Sentences with phrase «major impacts on your credit»

There is a thing that can make major impacts on your credit score: on time payments.

Late payments can have a major impact on your credit score, which can result in raising the interest rate you'll pay for a mortgage on a rental property.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Credit scores take a few different major factors into account and weigh them according to how big of an impact they have on your ability to repay debt.

But if you're planning on making a major credit move, such as applying for a home loan in the near future, be aware how your credit - card usage can impact your score in the short term.

Whether only paying the minimum payment has an impact on your credit utilization depends on how the lender establishes the minimum payment and your use of the credit card or line of credit, says Nancy Bistritz - Balkan, a spokeswoman for major credit bureau Equifax.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

He was credited by the UN's Christiana Figures as having a «major impact» on the process to agree the world's landmark deal on climate change.

Apatow, who credits Shandling with a major impact on his career that included his first directing opportunity on The Larry Sanders Show, draws on home videos from Shandling's childhood and journals he kept over a period of decades.

It is unlikely that Louisiana's other two school choice programs — special needs program (342 students participating in 2015 - 2016) and tax credit scholarship program (781 students participating in 2015 - 2016)-- have a major impact on participation by private schools due to the relatively small number of students participating in these programs

Additionally, if the seller is current on their mortgage, there will be no major impact to the seller's credit score.

Your credit rating can have a major impact on your ability to get a loan from a bank or other financial institution, and for some, a 3 month loan from a payday lender may be the only option.

When a single lump sum is secured it can make a major impact on the overall credit situation.

Many consumers understand that if multiple inquiries about their credit are made to the major credit reporting bureaus, that can have a negative impact on their credit rating.

While credit based insurance scores can have a major impact on the price of renters insurance in most other states (Illinois Renters Insurance is notorious for this, as a matter of fact,) your credit has no impact whatsoever on the price of renters insurance in Sacramento.

Instead, focus on the major factors which have greater impacts on your credit score.

One thing you do that can make major impacts on your FICO credit score is making payments on time — it affects more than one third of it and missing one bill one time can slash your credit by 100 points.

Experian, one of the three major credit bureau companies in the U.S., said the impact on your score should be minimal if you and the agency making payments for you, are on - time every month.

Survey 3 — Errors in credit reports Data analysed — more than 2000 + credit bureau reports surveyed with client consent Mode of the survey — primary analysis of the reports of bureaus Nature of the questionnaire administered - Analysis of bureau reports to understand major and minor errors in the report and their impact on the credit score Survey 4 — penetration of credit bureaus in financial institutions in Indian market Data analysed — more than 100 financial institutions segmented into broad catagories of private banks, Public banks, Foreign Banks, NBFC and MFIs.

«When rates go up, there is a ripple effect that will likely lead to an interest rate increase on variable rate products,» said Bruce McClary in an interview, a spokesman for the National Foundation for Credit Counseling based in Washington, D.C. «In most cases, it is not a very large change, but even the most insignificant increases can have a major impact on budgets that are very tight.»

Here's another tip: making a major credit purchase can have a negative impact on your credit score, so hold off until after you obtain your loan approval.

And here's a tip: when you make a major credit purchase, it will impact your credit score — so hold off on those credit purchases and new credit cards until after your loan is approved.

Missing student loan payments can have a major negative impact on your credit and finances.

I find that there is a major misconception in terms of how bankruptcy impacts your credit score, so let's be clear on a few points.

If you do not plan to use your score to apply for any major loans (e.g. car or house) then this reduction in credit will have basically no impact on your day - to - day life.

Whether labeled a high balance, high credit or original amount — depending on the credit bureau — this dollar amount can impact both major forms of credit: revolving credit (cards) and installment (loans).

A single credit blemish can have a major negative impact on your credit score.

It's okay to use your credit cards, just be careful about using a large percentage of your available credit — high utilization rates can have a major impact on your FICO ® Scores.

Credit Sesame's credit score and monitoring service helps you keep tabs on financial events that can have major impacts on your creditworthCredit Sesame's credit score and monitoring service helps you keep tabs on financial events that can have major impacts on your creditworthcredit score and monitoring service helps you keep tabs on financial events that can have major impacts on your creditworthiness.

To minimize the impact on your credit score from cancelling remember to shift credit out from the card you're planning to cancel so that there's no major drop in your utilization.

That said, we had a decently long credit history, so small items like opening a few credit cards weren't going to impact us much, and we weren't planning on making any major house or car purchases in the next few years.

«Each time a consumer applies for new credit, a «hard inquiry» is generated, causing a slight impact on the credit score,» says Steven Katz, a spokesman for TransUnion, one of the three major consumer credit reporting agencies.

Impact on credit score is a major road block, but needlessly so if you spend wisely and pay your bills off at the end of the month.

However, if you have good credit habits in general and aren't in the process of applying for a major loan, the impact on your credit score is usually minimal, and may even be positive in the long run.

Since the Trump Administration and Congressional leaders are working on a major tax overhaul, organizations, businesses and communities that have seen the impact of the NMTC have recently urged Congress to make the credit a permanent part of the tax code.

We work with clients to identify and deal with these issues, including advice on: state and local taxes or credits applicable to renewable energy projects, including property taxes; and local government impact fees, and generally assisting clients with local governments on project development activity and issues, such as county road issues that can be a major concern.

While credit based insurance scores can have a major impact on the price of renters insurance in most other states (Illinois Renters Insurance is notorious for this, as a matter of fact,) your credit has no impact whatsoever on the price of renters insurance in Sacramento.

Credit scores and credit activity have a major impact on mortgage apprCredit scores and credit activity have a major impact on mortgage apprcredit activity have a major impact on mortgage approvals.

«If you make any major purchases on credit, this can impact your credit score and debt - to - income ratio, causing you to no longer qualify for your loan,» warns Cara Ameer, a real estate pro in Ponte Verda, Fla..

Basel III, QM and QRM could have a major impact on the cost and availability of mortgage credit.