Sentences with phrase «make about retirement plans»

If you're a business owner, you have an absurd amount of decisions to make about retirement plans.

Not exact matches

By making such adjustments and periodically re-visiting a retirement income calculator throughout retirement with updated information about your savings balance and planned withdrawals, you should be able to get a sense of whether you're spending down your nest egg at a «Goldilocks» pace, i.e., not too fast but not too slow.

While it is known that salary, vacation, retirement plans, benefits, and work flexibility can make the difference in recruiting, those factors can continue to influence your employees about their commitment to you or their desire to find new work.

«Make it a point to sit down with your children and talk about issues like finances, retirement planning and elder care,» he said.

That's about to change though, at least for any advisor being compensated for making recommendations to anyone who's participating in a retirement plan, like a 401 (k), or who owns an Individual Retirement Account (or IRA).

The availability of facial recognition to iPhone X users and other enhancements is part of a broad mobile technology strategy with the objective of making it easier for MassMutual retirement plan customers to access information about their retirement savings and provide the tools necessary to help them make the best decisions possible about their progress towards retirement, according to Wilson.

And, 44 % expressed concern about outliving their assets or having to make major sacrifices to their retirement plans.

The couple facing retirement does well to attempt to work through their feelings about it before it occurs, and to make plans for how they can use the new time they will have available.

R E T I R E M E N T Making golden decisions about your golden years Planning for your retirement means making a series of financial decisions that will have an impact on your golden years: Should you invest -LSMaking golden decisions about your golden years Planning for your retirement means making a series of financial decisions that will have an impact on your golden years: Should you invest -LSmaking a series of financial decisions that will have an impact on your golden years: Should you invest -LSB-...]

NUDGE BACKLASH Nudging people to make good choices, about their retirement plans, charitable giving or even preventive health care, does not always go as planned.

For example, rather than generic calls for «expanding» Social Security, we should be talking about how to make the Social Security formula more progressive to better cover low - income Americans with spotty work records and limited access to retirement savings plans.

That will make for a more compelling story and do a better job enlightening readers about how your state's pension plan is (or is not) providing secure retirement benefits to all teachers.

We actually don't get enough of the time we'd like to make decisions about retirement planning, meal planning and lesson planning.

Whether you're planning for retirement, thinking about life insurance options to protect those you care about, or looking at preneed insurance as a way to help make end - of - life arrangements easier on your family — talk to your advisor or agent today about how Global Atlantic can be part of your financial planning.

One of the biggest decisions to make about an employer - based retirement savings plan is what to do with your plan balance after you leave your job.

In 2010, the DOL noted that defined contribution (DC) plan sponsors offer no promise about the adequacy of a participant's account balance at retirement or of the available income stream, and that DC plans typically only make lump sum distributions available.

To do that, you'll want to go through a rigorous retirement - income planning process that starts with thinking seriously about how you'll live in retirement and then moves on to such tasks as making a retirement budget; assessing different strategies for claiming Social Security benefits; considering whether you want more guaranteed income than Social Security alone offers (which is where an annuity might play a role); and, settling on a withdrawal rate that has a reasonable shot at making your savings last as long as you do.

Aman utilizes his education and has been helping clients and members since 2001 make informed decisions about your investments and retirement planning options.

«Make it a point to sit down with your children and talk about issues like finances, retirement planning and elder care,» he said.

Here are five major misconceptions about annuities that may keep you from even considering making one part of your retirement income plan when perhaps you should.

Retirement planning is about managing your money so you can make the most of your retirement years.

But sharing your insights and personal triumphs and setbacks (yes, you should be open about your misses as well as hits) can make retirement planning less an abstract exercise and more a real - world process, making them more disposed to get involved.

Older couples should also talk about retirement — when do you plan on retiring and how do you plan to make it a financial reality?

Get serious about your retirement planning at least 5 years prior to your expected retirement date, to allow time to make whatever changes are required to your savings goals while you're still working.

About half of employers offer a retirement plan, such as a 401 (k) plan, and many make matching contributions to them.

And with an L Fund and some other lifecycle funds, you don't have to worry about making these allocation decisions yourself — they are made automatically, based on your age and planned date of retirement.

To learn more about the benefits of diversification in a retirement plan, read «How to Make the Most of Diversification.»

So while it's important to focus on making good financial decisions, we should never forget that retirement planning isn't just about the bucks.

Understanding what a Roth IRA is and how it differs from the Traditional IRA can help you make the best decisions about your retirement plan.

Our 7 simple rules for a successful 401 (k) account can help you do as well as possible by making the right decisions about your retirement plan.

We're talking about $ 375 for a family of four making the national median income of $ 53,891 a year and contributing $ 2,500 to a traditional retirement plan.

First, after making thousands of retirement plans since» 88, using just about every retirement planner every made, the bottom - line is there is no significant difference between making an educated guess and using the most detailed tax - calculating software available.

While retirement accounts were not specifically mentioned in the proposed deduction eliminations just yet, some experts are concerned about the possibility that current tax deductions will be cut that make saving in a vehicle like a 401 (k) plan attractive.

I often had feeling that the 401Ks were made only to save companies funds — forget about tying up money in a retirement plan, as well as less management reporting charges — allow 401K fund charge, along with the worker pay the 401K.

Talk to us today about making the most of your retirement planning.

Good Times - Canada's magazine for successful retirement About - GOOD TIMES, Canada's Magazine for Successful Retirement, helps you plan for and make the most of this special time of life.

If you are thinking about contributing to your employer - sponsored 401 (k) retirement plan, learn how to make the most by following these simple savings tips.

Make informed decisions about your investments with powerful trading tools, retirement planning resources and professional guidance from experienced professionals.

Watch the presentations below for valuable information that can help you make informed decisions about investing and retirement planning.

People in low tax brackets who expect to later be in higher brackets in retirement should clearly preference Roth IRAs to standard IRAs, and similarly there is a value judgment to be made about whether a 401k makes sense (even with the compounding) if you can only choose a lousy overpriced plan (as most of them are) AND believe your tax rate will increase in retirement.

«How much lawyers need in retirement depends on their own circumstances and needs, but what is clear is that many lawyers have an idea of what they would like to have after they finish work, but don't understand enough about pensions to make effective plans to achieve it.

Think about what you want in your retirement years and make sure you have a fall - back option in case things don't go quite the way you planned.

It is best to make detailed calculations about retirement planning and then invest as much as would be essential towards building a sizable retirement corpus, and thus securing your future.

With more and more articles being published about the fact that many people will have to work way beyond retirement age, there's no time like the present to put plans into place to make sure that you aren't one of them.

Be the bridge that can help them by making it clear how important early planning is, sharing data about the brokerage and the economy that they'll need to factor into their budget, putting them in touch with financial planning pros who can walk them through insurance and retirement options and help them decide whether to create a separate business entity, and bringing them together with potential partners to create a succession plan.