Many
major credit cards already have a number of benefits built in, so long as you make the entire purchase on your credit card in one purchase.
Not exact matches
Sure a nice introductory APR offer is nice if you
already have a balance you're trying to pay down or know you'll be making a big purchase in the near future, but an ongoing low - interest
credit card is the one you'll want to reach for when an unexpected
major purchase comes your way.
December 31, 2013 • The country's third - largest retailer,
already smarting from a
major breach of its customers»
credit and debit
card data, now says a small percentage of the gift
cards it sold may not work properly.
Having its own devices sitting atop a software platform that offers digital content to more than 100 million,
credit -
card - wielding customers
already programmed to buy, could help Amazon become a
major mobile platform player, challenging Apple Inc (AAPL.O), Google Inc (GOOG.O), Microsoft Corp (MSFT.O) and Facebook Inc (FB.O).
If you can land a consolidation loan that has an interest rate lower than the rate of your
credit cards, you have
already won a
major part of your debt management battle.
If your spouse or parents
already have retail and
major credit cards, ask them to add you as an authorized user to their account.
What's even worse is that, looking at the benefits terms and conditions of several
major consumer
cards including the Starwood Preferred Guest
Credit Card from American Express, the Gold Delta SkyMiles
Credit Card from American Express and the Premier Rewards Gold
Card from American Express — it appears as though the terms have
already changed.
If you've
already got a
credit card with a
major bank, it may be converted at some point automatically.
If someone
already has Priority Pass membership (either directly or as a
credit card benefit) then this is unlikely to be
major news to them — Priority Pass grants access to the No. 1 Lounges
already — but this isn't a benefit being aimed at that kind of traveler.
Utilities: Though some
major utility companies still require you to link your account to a bank account for payment, more and more are letting customers pay their monthly bills using
credit cards, so be sure to check with your utility providers to see if they
already do so, or plan to.
Using a debit
card has one
major advantage over a
credit card — you're paying with money you
already have in the bank and avoiding debt.