Sentences with phrase «major credit event»

Via its Back to Work program, the FHA requires home buyers to wait just 12 months after a major credit event before re-applying for a mortgage.

Fannie Mae recently changed their policies regarding the purchase of a home after a major credit event like a foreclosure, short sale and bankruptcy.

FHA describes extenuating circumstances as circumstances that were beyond the control of the borrower, such as a serious illness or death of a wage earner, and the borrower has re-established good credit since the major credit event.

In fact, it's much easier to qualify for a mortgage after a major credit event than you may think.

The data, however, doesn't seem to be quelling concerns — not least from the Chinese regulators themselves — about a major credit event spreading to global markets.

Not exact matches

But that same hard work and tenacity could be applied to boosting our credit score in anticipation of a major life event.

Reviewing data on major geopolitical events in the past 100 - plus years, Credit Suisse's former head of research and deputy global CIO Giles Keating and his team previously found that stocks generally bounced back after such shocks.

Last year, Giles Keating, the former head of research and deputy global CIO at Credit Suisse, and his team reviewed data on major geopolitical events in the previous 100 - plus years and found that stocks generally bounced back up after these shocks.

Surveyed participants reported that recent credit events were managed in an orderly manner, with high participation rates and no major operational disruptions or liquidity problems.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

But in an email Tuesday, Mr. Russell noted several highlights of his most recent term, including purchases of farmland development rights and environmentally fragile parcels, maintaining a strong credit rating and guiding the town through several major storm events.

But he has also been quick to point to several successes of the board during his latest term, including purchases of farmland development rights and environmentally fragile parcels, maintaining a strong credit rating, and guiding the town through several major storm events.

This divide was credited as being a major event leading to the massive diplomatic cable leak of over 250,000 documents in September 2011 and Assange's eventual downfall.

However, high stakes decisions involving tracking, grade promotion, admission to dual - credit courses and graduation based on a single testing event present major educational and motivational challenges.

«Most of the time, people have been told they have to wait seven years to buy a home after a major negative credit event,» said Jason Grote, co-owner of California - based mortgage lender Central Coast Lending.

These perks include a credit card made out of stainless steel or gold, $ 100 - $ 200 annual airline credits, 24 - hour concierge service, financial and lifestyle manager, members - only gifts, airport lounge access, price assurance perks, exclusive travel credits, and VIP access to major sporting and concert events.

Borrowers qualify with a credit score of 700 and a history clean of major negative credit events (bankruptcies, foreclosures, short sales).

Young folks starting out on their own, college students away from home, people recovering from a major life event (such as a divorce or major illness), and recent immigrants may also benefit from a secured credit card, because it helps them begin or reboot their credit histories.

• Credit history before and after the eligible hardship event that is free from late payments or other major credit issues, including rental housing payments and accounts delinquent by 30 days orCredit history before and after the eligible hardship event that is free from late payments or other major credit issues, including rental housing payments and accounts delinquent by 30 days orcredit issues, including rental housing payments and accounts delinquent by 30 days or more;

Both lines of credit and loans make it possible for you to get the funds you need — whether it's for major projects or purchases, life events or to consolidate debt.

If you or someone you know has been through an emotional Bankruptcy in Canada due to a major life event, business failure or credit mismanagement, there is still a second chance to get back on your feet.

While you may not think of it regularly, your credit score can have significant ramifications on some major life events.

Much like a credit report, it is a database that keeps track of major medical events.

Many major events in life can be affected by your credit history.

He is represented by the major speaking bureaus and has worked with them to deliver keynotes and host events for such clients as Manulife Financial, Vancity, Farm Credit Canada, Bell Canada, Cosma International, Mastercard and industry associations of every description.

Credit Sesame's credit score and monitoring service helps you keep tabs on financial events that can have major impacts on your creditworthCredit Sesame's credit score and monitoring service helps you keep tabs on financial events that can have major impacts on your creditworthcredit score and monitoring service helps you keep tabs on financial events that can have major impacts on your creditworthiness.

24 - hour reception, two meeting rooms for corporate or leisure events, Internet access in the lobby at extra charge, lift, babysitting service, doctor on call 24 hours, airport transfer by arrangement with charge, free parking facilities, major credit cards accepted.

The Great Barrier Reef has experienced three major bleaching events in its recent history (Credit: Tory Chase ARC / Centre of Excellence for Coral Reef Studies)

The Great Barrier Reef has experienced three major bleaching events in its recent history (Credit: Terry Hughes / ARC Centre of Excellence for Coral Reef Studies)

The Great Barrier Reef has experienced three major bleaching events in its recent history (Credit: Greg Torda / ARC Centre of Excellence for Coral Reef Studies)

Murrieta Driving School Payment Policy We accept Cash, Cashiers Check, Money Orders, All Major Credit Cards (Visa, Master Card, Amex and Discover) Debit Cards with Visa or Master Card symbol also accepted We no longer accept checks but in the event we do honor a check there will be a $ 35 NSF fee assessed if returned by your bank Replacement Certificates If a student loses or needs a replacement certificate there will be a $ 10 administrative fee charged for re-issueing certificate.

Overall, the cryptocurrency market is in deep red and events such as China banning international exchanges and ICO's, rumors of ban in India, major banks in the UK blocking bitcoin transactions using credit cards, and tether worries are adding fuel to the fire.

MAJOR STRENGTHS • Functional knowledge of reception duties and mail handling • Professional attitude and appearance • Proven ability to manage filing systems and scheduling activities • Enrolled in 8 credits including 2 business education programs • Knowledge of assisting in planning and logistics of university event planning • Computer: MS Word, Excel and PowerPoint • Bilingual: English and Spanish

The survey found that, in general, millennials were more aware of the possible credit impact of ordinary life events than they were about the possible impact of major life milestones.