Sentences with phrase «major financial impact»

Expenses associated with the death of a loved one, like caskets, hearse, headstone, embalming, etc. can have a major financial impact on those you love.
As a $ 768 billion industry, chemistry has a major financial impact across the globe.
If you had Critical Illness Insurance you would not feel the major financial impact, as you would have received tax - free lump sum.
However, these loans have a major financial impact on your future, and it's not recommended you take either if you can help it.
The potential splitting of the Town of Monroe and the Village of Kiryas Joel could have a major financial impact on Monroe.
These are the three major financial impacts your death will have on your spouse in retirement.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Actual operational and financial results of SkyWest, SkyWest Airlines and ExpressJet will likely also vary, and may vary materially, from those anticipated, estimated, projected or expected for a number of other reasons, including, in addition to those identified above: the challenges and costs of integrating operations and realizing anticipated synergies and other benefits from the acquisition of ExpressJet; the challenges of competing successfully in a highly competitive and rapidly changing industry; developments associated with fluctuations in the economy and the demand for air travel; the financial stability of SkyWest's major partners and any potential impact of their financial condition on the operations of SkyWest, SkyWest Airlines, or ExpressJet; fluctuations in flight schedules, which are determined by the major partners for whom SkyWest's operating airlines conduct flight operations; variations in market and economic conditions; significant aircraft lease and debt commitments; residual aircraft values and related impairment charges; labor relations and costs; the impact of global instability; rapidly fluctuating fuel costs, and potential fuel shortages; the impact of weather - related or other natural disasters on air travel and airline costs; aircraft deliveries; the ability to attract and retain qualified pilots and other unanticipated factors.
Regardless of the reason, process hurdles can cause major slowdowns, with far - reaching financial impacts.
As you can see, the 2007 - 2008 global financial crisis had much less of an impact on state unemployment rates compared to other major countries and regions such as Canada, Australia, the European Union and United States.
Analysts said that without knowing the terms of the deal, it would be impossible to gauge its financial impact on YouTube, but said that, in general, agreements with major content providers would help YouTube over time.
As long as you keep it in a healthy range, those variations won't have a major impact on your financial well - being.
The Department of Labor fiduciary rule is going to have a major impact on overhead costs and, eventually, client fees, say financial industry insiders.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
And if you don't believe that Italy's problems could have a major impact on US investors, remember how the US subprime mortgage crash and subsequent financial crisis affected the entire world.
Much of the debate over the past years about the benefits and the costs global specialization, primarily the rapid advance of China as a major manufacturing center has been less about the financial costs — the $ 12 trillion dollars of additional liquidity that the US consumers offered to the world (the cumulative US trade deficit from 1990 through 2015 compared to the over $ 3 trillion dollars in trade surplus run - up by China over this same period — and more in terms of the jobs lost and the impact of foreign products on American wages in manufacturing.
The state Division of Budget on Monday estimated the state will end the current fiscal year with a $ 6.2 billion surplus, according to the first quarter financial plan that outlined the impact of the major windfall financial settlements.
The point is New York's economy is an ocean liner — a complex structure that includes dairy farms worried about the price per hundredweight of milk and the world headquarters of major financial institutions fretting over the impact of Dodd - Frank.
Dr Ernest Yedu Addison said the introduction of the system will have a major impact in the country's efforts to ensure greater financial inclusion.
Also confounding the effort is the collapse of major financial institutions, such as investment bank Lehman Brothers, which had a team of brokers specifically dedicated to trading in such carbon markets, which will have an impact as it may limit the number of financial speculators in RGGI.
The Platform captures the financial value produced via landscape - scale restoration activities which are large enough in size to have an impact on a whole ecosystem rather than just piecemeal portions, yet also require major capital investment to accomplish.
Project RED was established by three organizations, The Greaves Group, The Hayes Connection and One - to - One Institute, and began with a research project aimed at addressing two major issues in U.S. education: improving student achievement and evaluating the total financial impact of technology on state budgets.
Your credit rating can have a major impact on your ability to get a loan from a bank or other financial institution, and for some, a 3 month loan from a payday lender may be the only option.
This will have a major impact on your financial profile and cause issues with the lending process.
As long as you keep it in a healthy range, those variations won't have a major impact on your financial well - being.
It can have a major impact on reaching your financial goals.
