Sentences with phrase «major financial changes»

If you haven't had any major financial changes in the last year, that little meeting with yourself will go by really quickly!

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Actual operational and financial results of SkyWest, SkyWest Airlines and ExpressJet will likely also vary, and may vary materially, from those anticipated, estimated, projected or expected for a number of other reasons, including, in addition to those identified above: the challenges and costs of integrating operations and realizing anticipated synergies and other benefits from the acquisition of ExpressJet; the challenges of competing successfully in a highly competitive and rapidly changing industry; developments associated with fluctuations in the economy and the demand for air travel; the financial stability of SkyWest's major partners and any potential impact of their financial condition on the operations of SkyWest, SkyWest Airlines, or ExpressJet; fluctuations in flight schedules, which are determined by the major partners for whom SkyWest's operating airlines conduct flight operations; variations in market and economic conditions; significant aircraft lease and debt commitments; residual aircraft values and related impairment charges; labor relations and costs; the impact of global instability; rapidly fluctuating fuel costs, and potential fuel shortages; the impact of weather - related or other natural disasters on air travel and airline costs; aircraft deliveries; the ability to attract and retain qualified pilots and other unanticipated factors.

Queen's was one of the last schools in Canada without a major donor's name on its business department, but that changed last year with a record - breaking $ 50 - million gift from Stephen J.R. Smith, founder of First National Financial Corp. and a Queen's alumnus.

CIBC is just the latest major financial institution to see a changing of the guard — the CEOs of Royal Bank of Canada (RBC), Toronto - Dominion Bank (TD) and the Bank of Nova Scotia (Scotiabank) have all revealed retirement plans in the recent past.

Axelrod insists the financial system will eventually face another major crisis, and that none of the changes he has seen will prevent another major bank from failing if a big one hits.

Once you've put such a plan in place, ideally by the time you're in your forties, «the plan should be able to survive everything except major changes in your life, such as the death of a close family member or failure of part of your business,» says Dick Cummins, director of personal financial services in Coopers & Lybrand's New York City office.

News has come from Canada Mortgage and Housing Corporation and the Office of the Superintendent of Financial Institutions Canada, Canada's chief financial regulator, that major changes are on the way, and it's hard to understate how significant they may proFinancial Institutions Canada, Canada's chief financial regulator, that major changes are on the way, and it's hard to understate how significant they may profinancial regulator, that major changes are on the way, and it's hard to understate how significant they may prove to be.

«Blockchain - related technologies have the potential to bring about major change in the financial services industry,» David Furlong, senior vice president of artificial intelligence, venture capital and blockchain at National Bank of Canada, said in a statement.

The major banks tended to scale back their regional presence, in response to the cost pressures on them after the events of the early 1990s, and the changing economics of branch banking which became apparent as financial liberalisation proceeded.

Over a year which has seen large banks halt funding for fossil fuel projects, major institutions divest from oil, gas and coal holdings, and oil companies snap up power and renewables companies in a bid to diversify their asset base, research published today by the UK Sustainable Investment and Finance Association (UKSIF) and the Climate Change Collaboration suggests nervousness over climate risk has shot up in financial circles.

And one major financial services institution told customers that it was making a major shift in focus from being a financial retailer to a financial adviser, but, a year later, research showed that the customer experience with the company had not changed.

In fact, we think there are four major factors that will influence interest rates around the world: changing demographic trends, innovations in technology and energy, financial conditions as related to leverage, liquidity and cash flow, and monetary policy.

The modest change to our hedge is intended to maintain our downside protection while hopefully producing a little bit less day - to - day discomfort on days when Wall Street suddenly goes «risk on» and chases banks, financials, materials, and high - debt cyclicals, all of which we hold with smaller weight than the major indices reflect.

If there haven't been major changes to your financial profile, there shouldn't be any problems qualifying for an FHA Cash - Out Loan.

When insurers suffer major financial losses resulting from an unusually high volume of claims, they change their policies to protect themselves from further losses.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

One major change happening in Canada due to the financial crisis has been the weakening of the American dollar and the strengthening of the Canadian dollar relative to the U.S. dollar.

TWE suffered a $ 101 million loss for the 2013/14 financial year following a turbulent 12 months that included senior management changes, a major restructure and the costly destruction of hundreds of thousands of cases of old and excess wine.

Although some of these changes seem positive - such as a new home and job - they also represent major stressors due to increased time and financial expenditures.

The next major change came in the costs reported for the 2011 - 12 financial year, when another large (but unknown) number of staff were classified out of administration, mostly from the Department for Work and Pensions (DWP), and HM Revenue and Customs (HMRC).

In this post I look at Trump's proposals for trade, health care, financial regulation and climate change and conclude that his administration is likely to run into major obstacles in each of these areas.

