This type of card may be ideal in light of the many changes in the credit card industry and the stringent rules of major credit card providers.

In just over two weeks, the three major credit bureaus will make a significant change, deleting the last remaining scraps of tax lien data that exists in consumer reports, an estimated 5.5 million recordIn just over two weeks, the three major credit bureaus will make a significant change, deleting the last remaining scraps of tax lien data that exists in consumer reports, an estimated 5.5 million recordin consumer reports, an estimated 5.5 million records.

Well, actually the «founders of No Kill» have always been a very select group whose love of all animals gradually but steadily led to the changing mindset and philosophy of saving rather than killing; not nearly enough credit has been given to all the independent and non-profit rescues, adoption groups and especially TNR groups who were promoting and practicing S / N and vaccinations long before low cost S / N clinics became available... such clinics still NOT that readily available in many jurisdictions; as for the veterinary community, for the most part, they were and are a major part of the problem along with their associations which remain regressive with their rather antiquated and self - serving leadership; for decades and even to this day it has long been known that the NUMBER ONE REASON people do not get their animals «fixed» (pet, stray, feral, it doesn't matter) is because of the lack of affordable S / N fees!

There have been numerous changes implemented and announced by the three major U.S. airlines, United, American and Delta, in recent months with modifications to frequent flyer programs, credit cards, bank relationships, planes, routes and service.

The other major change was to my one night stay in Abu Dhabi, where I originally planned on staying at the Hyatt Capital Gate on a free night certificate from my Hyatt credit card.

And while Elder Geek doesn't want to officially take credit for any major changes in SOPA / PIPA support, the Entertainment Software Association has officially repealed its support for SOPA via public statement, a little more than a day after we posted our video opposing their support of the bill.

Among major media figures in Canada, few people can claim as much credit as the National Post's Terrance Corcoran in the prolonged and woefully effective campaign to mislead the Canadian public on the science and policies regarding climate change.

That assistance is coming in the form of policy changes from the three major credit rating agencies — Equinox, TransUnion and Experian — and the two government sponsored enterprises (GSEs), Fannie Mae and Freddie Mac.

Based on data from credit ratings firm Moody's and real estate research firm Real Capital Analytics, PwC analyzed the change in retail property values in major and non-major markets.

Apparently this policy change is due to a change in the FCRA (Federal Credit Reporting Act), which then impacted TransUnion's policy — previously, they were the only one out of the three major agencies that would allow landlords to pull credit reports without doing an inspection of their facilCredit Reporting Act), which then impacted TransUnion's policy — previously, they were the only one out of the three major agencies that would allow landlords to pull credit reports without doing an inspection of their facilcredit reports without doing an inspection of their facilities.