Something as simple as paying attention to the interest rates of your accounts can have a major impact on how you plan for your financial well being in the coming year.
Survey 3 — Errors in credit reports Data analysed — more than 2000 + credit bureau reports surveyed with client consent Mode of the survey — primary analysis of the reports of bureaus Nature of the questionnaire administered - Analysis of bureau reports to understand major and minor errors in the report and their impact on the credit score Survey 4 — penetration of credit bureaus in financial institutions in Indian market Data analysed — more than 100 financial institutions segmented into broad catagories of private banks, Public banks, Foreign Banks, NBFC and MFIs.
If you learn about this issue, however, you will eventually find a good company that can have a major impact on the success of your debt management plan and put yourself in a better financial situation.
Doing so will soften the impact of major financial emergencies you may encounter.
In this 30 minute session, Senior Market Analyst Craig Erlam discusses some of the week's key themes impacting financial markets and provides real - time analysis of the major currency pairs.
In addition, asset allocation is important because it has major impact on whether you will meet your financial goal.
A credit score stays with you as you go through your financial life, and can impact major decisions.
Credit Sesame's credit score and monitoring service helps you keep tabs on financial events that can have major impacts on your creditworthiness.
Installing a solar energy system is a major purchase with many different components, all of which can impact your financial returns.
A 2017 disclosure by San Francisco reads: «The city is unable to predict whether sea level rise or other impacts of climate change or flooding from a major storm will occur, when they may occur, and if any such events occur, whether they will have a material adverse effect on the business operations or financial condition of the city and the local economy.»
Both Romm and advocacy organizations such as Media Matters for America raise their financial support and define their professional roles as watch dogging the mainstream media, asserting that consistent false balance in mainstream coverage at leading outlets such as the NY Times or the Washington Post remains a major barrier to political action on climate change and that conservative media like Fox News have a powerful impact on wider public opinion.
Wildfires, massive forest fires that burn across thousands of square miles, are a natural part of the forest ecosystem but when they spread across farmland, into towns and cities, or over major roads, they can have a serious physical and financial impact.
Also confounding the effort is the collapse of major financial institutions, such as investment bank Lehman Brothers, which had a team of brokers specifically dedicated to trading in such carbon markets, which will have an impact as it may limit the number of financial speculators in RGGI.
As all the major organisations are doing in the current climate, solicitors need to adapt and to specialise to survive and in order to do that they need critically to review their business model and understand the financial and operational impact of their non-core activities.
This type of serious personal injury has a major impact on a person's life and will likely cause financial, physical and emotional problems.
She advises major banks on the requirements, impact and implementation of financial regulations, including strategic bank regulatory and financial reform advice, as well as compliance with regulatory enforcement actions.
As special global counsel at A&O, he has continued to play a key role as head of its Global Law Intelligence Unit, a thinktank launched by the firm in 2010 that has carried out major research projects examining the impact of Brexit and the global financial crisis.
She advises major global banks, asset managers, and corporations on the requirements, impact and implementation of financial regulation, including reforms, focusing on derivatives regulation and the Volcker Rule.
The work you do with them will have a major impact on your personal life and financial standing for years to come.
If you're involved in a major accident and cars are totaled, people are injured or killed, and property is damaged, the total financial impact could be hundreds of thousands, if not millions, of dollars.
As part of this review process, your agent will not only cover major life changes as noted above, but also shifts in your overall financial picture that may impact the affordability of your premiums.
• Chronic Pain, mild - moderate, fully functional, one healthcare provider prescribing pain medication, no increase in dosage, not more than one medication • Depression, moderate - severe, well managed, no in - patient hospitalization history • Diabetes • Heart / Cardiac Disease • Multiple Sclerosis • Renal insufficiency, mild - moderate, or progressing • Respiratory ailments, mild - moderate, not dependent on oxygen treatment or regular breathing treatments, minimal impact to pulmonary function • Stroke history within 5 years (uninsurable within last 12 months) • Surgical repair of heart valves, aneurysms, intracranial tumors, major organs after six months, including gastric bypass Life insurance is an essential part of financial planning in general.
The occurrence of any major or critical illness may result in a life threatening disease which will have a financial impact on the person and his family due to the huge treatment expenses.
According to the results of a study sponsored by Synechron, the combination of blockchain technology and Artificial Intelligence (AI) is poised to have a major impact on financial services over the next 10 years.
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