Sentences with phrase «majority of term life»

Permanent life insurance policies often cost thousands of dollars a year, as opposed to the mere hundreds of dollars a year that the majority of term life insurance policies cost consumers.
The majority of term life policies are for 10 or 15 year terms.
The majority of term life insurance companies provide benefit periods of 10, 20 or 30 years.
Because the majority of term life policies never pay a death benefit, insurance companies can offer them much more cheaply than whole life policies, every one of which eventually pays, and still make money.
The majority of term life insurance policies provide the option of converting the policy into a permanent life insurance policy like a whole life insurance.
As for the majority of term life insurance companies, having the right price point is important to maintain a competitive position in terms of sales but not at the expense of profitability.
The majority of term life insurance beneficiaries still opt to receive benefits either in a single payment or as a permanent annuity.
The majority of term life insurance policies feature a clause that allows you to renew it at the end of the term.

Not exact matches

Given the high cost of whole life insurance, often several times that of term, and product complexity, our analysis shows term is typically better for the majority of people as you can still get significant financial coverage for your family.
But the vast majority of Christians have yet to recognize that fundamental fact, let alone come to terms with its implications for the life of the church and its relationships to the Jewish people.
But unlike the majority of their generation, the «penitents» have consciously adopted a way of life that protects them against the perils of decadence — and the term includes virtually all modern life and thought.
They have little in terms of funds, history and fan - base to boast about and seem to have spent the majority of their footballing lives under the shadow of their much more successful neighbours Valencia but that hasn't stopped Juan Ignacio Martínez «s team take Spanish football by storm these past two months.
A group of «older» first - time parents were asked about the timing of their pregnancies, and an overwhelming majority felt having a child later in life had numerous benefits, mainly in terms of being emotionally and financially ready.
Greg Hannon, the board's liaison to the commission, termed the dog park a much - demanded amenity, noting «the vast majority» of village residents also live within the park district borders.
The majority felt that AIMSI must continue to support all women in choice and autonomy, not only in planned healthy pregnancies, but also where there are fatal foetal abnormalities, risk to life and health, and in terms of unplanned pregnancy, to continuing a pregnancy or to have access to safe legal abortion without travel.
The vast majority of life on Earth, at least in terms of biomass, is microscopic and hidden beneath the seafloor.
In terms of an expectation of having the latest technologies in each classroom, the majority of available leases for school equipment allow for technology upgrades, enabling schools to manage the life of their products.
Given the high cost of whole life insurance, often several times that of term, and product complexity, our analysis shows term is typically better for the majority of people as you can still get significant financial coverage for your family.
If you are like the majority of people, you overestimate what a typical term life insurance policy premium will cost.
For the vast majority of people in the market for life insurance, a cheap term insurance policy is going to do the trick.
And the majority of parents buy life insurance on their kids as a term life child rider.
Life companies accounted for the majority of industry cash and invested assets in terms of BACV, at 65 % of total cash and invested assets as of year - end 2010.
Here's the truth of the matter: the vast majority of them amount to an ordinary term life insurance policy bundled with something else, usually an investment of questionable value.
As stated before, the majority of their business comes mostly from term life insurance policies and annuities, a business practice that comes with modest earnings, yet not enough to allow for the company to expand.
With the majority of their business being term life insurance policies, and the rest coming from annuity investors, it's safe to say that SBLI knows what they're doing and does it well.
With women making up more than three - quarters of those in assisted - living facilities and a majority of the recipients of home care, it is essential that planning for the uncertainties of long - term care factor heavily into overall retirement planning.
Those applicants that are turned down for traditional term life insurance can still get coverage in a majority of cases with a guaranteed death benefit policy.
It does not, as the majority of Americans believe, cover long - term care assistance defined as needing help at home to handle the activities of daily living.
For the majority of individuals, a level term life insurance policy is the best choice to financially protect your family from unexpected loss.
In fact, term life is the best fit for the vast majority of people.
If you agreed with the majority of these statements, term life insurance is the appropriate path for you.
Again, in the majority of situations, a term life insurance policy is going to be your best option.
By shifting to long - term, income - driven repayment plans, they become indentured servants to the government, paying a percentage of their income for the majority of their working lives.
The majority of the population would be just fine with a simple temporary (term) life insurance policy.
Term life is the right choice for a majority of people because it's affordable and straightforward.
If you did a search on term life vs whole life insurance, the majority of the articles would have a positive bent towards term and a negative bent towards whole.
But for the vast majority of people — and especially the 45 % who surrender whole life insurance policies — a term life insurance policy is the better option.
Term life insurance is simpler to understand and usually much less expensive than a comparable permanent life insurance policy, which is why term life insurance is often the better choice for the majority of consumTerm life insurance is simpler to understand and usually much less expensive than a comparable permanent life insurance policy, which is why term life insurance is often the better choice for the majority of consumterm life insurance is often the better choice for the majority of consumers.
As an example, a properly structured cash value whole life insurance policy that is purchased from a mutual company, is one that has tremendous liquidity, low cost (majority of the cost is buying lifelong level insurance — not to be compared to term), no tax on the growth of the account, tax free loans, tax free withdrawals (up to basis), tax free to survivors, no contribution limits, no required withdrawals, is free from creditors, and has minimum guarantees.
The vast majority of life policies are term, a straight up offloading of the risk of income - loss due to an untimely demise.
If you are under the age of majority where you live you may not use the Game unless your parent or legal guardian has reviewed and agreed to these Terms of Use.
Christie's rarely sold works by living artists at the end of the 20th century, but now the vast majority in terms of value at auction is the result of new artists.
Busy barristers with loads of clients are happier to settle their cases on reasonable terms far earlier than are barristers who are terrified that they do not now and will not in future have enough clients to pay the overhead, the student debt, and provide what is for the vast majority of lawyers a middle class living.
For the majority of people a term life insurance policy is the right choice.
Rate increases in 2009 were announced by the majority of firms that sell term life insurance policies.
The majority of life insurance companies offer great rates for 20 and 30 year term life insurance policies.
For people that qualify, term life is the right choice for the vast majority of Americans.
Real life insurance means that Term is the right choice for the vast majority of Americans.
While the survey didn't break down the particular types, we can assume the majority had the combination of a term life policy with a smaller universal or whole life insurance as subsequent policy.
The majority of financial and life insurance experts suggest that most people are best served when they buy a term policy and invest the difference.
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