MAEVA Group, according to Wilson's biography, «focuses primarily on investing in or acquiring companies undergoing major change, or advising companies going through similar operational or financial transformations, so that these companies can better compete and thrive in the future.»

In this show John Testa discusses with Rob Astorino all the major changes the County Executive made while developing the 2011 Westchester County Budget and how taxpayer relief was accomplished, while also providing for the neediest of the county; leaving essential services intact and establishing a sound financial plan for the future.

Also at noon, Making Change at Walmart, along with Walmart - Free NYC and other groups, will hold a major demonstration in front of Trump Tower as part of a national campaign and day of action calling on Walmart to dump Trump and immediately withdraw all financial support for the 2016 Republican National Convention, Trump Tower, 725 5th Avenue, between E56th Street and E57th Street, New York.

Key members of Donald Trump's economic team are promising major changes to the 2010 Dodd - Frank law Congress passed to prevent another financial crisis.

But problems arise with chronic stress, such as financial worries, major life changes, job stress, or an ongoing illness.

But technology and financial incentives are changing in a way that points to a major shift in the balance between human and machine labour.

Continued changes in the online dating business as well as in the financial markets have forced many of the online dating industry's major CEOs to re-strategize.

Surely a major financial fiat - currency - dollar - hegemony breakdown would affect such investments perilously, and surely Microsoft would be forced to make huge changes to its revenue generation strategy and possibly discontinue some products / services.

PURE has played a major role in changing the discussion about charter schools by exposing the dehumanizing and pricey discipline policies used by the Noble Charter Network, the misleading «100 % college - going» claim of Urban Prep charter schools, and the questionable financial practices of the UNO charter network.

But Jonathan Simons, head of the education at the right - leaning thinktank Policy Exchange, said drastic falls in Ofsted grades are usually caused by major events such as a change in pupil cohorts, heads leaving, an exodus of teachers or a financial crisis.

And the issue has only taken on more urgency within the last year due to major changes in the structure of Pell Grants, the federal financial aid program that the vast majority of lower income students tap into to pay for college.

Of course, if you have a major change in your financial situation before the year is up, you may not be able to wait.

It probably goes without saying, but implementing any major changes in your financial situation can prove detrimental during the home mortgage loan application process.

Whatever you do, before making major, life - changing financial decisions, consider consulting a trained, experience attorney.

Most financial planners will advise you to diversity your portfolio so you are not so vulnerable with major changes in the market.

Experian, Equifax, and TransUnion come up with some type of code or way to flag accounts of consumers that are being affected by this and to not include this (business driven change because AMEX has no deposit businesslike Citi, Chase, Wachovia, etc), and is going through major financial issues, such as layoffs, and resignations)

When insurers suffer major financial losses resulting from an unusually high volume of claims, they change their policies to protect themselves from further losses.

The major rating agencies have recently changed the ratings outlook for certain financial guarantee insurers to «negative,» placed certain financial guarantee insurers on review for a possible downgrade, downgraded certain financial guarantee insurers and affirmed a «stable» outlook for other major financial guarantee insurers.

Recently, several major financial guarantee insurers have had their insurer financial strength ratings downgraded and others, including MBIA Corp., have had their insurer financial strength ratings placed on review for a possible downgrade and / or have had their outlooks changed to «negative,» which may be contributing to a recent decline in the demand for financial guarantee insurance generally.

Major changes in your personal life, financial situation and time horizon can all be reasons to reconsider your asset allocation strategy.

When a major change to the family structure happens, contact your financial professional shortly after the event to discuss potential adjustments to a financial plan.

In the past, in response to major regulatory changes, I've updated my book, The Professional Financial Advisor.

The worldwide movement to embed financial education into schools has gained impetus due to some major changes in society over the past decade, such as the Global Financial Crisis, an increase in youth debt (e.g. mobile phone debt) and research linking financial problems with low qualityfinancial education into schools has gained impetus due to some major changes in society over the past decade, such as the Global Financial Crisis, an increase in youth debt (e.g. mobile phone debt) and research linking financial problems with low qualityFinancial Crisis, an increase in youth debt (e.g. mobile phone debt) and research linking financial problems with low qualityfinancial problems with low quality of life.

If you don't win, and can make substantial changes to your informational letter, or have a major change in your financial circumstances, feel free to reapply another month!

More often than not, they are surrendered to the Collie Rescue League of New England because their owners are experiencing a major life event like divorce, relocation, or financial changes to a household.

So, due to grim financial numbers and a lack of good will among fans, Nintendo were compelled to «fall on the sword», meaning they both apologized and promised major changes were coming.

There are alternate strategies as well: I know a firm working with the major insurance and financial sectors to deny financing to carbon emitters as a way to force change, since the US government is filled with hopeless whores.

An article from Financial Times yesterday jumped the gun when it concluded that China «had abandoned its demand for funding from the developed world to combat climate change, the first apparent concession by one of the major players at the Copenhagen climate talks.»